Compare levels of cover
Take a look at this table to get an overview of how the Heartbeat health insurance products compare to each other. Click on the product links for a brief summary of the cover each product offers.
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Health care select 1 |
Health care select 2 |
Health care select 3 |
Health care select 4 |
Health care select Heart & Cancer 1 |
| In-patient and day-patient treatment |
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| Hospital charges |
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| Consultants' fees |
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| Out-patient treatment |
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| Out-patient consultations |
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up to £500 a year when following within six months and related to eligible day-patient or in-patient treatment2,3 |
X4 |
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| Out-patient therapies |
up to £1,000 a year3 |
up to £500 a year3 |
up to £500 a year when following within six months and related to eligible day-patient or in-patient treatment2,3 |
up to £250 a year when following within six months and related to eligible day-patient or in-patient treatment3 |
up to £500 a year3 |
| Out-patient diagnostic tests |
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X4 |
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| Out-patient complementary medicine |
up to £250 a year3 |
X |
X |
X |
X |
| Cancer treatment |
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| In-patient and day-patient hospital charges and consultants fees |
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| Radiotherapy and chemotherapy |
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| Eligible out-patient cancer drugs |
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| Out-patient consultations, diagnostic tests and therapies |
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| Out-patient complementary medicine |
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X |
X |
X |
X |
| Psychiatric treatment (after two years membership)5 |
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| Out-patient consultations |
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X |
X |
X |
| Out-patient therapies |
within the £1,000 out-patient therapies limit above |
within the £500 out-patient therapies limit above |
X |
X |
X |
| Day-patient and in-patient treatment |
up to 45 days a year |
up to 45 days a year |
X |
X |
X |
| Additional benefits |
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| Private ambulance |
up to £60 each trip |
up to £60 each trip |
up to £60 each trip |
up to £60 each trip |
up to £60 each trip |
| Parent accommodation |
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| Treatment at home |
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| Bupa HealthLine |
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| Find out more |
Health care select 1 |
Health care select 2 |
Health care select 3 |
Health care select 4 |
Health care select Heart & Cancer1 |
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This symbol indicates cover under this policy. However terms and conditions apply, including the requirement to use scheme recognised providers and facilities. Full details of the cover, including limitations and exclusions, are set out in the rules and benefits in the scheme membership guide. |
| X |
This symbol indicates that this is not covered under this policy. |
Next steps...
Call 0800 600 500*
- it's hassle free and usually only takes about 15 minutes to talk through your options Alternatively, let us call you back or email us with any queries
Terms and conditions apply
1 Cover for eligible treatment for acute heart and cancer conditions only.
2 This is the total amount we will pay for both consultations and physiotherapy (and other therapies) combined.
3 When the out-patient treatment is for eligible out-patient treatment of cancer, the out-patient benefit limits restrictions stated do not apply.
4 The exclusion does not apply when the out-patient treatments are for eligible treatment of cancer.
5 Psychiatric treatment is covered on a discretionary basis and after two years' continuous membership.
* Lines are open 8am to 8pm Monday to Friday and 9am to 1pm on Saturday. Calls may be recorded and may be monitored.
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