Health care select 3

What's covered?Show all

In-patient and day-patient treatment

Hospital charges Hide

In selected national or local access hospitals.

Consultants' / specialists' fees Hide

In selected national or local access hospitals. Bupa benefit limits apply if the consultant isn’t a Bupa partnership consultant.

Diagnostic tests Hide

In selected national or local access hospitals.

Radiotherapy / chemotherapy Hide

In a selected national or local access hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist isn’t a Bupa partnership consultant.

Out-patient treatment

Consultations with a consultant or specialist Hide

With a Bupa recognised consultant when following and directly related to private day-patient / in-patient treatment covered by Bupa Heartbeat health care select 3, within six months of the date of discharge from hospital.

Up to £500 per membership year^.

Physiotherapy (and other therapies) Hide

With a Bupa recognised therapist when following and directly related to private day-patient / in-patient treatment covered by Bupa Heartbeat health care select 3, within six months of the date of discharge from hospital.

Up to £500 per membership year^.

Diagnostic tests Hide

MRI, CT and PET scans in a Bupa recognised out-patient diagnostic imaging centre.

Radiotherapy / chemotherapy Hide

In a selected national or local access hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist isn’t a Bupa partnership consultant.

Additional benefits

Private ambulance Hide

We cover travel by private road ambulance when it is medically necessary for you to travel by ambulance to receive eligible day-patient or in-patient treatment.

Up to £60 per trip.

Parent accommodation when staying with a child Hide

Child under 12 receiving eligible private in-patient treatment. Applies to one parent only.

What's not covered?Show all

Bupa Heartbeat health care select 3 doesn't cover: Hide

• psychiatric treatment
• complementary medicine

Bupa Heartbeat doesn’t routinely cover the following conditions and treatments. Full details can be found in the membership guide.

• Ageing, menopause and puberty
• AIDS / HIV‡
• Allergies or allergic disorders
• Birth control, conception, sexual problems and sex changes‡
• Chronic conditions‡
• Complications from excluded or restricted conditions / treatment
• Convalescence, rehabilitation and general nursing care‡
• Cosmetic, reconstructive or weight loss treatment‡
• Deafness
• Dental / oral treatment (such as fillings, gum disease, jaw shrinkage etc)‡
• Dialysis‡
• Drugs and dressings for out-patient or take-home use‡
• Experimental drugs and treatment‡
• Treatment to correct eyesight (eg long or short sight)‡
• HRT and bone densitometry‡
• Learning difficulties, behavioural and developmental problems
• Overseas treatment and repatriation
• Physical aids and devices‡
• Pre-existing or special conditions
• Pregnancy and childbirth‡
• Screening and preventive treatment
• Sleep problems and disorders
• Speech disorders‡
• Temporary relief of symptoms‡
• Unrecognised providers or facilities