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Bupa health insurance for RICS members
When life’s non-stop, taking time out for a health issue might not feel like an option. With Bupa, you’ll get fast access to treatment and specialist support, so you’ll soon be back to business as usual. Plus as a member of The Royal Institution of Chartered Surveyors (RICS), you could save 10%† on Bupa By You health insurance.
As a member of The Royal Institution of Chartered Surveyors , you could save 10%† on Bupa By You health insurance.
Just call us on 0808 149 9195^ or request a callback and let us know you're a RICS member so we can apply your discount.
Health insurance
What is health insurance?
Health insurance, often referred to as private medical insurance, gives you access to private healthcare for conditions that are covered by your policy and develop after your policy starts. One of the main benefits of health insurance is the speed of access to medical treatment.
What does Bupa health insurance cover?
We don't just insure, we care. Whether it’s getting the help you need faster, or for cancer care that helps get you there, we’re proud to give you nothing less than health expertise.
With Bupa, you’ll be covered for acute conditions (disease, illness or injury that are likely to respond quickly to treatment) that begin after your policy starts. The environment you’ll be treated in will vary depending on where you’re located and the type of treatment you need. You could be treated in a private hospital, health centre or private section of an NHS hospital.
Before joining you might want to read our guide to Bupa health insurance to find out more about our cover and the support we offer.
What's not covered?
There are general exclusions which are not covered as standard within our health insurance policies, for example the long-term treatment and monitoring of chronic conditions or cosmetic surgery.
We’ll also need to know about any pre-existing conditions or symptoms you may have. Pre-existing conditions won’t affect the cost of your policy, but they may affect what your policy will cover you for.
Details of the full list of exclusions can be found in the Bupa By You policy benefits and terms.
Don't forget that as a member of The Royal Institution of Chartered Surveyors you could save 10%† on Bupa By You health insurance.
To get a quote you'll need to call us directly 0808 149 9195^ or request a callback and let us know you're a RICS member so we can apply your discount.
Why choose Bupa?
We cover more mental health conditions than any other leading UK Insurer††
We want to be ready for what happens in your life. With cover for almost all mental health conditions and support that won’t go away even if your condition comes back, we can soon get you back to feeling yourself again. We’ll do everything we can to support you and your family through the difficult times. Always treating you as a person and not a condition.
This level of cover is unlike anything offered by other leading health insurers
For getting the help you need faster
For certain conditions, such as muscle, bone or joint problems, mental health or cancer, you can speak straight to a specialist, usually without waiting to see a GP‡ first.
For cancer care that helps get you there
If you are ever diagnosed with cancer, we will look after you for as long as you have Bupa health insurance and, as long as they're evidence based, you’ll have access to cancer drugs in the UK that are licensed for your condition and covered by your policy, even if it isn’t NICE approved or available on the NHS.
For nothing less than health expertise
Whenever you need reliable health advice, for you or your family, you can call Bupa’s Anytime HealthLine to speak directly to qualified nurses and GPs 24/7.
For more than just health insurance
We don’t just insure, we care. As well as funding diagnosis and treatment, we employ health experts to support you when you need it.
For flexibility and choice
We understand that buying health insurance is a big decision, which is why we put you in control and give you the choice of two levels of cover – Comprehensive or Treatment and Care – which you can adapt to help build the most suitable cover for you.
Comprehensive
This covers your medical costs for private diagnosis, treatment and aftercare for all your eligible medical needs.
Treatment and Care
An option for people who are happy to either be diagnosed by the NHS or fund diagnosis themselves, but would like to receive treatment privately.
Bupa health insurance - how is my price calculated?
Get a quote
As a member of The Royal Institution of Chartered Surveyors, you could save 10%† on Bupa By You health insurance. To get a quote you’ll need to call us directly on 0808 149 9195^ or request a callback to let us know you're a RICS member.
If you choose to join Bupa, you’ll pay a monthly premium which will cover all or some of the costs of treatment covered by your policy. When we work out the price of your cover, we take lots of different factors into consideration. Take a look at this video to find out what could affect the cost of your policy.
Bupa health insurance - how is my price calculated?
Our guide to Bupa health insurance (PDF, 0.5MB)
Bupa By You benefits and terms (PDF, 0.5MB)
Bupa By You policy summary (PDF, 0.3MB)
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†Applies to eligible RICS members on quotes for new Bupa By You policies. Discounts will be reviewed on 23/01/20 and any changes will apply to renewals and new quotes thereafter. Quotes are valid for 14 days. T&Cs apply.
‡Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, We will ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
††As of May 2019, based on the internally conducted research of the consumer health insurance market. Refers to standard mental health cover when this is included in the selected health cover product.
^We may record or monitor calls. Lines are open between 8am and 8pm Monday to Friday and 9am and 12.30pm on Saturday.
Bupa’s Anytime HealthLine is not regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The Royal Institution of Chartered Surveyors introduces Bupa health insurance. Bupa health insurance is provided by Bupa Insurance Limited. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority.
