25% off small business health insurance – ENDS 30 SEPTEMBER 2020

Discount applied to base rate of first year cover and used to calculate renewal prices of future policy years (subject to other factors). For new customers who purchase directly from Bupa and are not switching from another provider. T&Cs apply. Call 0345 266 8974^


Wellbeing in manufacturing: a proactive approach

If you run a manufacturing business, you may know how physically demanding working in the industry can be. It may come as no surprise that musculoskeletal disorders (MSDs) are the single top cause of work-related ill health in the sector. However, did you know stress is another major issue, accounting for 28% of work-related ill health?

Knowing the issues and what to do about them are two different things. The good news is the power to reduce the impact of these conditions is in your hands. Taking proactive measures to care for staff wellbeing, both physical and emotional, can help cut absences and build a happy, productive team.

Protecting your team

In every manufacturing business, looking after the wellbeing of every staff member helps promote a functional team and high productivity levels. Repeated or extended absences due to health issues may have a negative detriment not only to your business, but to the welfare and morale of your team.

For the 2.7 million manufacturing sector employees who work in the UK, this indicates a total sick pay cost of £600 million for the sector.

Do the maths

With an industry absence rate of 2.3%, there is an average of 5.2 days lost to absence per worker per year. In a small team, those absences are often heavily felt – and the financial impact can be considerable.

But taking action to promote workplace wellbeing is not just about preventing damage. A recent UK economic study of 700 workers revealed that increased emotional wellbeing and happiness at work led to a 12% increase in productivity.

It’s easy to see that, in many cases, emotional wellbeing, physical health and productivity all go hand in hand.

“Employee wellbeing is paramount to productivity. Sickness absence can have an impact on production levels, (as) cover has to be arranged quickly.”


Food manufacturing, small business

Simple steps to wellbeing

Not sure where to start? Want the best for your team? There are simple steps you can take that may help give your team’s wellbeing a boost, combat the likelihood of back problems, MSDs and other common manufacturing health complaints, and ultimately improve productivity.

Bupa cares

You don’t have to deal with the worrying issue of employee wellbeing alone. Bupa’s extensive team of medical professionals are here to help, with services that approach wellbeing from every angle.

Find out more about our health and wellbeing cover for your employees

Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we'll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date ( or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten policies we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.

†† Bupa claims analysis for MSK claimants self-referring from October 2012 to September 2016.

Bupa Anytime HealthLine is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London EC2R 7HJ.

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Eligible clients will receive a 25% discount (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK registered small or medium sized corporate entities with between 2 and 249 employees (“SMEs”) who purchase a new Select Policy directly from Bupa for their employees.
4. The Offer is available to new SME clients only and is not available for the following:
    a. SME clients who are switching from alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa SME clients who hold a policy for any Bupa product or service for the benefit of their employees; or existing SME clients who hold a PMI policy with Bupa for the benefit of their employees
5. The Offer is only available for new SME clients for whom a quote is provided for a Select Policy between 3 August 2020 and 30 September 2020 inclusive. Quotes are valid for 28 days and the Select Policy must start between 3 August 2020 and 30 September 2020 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
6. The discount amount is based on 25% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years. Please note that when calculating renewal prices, Bupa also considers additional factors including (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored in to each year’s renewal subscription.
7. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
8. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
9. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
10. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
11. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, losses or any other liabilities whatsoever arising under or in connection with the operation of the Offer.
12. These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

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