25% off small business health insurance

Discount applied to base rate of first year cover and used to calculate renewal prices of future policy years (subject to other factors). For new customers who purchase directly from Bupa and are not switching from another provider. Offer ends 30 Sep 2020. T&Cs apply. Call 0345 266 8974^


Make wellbeing work for your business

As an employer, you may feel that wellbeing can often be confusing and difficult to implement in your business.
If you work in retail, we’re here to support you and your team.

Mental health matters in retail

Mental health issues are a concern for any type of business, but does retail have a bigger problem? Worryingly, 58% of retail workers report suffering mental health problems caused by their work. As an owner of a retail business, this stat may be alarming. Not only because of the obvious impacts to your team as a result of absenteeism and lack of motivation, but also the welfare of your employees.

As an employer, do you feel that the problem can be too large to grasp? You’re not alone. As few as 3% of senior decision makers in retail report feeling that they have the support required to help staff with mental health issues, and only 21% feel their staff are comfortable discussing this subject with them.

Tough challenges

The pressures of working in retail are plain to see. At 10 hours, the average working day for retail staff is two hours longer than the average day for staff in other sectors. Staff spend much of the day on their feet, and 35% often miss their lunch break. Despite the high level of physical strain, retail workers aren’t getting the exercise they need, being less likely to have been involved in a physical activity in the past seven days.

With all this in mind, perhaps it makes sense that retail’s absence rate is one of the highest in the private sector, at 7.4 days per employee each year. When conditions are intense and stressful, mental and physical health can quickly decline.

Bupa cares

You don’t have to deal with the worrying issue of employee wellbeing alone. Bupa’s extensive team of medical professionals are here to help, with services that approach wellbeing from every angle.

Find out more about our health and wellbeing cover for your employees

Please note: Existing in-patient, out-patient and day case benefit limits and exclusions for pre-existing conditions still apply to our cover for mental health conditions.

Bupa Anytime HealthLine is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa health insurance, dental insurance, cash plan and travel insurance are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Bupa Health Assessments and Occupational Health services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London, EC2R 7HJ.

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Eligible clients will receive a 25% discount (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK registered small or medium sized corporate entities with between 2 and 249 employees (“SMEs”) who purchase a new Select Policy directly from Bupa for their employees.
4. The Offer is available to new SME clients only and is not available for the following:
    a. SME clients who are switching from alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa SME clients who hold a policy for any Bupa product or service for the benefit of their employees; or existing SME clients who hold a PMI policy with Bupa for the benefit of their employees
5. The Offer is only available for new SME clients for whom a quote is provided for a Select Policy between 3 August 2020 and 30 September 2020 inclusive. Quotes are valid for 28 days and the Select Policy must start between 3 August 2020 and 30 September 2020 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
6. The discount amount is based on 25% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years. Please note that when calculating renewal prices, Bupa also considers additional factors including (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored in to each year’s renewal subscription.
7. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
8. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
9. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
10. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
11. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, losses or any other liabilities whatsoever arising under or in connection with the operation of the Offer.
12. These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

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