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Company health insurance - tailored for every business
Three case studies that illustrate how small or medium sized businesses can tailor Bupa Select to the needs of their company and their employees.

Providing health cover for key staff in a small business is essential

Start-up web design agency, Manchester
At such an early stage in its development, this business needs to keep costs down and production up. With only five staff any long-term absence could have a serious impact on revenues and the business appreciates that private medical insurance can avoid NHS waiting lists. It is important that its plan includes psychiatric cover due to the stressful nature of the business. The well-paid staff are happy to pay a £200 excess, which reduces premiums. The choice of high quality hospital accommodation is seen as an important factor in enhancing any recovery times.


The Bupa Select health insurance options chosen include:

  • a higher standard of hospital accommodation in the wider participating network
  • a £200 excess member contribution to reduce overall premiums

Making employees feel valued enhances loyalty and productivity

Family run hotel / restaurant, Edinburgh
This business has 25 long-standing employees, including family members, who've given loyal service for many years. In return the owner wants to look after her staff and help ensure that employees get back to work as quickly as possible in the event of any illness and minimising the expense of temporary staff who may not deliver the same levels of personal service. Most employees do not live near the local Network hospital.


The Bupa Select health insurance options chosen include:

  • increased access to include all participating hospitals, helping provide access to a hospital in close proximity
  • increased out-patient benefit to £1,500 with no limit on complementary medicine
  • optical, dental and prescription cash benefit

Improve employee benefits packages to retain staff whilst containing cost

Carpet manufacturing company, London
A local competitor has recently begun providing health cover and the business is concerned that its experienced staff will recognise that their benefits package is less favourable and will start looking around for a more attractive offer.
The managing director wants to enhance the employee benefits package but with 150 employees to consider, cost implications are a major concern.


The Bupa Select health insurance options chosen include:

  • reduced out-patient cover of £500
  • a £100 excess member contribution
  • not to increase hospital access as all employees are close to a hospital in Bupa’s accredited partnership network

More Information

For more information speak to one of our account managers, who will work with you to design a cost effective package that fits the needs of your company.

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start quote In 2007 sickness absence cost companies an average of£666 per employee. end quote

CIPD annual survey report 2008.

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