Finance and insurance
Finance and dental insurance
Whether you are an NHS or private dental patient, we have a choice of insurance schemes to help you budget for your dental treatment.
We also offer a 0 percent finance payment‡ option through Braemar Finance for self-pay members at our Dental Centres.
NHS patient Bupa Dental Cover 10
Dental Cover 10 is a dental insurance scheme for those who have an NHS dentist, and are over 18 years old.
It offers cover for all of your dental treatment, up to NHS treatment band limits in full. This includes routine work like check-ups, X-rays, scaling and polishing.
You can claim immediately for Band 1, but Bands 2 and 3 have a four-month waiting period. It also covers for oral cancer treatment after a wait of six months.
To buy Dental Cover 10 call 0800 606 570 ^
I already have my own private dentist – Bupa Dental Cover 20
This scheme offers cover for treatments at any private dentist. It includes the benefit of up to £150 per year for routine examinations, X-rays and scale and polish.
With the plan, we will pay up to 75 percent towards the cost of fillings, root canal, extractions, crowns, bridgework and dentures up to £700 per year after a four-month waiting period. It also offers cover for emergencies, dental injury and oral cancer cover.
To buy Dental Cover 20 call 0800 606 570 ^
Interested in using a Bupa dentist? – Bupa Dental Health Plan
This plan covers you in full for preventative dental care carried out at one of our Dental Centres. This includes two check-ups and two hygiene appointments per year, plus all your X-rays and emergency cover to alleviate any pain.
The plan also offers a 20 percent discount off all other general treatment, excluding specialist treatments such as implants and orthodontics.
With the plan you also have 24/7 access to the Bupa HealthLine, where you can speak to a qualified nurse for all of your general health questions.
Compare dental insurance
Take a look at how our dental insurance schemes compare with each other. Dental Cover 10 and 20 offer a broad range of benefits for both NHS and private patients, and Bupa Dental Health Plan offers full cover for preventative treatment at Bupa Dental Centres.
Learn more
Existing members
If you are already a member with us, we have further information on what your policy entitles you to and how you can make a claim with us.
Learn moreFinance options for self-pay patients at Bupa Dental Centres
There’s more than one way to pay for your dental treatment at Bupa. While all our Dental Centres accept major debit and credit cards†, we offer a choice of dental insurance products as well as cash plans. You could also take out an interest free patient loan. Finance approval is subject to status. Minimum amount of finance is £500. Repayment terms available between six and 12 months. Finance available to UK residents and over 18s only.
- If you use our Bupa Dental Centres you may benefit from our Bupa Dental Health Plan.
- Pay for your treatment at a Bupa Dental Centre by credit† or debit card.
- Representative 0% APR patient loan available through our dental finance, provided by Braemar Finance.‡
- Bupa Health Cash Plans offer cash payments towards some of your everyday healthcare.
- Our dental insurance cover includes eligible routine, dental injury and emergency treatment.
^We may record or monitor our calls.
‡ This finance product is introduced by Bupa Dental Services. Provided by Braemar Finance a trading style of Close Brothers Limited which is authorised and regulated by the Financial Conduct Authority. Braemar Finance, Braemar House, Olympic Business Park, Dundonald, Ayrshire, KA2 9BE. Close Brothers Limited is registered in England and Wales (Company number 00195625) and it's registered office is 10 Crown Place, London, EC2A 4FT.
Bupa Dental Services are provided by Bupa Dental Services Limited. Registered office: Bupa House, 15-19 Bloomsbury Way, London WC1A 2BA. Registered number: 479557.
Bupa dental insurance and cash plan are provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: Bupa House, 15-19 Bloomsbury Way, London WC1A 2BA.
