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bupa business possessions travel cover Bupa Business Possessions

Bupa Business Possessions Travel Insurance* offers cover that is designed to complement existing medical insurance.

 

It provides reassurance to employees who already have international medical insurance, that their personal possessions are covered.

Bupa Business Possessions Travel Insurance offers:

  • up to £1,500 in travel costs for a replacement business colleague
  • up to £30,000 of personal accident cover
  • up to £25,000 of legal protection
  • personal baggage cover
  • business machine cover
  • cover for trip cancellations or delays of 12 hours or more
  • cover for trips up to 180 days per trip, but not more than 180 days in each insurance period

Most of our business travel insurance provides the choice of cover for business travel only, for business and leisure travel or for business, leisure and family travel.

More details about the cost of cover

What's covered by Bupa Travel Possessions?Show all

Replacement business colleague** Hide

In the event of death, repatriation or more than three consecutive days in hospital, we will contribute towards travel costs for a replacement business colleague for a single journey.

Up to £1,500
Personal accident Hide

Cover for loss of life, limb, sight or permanent total disablement that occurs during a trip as a result of an accidental bodily injury.

Up to £30,000
Personal legal responsibility Hide

If the insured person accidentally injures somebody or they die, or damage their property, the insured person will be covered for third party costs they may be legally liable to pay.

Up to £2 million
Legal protection Hide

24-hour access to our legal advice line and cover for legal expenses to pursue compensation or damages from a third party as a result of death or injury resulting from an accident occuring during the trip.

Up to £25,000
Personal baggage** Hide

If the insured person's personal baggage is lost, stolen, damaged or destroyed and not recovered during a trip, we will cover the cost of replacement (less wear, tear and depreciation)

Up to £3,000 Single items/valuables limit up to £500
Money** Hide

If the insured person's money is lost or damaged, stolen or destroyed during a trip (whilst on their person or safety deposit box)

Up to £1,000 Cash limit £500
Passport** Hide

Reasonable additional travel and accommodation costs incurred to obtain a replacement passport if lost or stolen outside the insured persons country of residence whilst on a trip.

Up to £300
Business machines** Hide

Replacement of, or repair to, a business machine if it is lost, stolen, damaged or destroyed and not recovered during a trip (less wear, tear and depreciation).

Up to £2,000
Baggage delay Hide

Cover is provided for the cost of essential items if the carrier has misplaced or delayed the insured person's baggage for more than 12 hours during the outward journey of a trip.

Up to £500 (business trip) Up to £100 (leisure trip)
Cancellation or cutting short the trip** Hide

If the insured person has to cancel or cut short their trip as a result of an accidental bodily injury or illness, death of a close relative and/or close business colleague and/or travelling companion living in the insured persons country of residence or cancelling after a 12-hour delay.

Up to £3,000
Travel delay Hide

If the insured persons booked transport is delayed for more than 12 hours as a result of strike, industrial action, adverse weather conditions or mechanical breakdown of the aircraft, sea vessel or train.

Up to £100
Assistance cover Hide

24 hour advice including visa and vaccination requirements, motoring regulations and restrictions, time zones, bank opening hours and national or public holidays.

Personal assistance such as transfer of emergency funds using the insured person's debit or credit card, assistance to replace essential drugs and/or prescription glasses which have been lost.

Homecall Hide

For up to seven days from the insured person's return home (UK only) we will call a repairer to repair the plumbing or drainage system.

Mugging Hide

Cover for each day spent in hospital during a trip if an insured person is the victim of a mugging.

Up to £500
Catastrophe Hide

Additional and irrecovable transport and accomodation costs incurred to enable the insured person to continue with their trip or if that is impossible to return them to their country of residence early.

Up to £500
Hijack Hide

Cover for each day an insured person is prevented from reaching his/her destination due to being hijacked.

Up to £1,000
Missed departure Hide

Additional transport and accomodation costs if an outbound departure is missed due to failure of public transport or the immobilisation of the vehicle in which travelling.

Additional costs to enable the insured person to travel home from their international arrival point in their country of residence if they are delayed by the failure of public transport or the vehicle in which they were to travel is immobilised or lost.

Up to £500 Europe, Up to £1,000 Worldwide
Business trips within employee's country of residence. (LocalCover) Hide

Only available if the appropriate additional premium has been paid and covers a selection of benefits.

Winter sports cover‡ Hide

Only available if you have chosen and paid for leisure cover and the insured person is under 65 years of age. Cover restricted to 17 days in any one insurance period.

Excess Hide

Excess deducted per person, per claim.

£25
Maximum trip duration Hide

Up to 180 consecutive days or the period of the original booked journey (whichever is shorter), commencing and ending in the insured person's country of residence during the insurance period. The maximum duration that the insured person can be away from their country of residence in any one insurance period is:

180 days

What's not covered?Show all

Bupa Travel Possessions does not cover the following Hide
  • Medical emergency and other related expenses - for illness or injury abroad and emergency repatriation to the insured person's country of residence.

Policy wording

The above is a summary of the benefits provided. Further details of the terms, conditions and exclusions are included in the policy wording.

Download the policy wording (pdf, 1.1mb)

Next steps

  • *Calls may be recorded and may be monitored.

    **The excess applies to these benefits

    ‡Winter sports cover only available to those under 65 years of age and with "business and leisure" and "business leisure and family" cover options. Not available with "business only". Cover up to a maximum of 17 days in each insurance period.

Contact us

  • Telephone

    To discuss your travel health needs call

    0800 00 10 22*

    Lines are open 9am to 5pm Monday to Friday

Worldwide health cover

Bupa International offers complete health insurance for expatriates.

Find out more about Bupa International