Finance and insurance
Finance and dental insurance
Whether you are an NHS or private dental patient, we have a choice of insurance policies to help you budget for your dental treatment.
We also offer a zero percent finance payment† option through Braemar Finance for customers paying for treatment at our dental centres.
Bupa Dental Cover 10
Dental Cover 10 is an insurance policy for those who have an NHS dentist and are over 18 years old.
It offers cover for all of your dental treatment, up to NHS treatment band limits in full. This includes routine work like check-ups, X-rays, and scale and polish.
You can claim immediately for Band 1, but Bands 2 and 3 have a four-month waiting period. It also covers for oral cancer treatment after a wait of six months.
To buy Dental Cover 10 call 0800 600 500 ^
Bupa Dental Cover 20
This scheme offers cover for treatments at any private dentist. It includes the benefit of up to £150 per year for routine examinations, X-rays and scale and polish.
With the plan, we will pay up to 75 percent towards the cost of fillings, root canal, extractions, crowns, bridgework and dentures up to £700 per year after a four-month waiting period. It also offers cover for emergency treatment, dental injury and oral cancer cover.
To buy Dental Cover 20 call 0800 606 570 ^
Interested in using a Bupa dentist? – Bupa Dental Health Plan
We own and run a number of dental centres nationwide and this plan covers you for routine dental care carried out at one of our dental centres. This includes two check-ups and two hygiene appointments per year, plus all your X-rays.
The plan also offers a 20 percent discount‡ off all other general treatment, excluding specialist treatments such as implants and orthodontics.
We pay for emergency dental treatment in the UK or overseas as a result of a dental incident, up to an overall maximum of £1,000 each year.
Compare dental insurance
Take a look at how our dental insurance policies compare with each other. Whether you’re an NHS or private dental patient, we have a choice of insurance schemes to help you budget for your dental treatment.
Learn more
Existing customers
If you’re already a customer with us, we have further information on what your policy entitles you to and how you can make a claim with us.
Learn more
Finance options at our dental centres
There’s more than one way to pay for your dental treatment with us. While all our dental centres accept major debit and credit cards††, we offer a choice of dental insurance products as well as cash plans. You can also take out an interest free patient loan, borrowing from £500 with repayment options between six and twelve months. Finance is available to over 18s only and approval is subject to status.
- If you use our dental centres you may benefit from our Bupa Dental Health Plan.
- Pay for your treatment at one of our centres by credit card or debit card††,
- Bupa Health Cash Plans offer cash payments towards some of your everyday healthcare.
- Our dental insurance cover includes eligible routine, dental injury and emergency treatment.
- Representative 0% APR patient loan available through our dental finance, provided by Braemar Finance.†
- Example of 0% APR patient loan:
- Cost of treatment (cash price) £600
- Total amount of credit £600
- Annual rate of interest 0%
- Duration of the agreement 12 months
- Monthly repayments £50.00 per month
- Representative APR 0%
- Total amount repayable £600
- Other charges (if applicable): None
Finance and dental insurance options
^We may record or monitor our calls.
†This finance product is introduced by Bupa Dental Services. Provided by Braemar Finance a trading style of Close Brothers Limited which is authorised and regulated by the Financial Conduct Authority. Braemar Finance, Braemar House, Olympic Business Park, Dundonald, Ayrshire KA2 9BE. Close Brothers Limited is registered in England and Wales (Company number 00195626) and its registered office is 10 Crown Place, London, EC2A 4FT.
‡This includes: Fillings white/silver, crowns, onlays and inlays, dentures, bite guard for sleeping problems, fissure sealants, veneers, bridges, scale and polish, mouth guards for sport, fluoride application, extraction and root canal by a general dentist.
††Please note, we cannot accept American Express Cards.
Bupa Dental Services are provided by Bupa Dental Services Limited. Registered office: 1 Angel Court, London, EC2R 7HJ. Registered number: 479557.
Bupa dental insurance and cash plan are provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
