Because you want reassurance

Looking after your team is looking after your business. Business health insurance is an attractive employment benefit and can help to retain talent.

Our small business health insurance scheme offers companies a variety of healthcare cover options and benefits which aim to suit different budgets, as well as the demands of various types of businesses.

It only takes a few minutes to get a guide price online.

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Defaqto BBY Comprehensive 2019. Five stars

Get a guide price on small business health insurance

Step 1 of 3 - Your details

Fill out your details to get a guide price. You'd be best giving us a call on 0808 271 7248^ if you'd rather get a full quote straight away, are looking to cover more than 50 of your employees or if you're already covered with another provider.

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Our health insurance

Our business health insurance, Select, has three levels of cover to choose from as well as a wide range of benefits for your employees:

Compare our cover

To compare prices between the three different levels of Select health insurance, follow the link to get a guide price.

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health cover

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health cover

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

†When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant who agrees to charge within Bupa limits (a fee-assured consultant) or a Bupa recognised complementary medicine practitioner.

††When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant.

^We may record or monitor our calls

Bupa Health Insurance and Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

Terms and conditions

1. This offer is available to UK registered corporate small or medium sized entities with between 2 and 249 (inclusive) employees (“SME”) who purchase a new Bupa Select Company PMI policy directly through Bupa. The offer only applies to new SME Clients, including those switching from an alternative company health insurance provider, and is not available for existing Bupa Clients or available on any other Bupa products or services.
2. The offer is not available to SME Clients purchasing a Bupa Select Company PMI policy via an intermediary.
3. This offer is only available for new and switching SME Clients for whom a quote is obtained between 1st August 2019 and 30th September 2019 inclusive for a Bupa Select Company PMI policy. Quotes are valid for 28 days and the policy must start between 1st August 2019 and 30th September 2019 inclusive. Bupa’s standard Terms of Business and Bupa Select Company PMI policy Terms & Conditions will apply.
4. The discount amount is based on 20% of the total annual subscription amount on a Bupa Select Company PMI policy net of Insurance Premium Tax. The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years. Please note that when calculating renewal prices, Bupa also considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and Insurance Premium Tax, which will be factored in to each year’s renewal subscription.
5. Bupa reserves the right to decline to offer a Bupa Select Company PMI policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
6. Bupa reserves the right to cancel, suspend, amend or withdraw the promotion at any time without prior notice.
7. The offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotion or offer.
8. Bupa will use any personal information in accordance with its privacy notice which can be found at www.bupa.co.uk/privacy
9. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME Client or any of its employees/policy members for any claims, damages or any other losses whatsoever under or in connection with the operation of this promotion.
10. These Terms & Conditions shall be governed by English law and the parties submit to the jurisdiction of the courts of England and Wales.

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