Bupa Leisure Travel Insurance
Insurance for your employees’ leisure travel can be an added bonus.
Choosing Bupa Leisure Travel Insurance** and Bupa Leisure Plus Travel Insurance2 gives you the opportunity to offer all your employees the benefits of special group terms for their leisure travel cover.
These policies can come with a range of benefits that add extra value to your employee’s travel cover policy and are paid for via salary deduction.
Bupa Leisure Travel Insurance and Bupa Leisure Plus Travel Insurance can offer your employees:
| Cover | Description | Bupa Leisure Travel Insurance | Bupa Leisure Plus Travel Insurance2 | Excess |
|---|---|---|---|---|
| Assistance cover | Advice including travel and medical information and assistance in the emergency transfer of funds, replacing essential medications, replacing lost tickets and travel documents. |
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- |
| Medical emergency and other related expense | For illness, injury or death abroad and emergency repatriation (where necessary) to the patient’s home country. | Unlimited | Unlimited | £50 |
| Hospital daily benefit | Cover for each 24-hour period spent in hospital as an in-patient following payment of a claim under medical emergency and other related expenses. | £25 per 24-hour period (£1,000 maximum) | £25 per 24-hour period (£1,000 maximum) | - |
| Bupa health screen# | Free Bupa health screen in the UK following a 5 day in-patient stay abroad. |
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- |
| Personal accident | Cover for permanent total disablement, loss of life, limb or sight. | £50,000 (£25,000 death) |
£50,000 (£25,000 death) |
- |
| Cancellation or cutting short the trip | If a trip has to be cancelled or cut short due to accidental bodily injury or illness or the death of a close relative and/or close business colleague living in your country of residence and/or travelling companion. | £5,000 | £5,000 | £50 |
| Legal protection | 24-hour access to our legal advice line and cover for legal expenses. | £25,000 | £25,000 | - |
| Personal legal responsibility | Cover for third party costs the insured person may be legally liable to pay if the insured person accidentally injures somebody or is responsible for accidental loss of or damage to their property. | £2 million | £2 million | - |
| Travel delay | Cover for delays of over 12 hours. | £20 for first 12 hours £10 for each additional 12 hours (maximum £200) |
£20 for first 12 hours £10 for each additional 12 hours (maximum £200) |
- |
| Missed departure | Additional transport and accommodation costs if an outbound departure is missed due to failure of public transport or immobilisation of the vehicle in which the insured person is travelling. | £500 Europe £1,000 outside Europe |
£500 Europe £1,000 outside Europe |
- |
| Personal baggage | Covers lost, stolen, damaged or destroyed luggage. Single item/valuables limit. |
£2,000 £500 |
£2,000 £500 |
£50 |
| Baggage delay | Costs for essential items if baggage is misplaced or delayed for more than 24 hours on the outward journey of a trip. | £200 | £200 | - |
| Money | If lost, stolen, damaged or destroyed. Cash limit. |
£1,000 £500 |
£1,000 £500 |
£50 |
| Passport | Reasonable additional travel and accommodation expenses incurred to obtain a replacement passport if lost or stolen abroad during a trip. | £500 | £500 | £50 |
| Hijack | Distress allowance for each day an insured person is prevented from reaching his/her destination due to being hijacked. | £1,000 (£50 per 24-hour period) |
£1,000 (£50 per 24-hour period) |
- |
| Mugging | Cover for each 24-hour period spent in hospital during a trip if an insured person is the victim of a mugging. | £1,000 (£50 per 24-hour period) |
£1,000 (£50 per 24-hour period) |
- |
| Homecall | Arrangement of emergency repairs within the insured person’s home up to seven days from the end of a trip (UK only). |
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| Catastrophe | Covers cost of accommodation if you need to move because of a catastrophe such as extreme weather conditions or medical epidemic. | £1,000 | £1,000 | £50 |
| War and terrorism3 | Cover for medical emergency and other related expenses and personal accident when caught in unforeseen disturbances. | as per the section claimed under | as per the section claimed under | - |
| Winter sports cover (optional) | The number of days allowed for winter sports (under age 65 only) | 17 days | 17 days | - |
| Piste closure (only available where Winter sports cover has been selected) | Reasonable additional transport costs and lift passes to travel to another resort to ski. | £250 | £250 | - |
| Ski equipment (only available where Winter sports cover has been selected) | Cover for loss, damage, destruction or theft of personal or hired equipment. | £500 | £500 | £50 |
| Maximum trip duration | This is the length of time in days for which each person is covered per trip. | 45 days in a row (180 in total per insurance period) | 45 days in a row (180 in total per insurance period) | - |
| Maximum age | The maximum age in order to be eligible for cover. | 79 | 64 | - |
| Medical underwriting | These are the terms which define cover for pre-existing medical conditions. | Medical warranty terms apply and certain pre-existing medical conditions not covered | Pre-existing conditions covered (terms and conditions apply) | - |
The above is a summary of the benefits provided. Applications are subject to acceptance by Bupa. Further details of the terms and conditions are included in the full policy wording:
Download Bupa Leisure Travel Insurance policy word (pdf, 963Kb)
Download Bupa Leisure Plus Travel Insurance policy wording (pdf, 919Kb)
Contact the Bupa business team on 0800 00 10 22*.
(lines open between 9.00am to 5.00pm, Monday to Friday.)
*Calls may be recorded and may be monitored
**Terms and conditions apply (including exclusions and benefit limits).
2Bupa Leisure Plus Travel Insurance is only available to companies with more than 1,000 employees. Pre-existing conditions covered (terms and conditions apply).
#Only applicable when we agree to pay for a claim under the benefit: Section 2 - Medical emergency and other related expenses, and the insured person has been admitted into a recognised hospital abroad as an in-patient, for at least five consecutive days.
3War and terrorism only applies to the following benefits: Medical emergency and other related expenses and personal accident and only when the disturbances were not taking place at the time of booking the trip and/or at the start of the trip.
To discuss your travel health needs call
Lines are open 9am to 5pm Monday to Friday
Bupa International offers complete health insurance for expatriates.