Bupa makes SME Dental cover more accessible with dependant member update

17 August 2026

We’re making a positive change to our SME Dental insurance for your clients, giving eligible main members the option to add dependants to their policy from 1 September.

The update follows feedback from you, our intermediary partners, and is part of our commitment to listening to what matters and making healthcare more accessible.

From 1 September, eligible SME Dental customers with three or more registrations will be able to add dependant members to their policy, with the additional cost paid by the main member through salary sacrifice. The change will apply to new business and at renewals from 1st September onwards for existing groups.

This applies to SME Dental insurance customers and is separate from any embedded dental benefit included with private medical insurance.

We know that employers are looking for simple ways to support the health and wellbeing of their people, while giving employees more choice over the cover that works for them and their families. By making this option available, we’re helping businesses offer access to dental cover in a way that is straightforward and flexible.

For intermediaries, this gives you another way to support SME clients who want to help employees look after their oral health, while responding directly to feedback that this option would be valuable for customers.

What’s changing?

  • Eligible main members on SME Dental insurance will be able to add dependant members member to their policy.
  • The dependant member’s cover will be paid for by the main member through salary sacrifice.
  • The change applies to new business and renewals from 1 September.
  • It is available to SME Dental schemes with three or more registrations.
  • There are no changes to the product design or benefit levels.

This is a good news update shaped by intermediary and customer feedback. You said this option would help SME clients give employees more choice and access to dental cover for their families, and we listened.

You said, we listened

If you have clients who may benefit from this change, please speak to your usual Bupa contact to understand how it could apply from their next renewal or for new business from 1 September.