Terms and conditions

The BUPA Cash Plan information on this website is just a summary of the available benefits. Terms and conditions apply, including exclusions and benefit limits. For example, the number of nights that an adult member could claim benefits 3, 4 and 16 during any benefit year is 40 nights in total, and not for each benefit individually. Cover for pre-existing conditions does not extend to hospital benefits. Full details of the terms and conditions are available on request and will be sent to you on joining. You will have 21 days from the date you join to examine your cover and cancel it if you are not completely satisfied. In which case we will refund any subscriptions paid providing you have not made any claims.

We do not pay benefits (except for benefits 4, 9, 14, 15 and 16) to a member during the first 13 weeks of their current continuous membership. In respect of benefit 9 we do not pay benefits during the first 52 weeks of their current continuous membership. We pay benefits 4, 14, 15 and 16 immediately. We will only pay for treatment, goods and services received in the UK, except for worldwide emergency cover (in accordance with benefit 4 in the membership guide) and personal accident cover.

We pay 50 percent of what you are charged up to the benefit limit shown for benefits 6, 7, 8, 10, 11 and 13.

We pay 100 percent of what you are charged up to the benefit limit shown for benefits 1 and 2.

For eligible hospital stays we pay one-seventh of the weekly amount for each night.

Subscriptions

Subscriptions are payable monthly in advance. You may also choose to pay quarterly or annually, if so, please contact us for details of the subscription rates. The subscription rates shown on this site are quoted inclusive of Insurance Premium Tax at the current rate. BUPA reserves the right to alter subscription rates at any time if the Government varies the rate of IPT. Subscriptions may increase from time to time.

Cover under the plan

Cover under the plan is provided by BUPA Insurance Limited. The personal accident cover is provided by a third party insurer, details available upon request. Membership is subject to acceptance by BUPA.

The full set of terms and conditions can be found in the Personal membership guide.

View the Personal membership guide

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