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Bupa Patient Cash

Bupa Patient Cash provides financial help towards early diagnosis, offering cash refunds^ for a variety of healthcare needs, including NHS or private hospital stays and consultation fees.

This health cash plan has been designed to cover similar benefits to a traditional private medical insurance policy, but it works in a different way. When you have a private consultation, treatment or even a hospital stay, you could claim some of the cost back from us. Bupa Patient Cash also includes cash benefits for treatment like physiotherapy and osteopathy.

You can even claim for NHS hospital stays and use your cash back to pay for other expenses or put the money towards the costs of private treatment so that you can be diagnosed and treated faster. The cash is yours to spend as you choose. So taking out Bupa Patient Cash Plan can mean you're in a better position to make the right decisions about your health.

Bupa Patient Cash Benefits

You can choose from three different levels of cover to suit your needs and budget.


 Benefit limits

Level 1 Level 2 Level 3
Consultation up to £150 up to £300 up to £600
Therapies:
physiotherapy, osteopathy,
chiropractic, homeopathy		 up to £150 up to £300 up to £600
Diagnostic scans up to £150 up to £300 up to £600
Hospital in-patient
-Up to 20 nights		 £25 per night £50 per night £100 per night
Hospital day-patient surgery
-Up to 4 days		 £25 per day £50 per day £100 per day
Bupa HealthLine Included on all levels

Here's how Bupa Patient Cash works

Private hospitals can be expensive but often give access to faster diagnosis and treatment. Bupa Patient Cash allows you to claim money back for the cost of treatment, up to the benefit limits of your chosen level.

John saved with Bupa Patient Cash.
Here's how he saved with his scheme:

John went to see a consultant about his bad knee and paid £200. Since he chose Patient Cash level 3, he can claim back a maximum of £600 for consultation fees that year. So once he has claimed back the full £200 for his knee, this will leave him with £400 to use for consultations during the rest of that benefit year.

What do I need to know about Bupa Patient Cash?

  • Any UK resident aged under 79 can apply to join Bupa Patient Cash.
  • Bupa Patient Cash provides cover for pre-existing conditions after 12 months' continuous membership.
  • There is a 13 week initial qualifying period following the start of your Bupa Patient Cash membership for all benefits except for the HealthLine. This means that you can start using the Bupa HealthLine as soon as you become a Bupa Patient Cash member but will need to wait 13 weeks from the start date of your current continuous period of membership of the plan before you can start claiming any other benefits.
  • You can apply to join Bupa Patient Cash by telephone or by completing an application form. If you want to buy a cash plan online, take a look at our Bupa Health Cash Back scheme.
  • Bupa Patient Cash is designed to help towards the costs of specialist consultations, diagnostic tests and hospital stays. If you are looking for a cash plan to help with the costs of everyday healthcare treatments, like optical, dental and prescription fees, take a look at Bupa Health Cash Back.

 

How to make a claim with Bupa Patient Cash

It’s really simple to claim when you have a Bupa Patient Cash Plan. For example, to claim money for hospital treatment:

  • attend the hospital for treatment
  • take along your completed claim form†
  • ask the hospital to stamp the form confirming the length and reason for your stay
  • submit your completed claim form to Bupa Cash Plan
  • we will either send you your money in the form of a personal cheque or pay it straight into your bank account, up to your plan’s benefit limit.
     

Next steps

  • Get a quote

    Call now to speak to a friendly Bupa expert for a quote on 0500 000 125* quoting 3948 
    (lines are open 9am to 5pm Monday to Friday. Calls may be monitored).

  • Need some help?

    Take a look at our health cash plan FAQs

  • Related information

    Download the Bupa Patient Cash policy summary or membership guide

  • Looking for health insurance?

    Visit our health insurance area

  • * Calls may be recorded and may be monitored.
    ^up to your chosen plan’s benefit limits.
    †To obtain a claim form, call 0845 602 1092 (calls may be recorded and may be monitored).
    Bupa health cash plans are provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Services Limited. Registered in England and Wales No. 3829851.
    Authorised and regulated by the Financial Services Authority. Registered office: Bupa House, 15-19 Bloomsbury Way, London WC1A 2BA.

Contact us

  • Telephone

    Discuss your needs

    0500 000 125*

    quoting 3948
    Lines are open 9am to 5pm Monday to Friday

FAQs

  • What's the difference between a Bupa health cash plan and health insurance?
  • Who can apply for membership?
  • Will my subscriptions increase as I get older or if I make a claim?


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