BUPA Heartbeat - Health care select 3

When you are admitted to hospital for eligible treatment carried out in a BUPA Heartbeat hospital, according to your hospital access, we cover the following hospital charges:

For in-patient and day-patient treatment:

• hospital accommodation
• theatre use, nursing care, drugs and surgical dressings
• intensive care
• therapies such as physiotherapy
• diagnostic tests and investigations such as X-rays, blood tests and ECGs
• MRI (magnetic resonance imaging), CT (computed tomography) and PET (positron emission tomography)
• eligible prostheses and appliances

We cover the following consultants' fees when your treatment is carried out in a BUPA Heartbeat hospital:

• consultant surgeons and anaesthetists fees for eligible surgical operations
• consultant physicians fees for eligible day-patient and in-patient treatment

We cover consultants' fees for eligible out-patient consultations to assess your acute condition when the consultation follows (within 6 months) and is directly related to eligible day-patient or in-patient treatment.

When requested by your consultant as part of eligible out-patient treatment we cover:

• hospital charges for diagnostic tests and investigations such as X-rays, blood tests and ECGs
• imaging centre charges for MRI (magnetic resonance imaging), CT (computed tomography) and PET (positron emission tomography)

We cover therapists' fees for eligible out-patient treatment when you are referred for the treatment by your consultant or GP and the treatment follows and is directly related to eligible day-patient or in-patient treatment.

We cover consultants' fees and hospital charges for:

• eligible in-patient treatment and day-patient treatment of cancer
• eligible out-patient surgical operations of cancer
• radiotherapy and chemotherapy for eligible cancer treatment

We also cover the following when carried out as, or part of, eligible out-patient cancer treatment:

• patient consultations with a consultant to assess your cancer condition
• eligible out-patient cancer drugs that are specifically for planning and carrying out eligible out-patient cancer treatment
• therapies, such as physiotherapy on consultant or GP referral
• out-patient diagnostics test and investigations such as X-rays and blood tests on consultant referral
• MRI, CT and PET scans on consultant referral

We cover travel by private road ambulance when it is medically necessary for you to travel by ambulance to receive eligible day-patient or in-patient treatment.

We cover hospital charges for parent accommodation for one parent when accompanying a child under 12 who is covered under the scheme and receiving eligible in-patient treatment.

We cover eligible treatment at your home if it is medically appropriate and if the treatment would otherwise have to be carried out as eligible in-patient treatment for medical reasons.