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About the Scheme About the scheme

The Your Federation Family Healthcare Scheme, is voluntary and available to all Scotland based Police Officers, staff and their families1.


 

At Bupa our aim is to make private health cover more affordable, which is why we continually work to keep subscriptions down by controlling costs and maintaining close associations with hospitals and consultants.

The scheme includes a compulsary £100 claim excess payable per member each scheme year in the event of a claim.

With the added advantage of the special rates negotiated on your behalf. A full benefit summary can be found in the membership guide.

What does the Scheme cover?Show all

In-patient and day-patient treatment

Hospital charges Hide

In a Bupa partnership network hospital

Consultants'/specialists' fees Hide

In a Bupa partnership network hospital - Bupa benefit limits apply if the consultant is not a Bupa partnership consultant

Diagnostic tests Hide

In a Bupa partnership network hospital

Radiotherapy/chemotherapy Hide

In a Bupa partnership network hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist is not a Bupa partnership consultant

Psychiatric treatment Hide

Up to a maximum of 28 days each year

Out-patient treatment

Consultations with a consultant/specialist
(Up to £500 a year†) Hide

With a Bupa recognised consultant

Diagnostic tests Hide

MRI, CT and PET scans in a Bupa recognised out-patient diagnostic imaging centre

Radiotherapy/chemotherapy Hide

In a Bupa partnership network hospital. Benefit limits apply if the consultant oncologist is not a Bupa partnership consultant

Physiotherapy (and other therapies)
(Up to £500 a year †) Hide

On a GP or Bupa recognised consultant referral to a Bupa recognised therapist. This is a combined overall benefit limit for all therapies

Psychiatric treatment Hide

Up to £500 a year†

Additional benefits

Nursing at home (Up to £600 a year) Hide

Following eligible private in-patient treatment covered by your scheme

Private ambulance
(Up to £120 a year) Hide

£60 maximum for any one trip

Parent accommodation Hide

When staying with a child under 12 receiving eligible private in-patient treatment, one parent only

NHS cash benefit Hide

£100 a night

Complementary medicine (Up to £250 of available cover †) Hide

On GP or Bupa recognised consultant referral, with a Bupa recognised complementary medicine practitioner

 

What the Scheme does not cover

The scheme does not cover you for the following:

  • conditions you had before your policy started (commonly known as 'pre-existing conditions')
  • services of a GP or dentist and dental conditions, including periodontal disease (except in-patient dental treatments such as wisdom tooth extraction)
  • routine sight tests, spectacles and contact lenses, hearing tests and hearing aids
  • drugs, dressings, surgical appliances except where stated in the membership guide
  • accommodation at 'natural cure clinics' including health farms etc
  • cosmetic treatment - that is not medically necessary
  • chronic or long term conditions (for example asthma or epilepsy)
  • treatment that is not medically necessary
  • preventative treatment and screening
  • treatment outside the UK


This list is not exhaustive, a full list of policy limits and exclusions is available in the membership guide.

 

Next steps

  • ¹ Family is defined as spouse or partner and children.

    † Please note that this is the total amount we will pay for consultations, physiotherapy (and other therapies) and out-patient psychiatric treatment combined and not individually. This also includes the £250 complementary medicine benefit. Please note the out-patient benefit limit restriction does not apply when the out-patient treatments are eligible treatment of cancer.

    Calls may be monitored. Lines are open 9am to 5pm Monday to Friday.

    Terms and conditions of Bupa group schemes may differ from those of Bupa personal schemes. Membership is subject to acceptance by Bupa and to the rules and benefits of the scheme for which you apply including exclusions, restrictions and any other special conditions that may apply. Precise terms of cover will depend on assessment of your individual circumstances. Full details are available on request and will be sent to you when you join.

Contact us

  • Telephone

    Call the helpline on

    0800 085 8999

    Lines are open 9am to 5pm Monday to Friday.

Bupa LocalCare
Group Scheme

For members of the
Family Federation
Healthplan

Bupa Personal
Membership Guide

Essential information
explaining your
Bupa cover

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