What's not covered?

Listed below are the conditions and treatments that are not routinely covered on the BUPA health insurance policy. Full details can be found in the membership guide.

• ageing, menopause and puberty
• AIDS/HIV^†
• allergies or allergic disorders
• birth control, conception, sexual problems and sex changes^†
• chronic conditions^†
• complications from excluded or restricted conditions/ treatment
• convalescence, rehabilitation and general nursing care^†
• cosmetic, reconstructive or weight loss treatment^†
• deafness
• dental/oral treatment (such as fillings, gum disease, jaw shrinkage, etc)^†
• dialysis^†
• drugs and dressings for out-patient or take-home use^†
• experimental drugs and treatment^†
• eyesight^†
• HRT and bone densitometry^†
• learning difficulties, behavioural and developmental problems
• overseas treatment and repatriation
• physical aids and devices^†
• pre-existing or special conditions
• pregnancy and childbirth^†
• screening and preventive treatment
• sleep problems and disorders
• speech disorders^†
• temporary relief of symptoms^†
• treatment in a hospital that is not a BUPA Heartbeat hospital
• unrecognised providers or facilities