Business health insurance
Choose the right company health insurance for your people
Small business health insurance
(2-249 employees)
We have a range of cover levels to suit your employees. Offering the most extensive mental health cover on the market†† to 24/7 GP access. We can build an employee health scheme together.
Corporate business cover(250+ employees)
What is business health insurance?
Business health insurance gives you and your employees fast access to our health services. We have a few different types of cover to choose from.
It doesn’t matter if you’re a small business or a corporate enterprise - we can tailor a business health insurance plan that works for you, and your team.
Why should your business have health insurance?
There are lots of benefits for both your business and employees when it comes to business health insurance. Offering your employees private medical care can help them to access healthcare services quickly, often with shorter waiting lists and waiting times.
With company health insurance, you and your employees can access the help you need faster, which can help you get back on your feet sooner. Which is great for business. And it can help you to attract and retain an engaged and productive team. With Bupa business health insurance, we’ll look after you and your employees, while you focus on what you do best: running your business.
What cover does business health insurance give?
There are lots of things our support covers, such as:
- access to 600 hospitals in the Bupa network
- outpatient consultations and treatment for eligible conditions
- extensive mental health cover
- access to musculoskeletal treatment for eligible muscle, bone or joint conditions
- cancer cover
- 24/7 access to a medical expert through our Anytime Helpline
Bupa healthcare policies can be tailored to best suit your business needs for both small business health insurance and corporate health insurance.
Workplace wellness blog
Keep up-to-date with issues affecting workplace wellbeing. Explore challenges and find solutions that could work for you and your business.
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Business health is cover that
works as hard as your teamFree Dental Plan for a year with small business health insurance
Get a quote and go ahead with a start date on or before 30 November 2023 and you’ll get access to a free Dental Plan Level 1 in your first year of cover. Available for new small business customers who purchase directly from Bupa only. T&Cs apply†
Call us on 0345 266 8974^ to find out more.
Get a guide price Find out more
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Workplace Wellbeing Hub
Head to the Workplace Wellbeing Hub to get practical advice and guidance on setting your own workplace wellbeing strategy, have a read of our manager’s guides, industry insights, latest blogs and more. Improving wellbeing in your workplace starts here.
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OpenUp
Mental wellbeing affects us every day, especially at work. But we don’t often make it a priority or understand the connection with our physical health. Find out more about our campaign to open up mental health conversations in the workplace.
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Business mental health advantage
Mental health continues to be a key priority for business, but employees still face many challenges in accessing treatments. That’s why we’ve taken steps to remove most exclusions and extend our cover.†
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Mental health hub
We’re committed to helping people improve their mental health. That’s why our business health insurance covers more mental health conditions than any other leading UK insurer. We’ve also created a mental health hub with lots of useful information about mental health and wellbeing.
Visit the mental health hub
Small business line
0808 149 6263
Lines are open Monday to Friday 8.30am to 6pm. We may record or monitor our calls.
Are you an intermediary?
Visit site††As of September 2023, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s SME Select and Corporate Select health insurance products and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Small business (PDF 0.1MB)
See PDF How we compare: Corporate business (PDF 0.1MB)
Bupa health insurance, dental insurance, cash plan and travel insurance are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851.
Bupa Health Assessments and Occupational Health services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London, EC2R 7HJ.
†Terms and conditions
- In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
- Eligible clients will receive free access to a Bupa Dental Plan Level 1 (the “Dental Plan”) in the first year of cover (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
- The Offer is available to UK based small or medium sized corporate entities (including, for example, companies, partnerships, and associations) covering between 2 and 249 employees inclusive (“SMEs”) who purchase a new Select Policy directly from Bupa.
- The Offer is available to new and switching SME clients and is not available for the following:
- a. SME clients who purchase their Select Policy through an intermediary; or
- b. existing Bupa clients who hold a policy for any Bupa product or service.
- The Offer will not be applied in subsequent policy years. If you wish to continue access to the Dental Plan for members of the Select Policy after the first year of cover, you must request this at renewal of your Select Policy and pay any applicable fees and charges.
- The Offer is only available for new and switching SME clients for whom a quote is provided for a Select Policy between 2 October 2023 and 30 November 2023 inclusive. Quotes are valid for 28 days and the Select Policy must start between 2 October 2023 and 30 November 2023 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
- All employees (main members) covered from the Select Policy start date (excluding dependents) will be eligible to access the Dental Plan during the first year of cover as long as they continue to be covered by the Select Policy. Employees that join after the Select Policy start date, that leave their employment or are no longer covered by the Select Policy for any reason will not be eligible to access the Dental Plan.
- When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and Insurance Premium Tax, which will be factored into each year’s renewal subscription.
- Bupa reserves the right to decline to offer a Select Policy in its absolute discretion and Bupa’s decision regarding any aspect of this promotion is final.
- Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
- The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers except for Bupa’s free 2-year Fixed Rate offer (the “Fixed Rate Offer”) which allows new SME clients to fix the rate of the Select Policy for 2 years subject to separate terms and conditions, and Bupa’s free WorkNest offer (the “Growth+ Offer”) subject to additional terms and conditions.
- The Fixed Rate Offer is not available for the following:
- a. SME clients who are switching from an alternative company health insurance provider; or,
- b. SME clients who purchase their Select Policy through an intermediary; or
- c. existing Bupa clients who hold a policy for any Bupa product or service.
- The Fixed Rate Offer guarantees the rate of the Select Policy for 2 years. However, this is not protected from any increases in Insurance Premium Tax (“IPT”) at the first renewal. Changes to the Select Policy made during the 2-year fixed period may also affect the rate at the first renewal, although the rate per member will remain fixed. Examples of changes to the Select Policy include (but are not limited to): adding or removing members from the Select Policy, complimentary babies becoming paid-for child dependants at the first renewal, and child-dependants reaching the age of 24 during the first fixed year who would then be required to pay the adult rate in the second fixed year.
- Please note, you may not be able to amend the benefit options of the Select Policy at your first renewal when choosing the Fixed Rate Offer. Examples of benefit options include (but are not limited to) facility access, out-patient limits and levels of excess.
- When calculating renewal prices for a Select Policy after the Fixed Rate Offer has ended, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored into each year’s renewal subscription.
- The WorkNest Offer is not available for the following:
- a. SME clients who are covering more than 25 members on their Select Policy; or
- b. SME clients who are switching from an alternative company health insurance provider; or
- c. SME clients who purchase their Select Policy through an intermediary; or
- d. existing Bupa clients who hold a policy for any Bupa product or service.
- Eligible clients for the WorkNest Offer will receive access to WorkNest’s HR support service for SMEs during the first year of cover when purchasing a new Select Policy. The WorkNest Offer cannot be used against any other Bupa product or service. This service is provided by WorkNest Limited.
- The WorkNest Offer is only available for new Eligible SME clients for whom a quote is provided for a Select Policy between 3 January 2023 and 29 December 2023 inclusive. Quotes are valid for 28 days and the Select Policy must have a start date between 3 January 2023 and 29 December 2023 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
- Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
- To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, losses or any other liabilities whatsoever arising under or in connection with the operation of the Offer.
- These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.
