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Adapting your health insurance to suit your budget

Once you have chosen your Bupa By You product, you can change the price through the hospital access that you choose. Whichever option you go for means you will always have access to the best private hospitals in the UK**. However, by limiting the access you have, you can reduce the amount you pay on a monthly basis.

Use our facility finder for more information on hospital networks.

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Three levels of hospital access to choose from:

Essential Access

This is the lowest cost option where you’ll gain access to a limited national hospital network, including a selection of private hospitals and clinics. Treatment is covered in private hospitals outside of central London.

Extended Choice

This option offers more choice than Essential Access as you’ll gain a longer list of hospitals and clinics local to you. Extended Choice excludes central London hospitals and clinics.

Extended Choice with Central London

You can benefit from all the advantages of Extended Choice, plus central London hospitals and clinics with this option.

Next steps

  • * Calls may be recorded and may be monitored; lines are open Monday to Friday 8am - 8pm, Saturday 9am - 1pm.

    ** Some networks do not have hospitals in some areas, so you should check that you are happy with the distance you will have to travel to the nearest hospital in your chosen network. the hospital network lists can change from time to time.

    † Adaptable cover from 98p per day. Price based on, 40-year-old shop worker, non-smoker, living in Oxford, with Prompt Diagnosis cover, on the essential access hospital network with a £100 excess.

Contact us

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    Call us today to find out more, quote ref E597

    0800 077 8961*

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Bupa By You health insurance examples

Understand how to adapt your cover to suit your needs with some examples of how it works.

Find out more