25% off small business health insurance – ENDS 30 SEPTEMBER 2020

Discount applied to base rate of first year cover and used to calculate renewal prices of future policy years (subject to other factors). For new customers who purchase directly from Bupa and are not switching from another provider. T&Cs apply. Call 0345 266 8974^


Make wellbeing work for your business

As an employer, you may feel that wellbeing can often be confusing and difficult to implement in your business. If you work in construction, we’re here to support you and your team.

Depression: construction’s hidden problem

The biggest health concern in the construction industry is also one of the least visible: depression. Although mental health may not be widely talked about in the industry, 42% of construction workers say they experienced mental health issues at their current place of work – more than double the national average.

The impact of depression is particularly concerning for construction businesses with compact teams, where poor employee wellbeing can already have a detrimental effect on productivity.

Worrying statistics

Depending on the severity of the illness, depression can be life threatening and increase the risk of suicide. According to data from the Office for National Statistics, construction workers are 60% more likely than the national average to die from suicide.

This is a disturbing reality to face, especially for small to medium construction business owners, whose businesses may feel more like a family. But getting to grips with the facts is the foundation for developing processes that address the problem.

"It is such a rewarding career in so many ways, but it is also true to say that the industry can be a high-pressure environment for some, with varying work patterns, tight deadlines, long hours and frequent travel."

Rebecca Thompson, FCIOB, president of the Chartered Institute of Building.

Take action

Not sure what to do next? We can help with guidance and advice. Challenging the problem of depression and suicide in the construction industry begins with taking small steps towards increased employee wellbeing.
Here are some places you can start.

Bupa cares

You don’t have to deal with the worrying issue of employee wellbeing alone. Bupa’s extensive team of medical professionals are here to help, with services that approach wellbeing from every angle.

Find out more about our health and wellbeing cover for your employees

Please note: Existing in-patient, out-patient and day case benefit limits and exclusions for pre-existing conditions still apply to our cover for mental health conditions.

This case study reflects the specific experience of one business. The advice given may work for some businesses but may not work for others.

Bupa Anytime HealthLine is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa health insurance, dental insurance, cash plan and travel insurance are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Bupa Health Assessments and Occupational Health services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London, EC2R 7HJ.

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Eligible clients will receive a 25% discount (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK registered small or medium sized corporate entities with between 2 and 249 employees (“SMEs”) who purchase a new Select Policy directly from Bupa for their employees.
4. The Offer is available to new SME clients only and is not available for the following:
    a. SME clients who are switching from alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa SME clients who hold a policy for any Bupa product or service for the benefit of their employees; or existing SME clients who hold a PMI policy with Bupa for the benefit of their employees
5. The Offer is only available for new SME clients for whom a quote is provided for a Select Policy between 3 August 2020 and 30 September 2020 inclusive. Quotes are valid for 28 days and the Select Policy must start between 3 August 2020 and 30 September 2020 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
6. The discount amount is based on 25% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years. Please note that when calculating renewal prices, Bupa also considers additional factors including (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored in to each year’s renewal subscription.
7. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
8. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
9. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
10. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
11. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, losses or any other liabilities whatsoever arising under or in connection with the operation of the Offer.
12. These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

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