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For Corporates

Health cover with greater certainty. Get a maximum rate increase of 10% for new corporate customers

31 July 2026

Get a maximum 10% rate increase at your first renewal

Looking for group health cover? Don’t miss our exclusive offer. We’re giving eligible Corporate customers the reassurance that their first renewal rate increase will be capped at a maximum of 10%.*

In an uncertain market, this gives you greater confidence over future healthcare costs, making it easier to budget and plan ahead while continuing to invest in your people's wellbeing.

Be ready for the future

  • Benefit from a maximum 10% rate increase at your first renewal*
  • Gain greater control over future healthcare costs
  • Plan budgets with more confidence and fewer surprises
  • Support employee wellbeing with award-winning health cover
  • Help attract and retain top talent with a valued workplace benefit

Why a maximum renewal increase matters

Healthcare costs can fluctuate from year to year, making it difficult to forecast future spend. By capping your first renewal rate increase at a maximum of 10%, this offer provides valuable cost certainty when you need it most.

That means you can:

  • Better manage budgets and financial planning
  • Reduce uncertainty around future healthcare costs
  • Protect your employee benefits strategy from significant cost increases
  • Continue offering a high-value health benefit without compromising on quality
  • Invest in your people with greater confidence

It's a simple way to balance the need for comprehensive health cover with the demands of managing business costs.

How this offer works

The policy will have 4% loading applied at the start, we'll then cap your first renewal increase at a maximum of 10%.* Depending on your scheme performance in the first year, there may be no increase or a held/same rate. At Year 2 renewal, the price will revert to our standard pricing model, which would factor in claims performance over Year 1 and Year 2.

This doesn't apply to any changes in Insurance Premium Tax (IPT). Available to eligible new Corporate clients purchasing a Bupa Select Corporate PMI Policy covering 100–1,000 employees. Quotes are valid for 28 days and available during the promotional period. Full terms, conditions and eligibility criteria apply.*

Why choose Bupa?

When you choose Bupa, you're choosing more than health insurance. You're choosing a healthcare partner committed to helping your people get the support they need, when they need it, through award-winning cover, fast access to treatment and a focus on better long-term health outcomes.

To find out more, speak to your account manager or intermediary partner.

*Terms and conditions

  1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
  2. Eligible clients purchasing a new Bupa Select Corporate PMI Policy (“Select Policy”) will have a maximum increase of 10% at Year 1 renewal of the current year single rate, with a minimum of no increase and/or the same rate (held rate). The Offer is subject to these terms and conditions and is not applicable to any other Bupa product or service.
  3. At Year 2 renewal, the price will revert to our standard pricing model, which would factor in claims performance over Year 1 and Year 2.
  4. The Offer is available to:
    • a. UK registered corporate entities (including, for example, companies, partnerships, and associations) covering 100 – 1,000 members who purchase a new Select Policy from Bupa (either directly or through a broker); and
    • b. new corporate clients with an experience rated price, or those switching from an alternative company health insurance provider who receive a quote for a Select Policy.
    • c. Company paid opt-out virgin schemes
  5. The Offer is not available to:
    • a. existing Bupa clients who hold a policy for any Bupa product or service, or SME age-rated priced scheme;
    • b. consumers;
    • c. businesses with under 100 employees, or who intend on covering over 1,000 employees; or
    • d. any existing customer or group that already has a Bupa policy or any trust schemes.
  6. The Offer will not be applied in subsequent policy years.
  7. Quotes are available 1 July 2026 to 1 October 2026 and remain valid for 28 days; contracts must commence by 1 July 2026, and the Select Policy must have a start date between 1 July 2026 and 29 October 2026 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
  8. The Offer guarantees the rate per member (the “Max Rate”) of the Select Policy at the first renewal (the “Fixed Period”). This applies only to main members who join the scheme during the offer period. The price will be uplifted by 4% in Year 1 and a maximum increase rate of 10% at renewal for Year 2. Year 3 will return to a fully insured contract arrangement. The Offer does not apply to any changes in Insurance Premium Tax (“IPT”) at renewal.
  9. Changes to the Select Policy made during the Fixed Period may affect the price at renewal but will not affect the Max Rate increase. Examples of changes to the Select Policy include (but are not limited to) adding or removing members and dependents from the Select Policy, babies covered on a complimentary basis becoming paid-for child dependents at the first renewal, and child-dependents reaching the age of 24 during the first year of cover who would then be required to pay the adult rate in the second year of cover.
  10. Corporate Clients may not be able to amend benefit options of the Select Policy, such as Facility Access and Out-patient limits, at their first renewal when choosing the Max Rate option.
  11. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
  12. Bupa reserves the right to cancel, suspend, amend, or withdraw the Offer at any point without prior notice. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
  13. When calculating prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, additional claims or referrals that may stem from taking the Offer, age of members, the rising cost of healthcare. These factors will be reflected in Year 3 at renewal, following the Offer Period.
  14. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
  15. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the corporate client or any of its employees for any claims, damages, or any other losses whatsoever under or in connection with the operation of the Offer.
  16. These terms & conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.