BUPA Heartbeat - Health care select 2

When you are admitted to hospital for eligible treatment carried out in a BUPA Heartbeat hospital, according to your hospital access, we cover the following hospital charges:

For in-patient and day-patient treatment:

• hospital accommodation
• theatre use, nursing care, drugs and surgical dressings
• intensive care
• therapies such as physiotherapy
• diagnostic tests and investigations such as X-rays, blood tests and ECGs
• MRI (magnetic resonance imaging), CT (computed tomography) and PET (positron emission tomography)
• eligible prostheses and appliances

We cover the following consultants' fees when your treatment is carried out in a BUPA Heartbeat hospital:

• consultant surgeons and anaesthetists fees for eligible surgical operations
• consultant physicians fees for eligible day-patient and in-patient treatment

We cover consultants' fees for eligible out-patient consultations to assess your acute condition.

When requested by your consultant as part of eligible out-patient treatment we cover:

• hospital charges for diagnostic tests and investigations such as X-rays, blood tests and ECGs
• imaging centre charges for MRI (magnetic resonance imaging), CT (computed tomography) and PET (positron emission tomography)

We cover therapists' fees for eligible out-patient treatment when you are referred for the treatment by your consultant or GP.

We cover consultants' fees and hospital charges for:

• eligible in-patient treatment and day-patient treatment of cancer
• eligible out-patient surgical operations of cancer
• radiotherapy and chemotherapy for eligible cancer treatment

We also cover the following when carried out as, or part of, eligible out-patient cancer treatment:

• patient consultations with a consultant to assess your cancer condition
• eligible out-patient cancer drugs that are specifically for planning and carrying out eligible out-patient cancer treatment
• therapies, such as physiotherapy on consultant or GP referral
• out-patient diagnostics test and investigations such as X-rays and blood tests on consultant referral
• MRI, CT and PET scans on consultant referral

For eligible psychiatric out-patient treatment we cover

• consultants' fees for consultations and treatment
• therapists fees (within and subject to the overall limit for all out-patient therapies)

For eligible psychiatric in-patient and day-patient treatment-in -patient and day-patient treatment in a psychiatric network hospital we cover consultants' fees and hospital charges subject to an overall maximum of 45 days psychiatric treatment each year for all such eligible psychiatric treatment.

We cover travel by private road ambulance when it is medically necessary for you to travel by ambulance to receive eligible day-patient or in-patient treatment.

We cover hospital charges for parent accommodation for one parent when accompanying a child under 12 who is covered under the scheme and receiving eligible in-patient treatment.

We cover eligible treatment at your home if it is medically appropriate and if the treatment would otherwise have to be carried out as eligible in-patient treatment for medical reasons.