Small business health insurance

Because you want reassurance

Looking after your team is looking after your business. Business health insurance is an attractive employment benefit and can help to retain talent.

Our small business health insurance scheme offers companies a variety of healthcare cover options and benefits which aim to suit different budgets, as well as the demands of various types of businesses.

It only takes a few minutes to get a guide price online.

Get a guide price >


Defaqto BBY Comprehensive 2019. Five stars

Get a guide price on small business health insurance for 50 or less employees

Step 1 of 3 - Your details

Fill out your details to get a guide price. You'd be best giving us a call on 0808 271 7248^ if you'd rather get a full quote straight away, are looking to cover more than 50 of your employees or if you're already covered with another provider.

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Our health insurance

Our business health insurance, Select, has three levels of cover to choose from as well as a wide range of benefits for your employees:

Our business health insurance cover options

Bupa Select has three levels of cover to choose from as well as a wide range of benefits for your employees:

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health cover

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health cover

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

†When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant who agrees to charge within Bupa limits (a fee-assured consultant) or a Bupa recognised complementary medicine practitioner.

††When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant.

^We may record or monitor our calls

Bupa Health Insurance and Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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