Complaint statistics

Listening to our customers

We are extremely proud of the service that we offer our customers, however we recognise that sometimes things can go wrong.
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What to do if you have a complaint

We’re always pleased to hear positive stories about your experience with Bupa. We also want to hear about any problems you have. If something does go wrong, we have a simple procedure to ensure your concerns are dealt with as quickly and effectively as possible. Complete the making a complaint form, and we will contact you to help resolve your issue.

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Complaints information

We take customer service extremely seriously. By listening to our customers, we can continue to improve the service we offer. Bupa, along with other major insurance companies, is required by the UK Financial Conduct Authority (FCA) to publish details of the number of complaints we have received.
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Complaints report

Firm name: Bupa Insurance Services Ltd
Other firms included in this report: Bupa Insurance Ltd
Period covered in this report: 1 July 2017 to 31 December 2017
Brands/Trading names covered: Bupa Health and Wellbeing, Bupa Global, Bupa Cash Plan, Bupa Travel, Bupa Dental.
These details are reported to the Financial Conduct Authority (FCA) and are updated every six months.

Number of complaints
opened per 1000 policies in force
Number of complaints opened
Number of complaints closed Percentage closed within 3 days Percentage closed after
3 days but within 8 weeks
Percentage upheld
Main cause of
complaints opened 


Home finance  


General insurance and pure protection 7.95 19,108 19,885 63% 33%
58% Errors/not following instructions
Decumulation, life and pensions  





What the table shows

We only offer general insurance products, which is why some of the boxes in the table above are blank.

  • We received 19,108 complaints between 1 July 2017 and 31 December 2017. This represents complaints from less than 1% of our customers.
  • We resolved 96% of complaints within eight weeks. The FCA allows Bupa and other financial services companies this time before a customer can ask the Financial Ombudsman Service to investigate. It is not always possible for us to resolve complaints within eight weeks. For example, this could be because we are waiting for additional information from doctors or hospitals, additional information is presented to us during our investigations or there is a delay in sending and receiving information.
  • We agreed with 11,478 complaints we received between 1 July 2017 and 31 December 2017.

What's next?

^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.

† Direct access telephone services are available as long as the symptoms are covered under the policy. Pre-existing and chronic conditions are normally excluded. Direct access services may not be available for some underwriting methods. Please call us to allow us to check your eligibility for the direct access service.

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.