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Free Dental Plan with Select health insurance – ENDS 30 NOVEMBER 2021
Dental Plan Level 1 included with first year of cover only. For new small business customers who purchase directly from Bupa. Call 0345 266 8974^ to find out more. T&Cs apply

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Our health insurance cover is rated '5 Star' by Defaqto. With over 3,500 reviews and an 8 out of 10 TrustScore, we're also rated ‘great’ by our customers on TrustPilot.

Terms and conditions

  1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
  2. Eligible clients will receive free access to a Bupa Dental Plan Level 1 (the “Dental Plan”) in the first year of cover (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
  3. The Offer is available to UK based small or medium sized corporate entities (including, for example, companies, partnerships, and associations) covering between 2 and 249 employees inclusive (“SMEs”) who purchase a new Select Policy directly from Bupa.
  4. The Offer is available to new and switching SME clients and is not available for the following:
  5.     a. SME clients who purchase their Select Policy through an intermediary; or
        b. existing Bupa clients who hold a policy for any Bupa product or service.
  6. The Offer will not be applied in subsequent policy years. If you wish to continue access to the Dental Plan for your employees after the first year of cover, you must request this at renewal of your Select Policy and pay any applicable fees and charges.
  7. The Offer is only available for new and switching SME clients for whom a quote is provided for a Select Policy between 1 November 2021 and 30 November 2021 inclusive. Quotes are valid for 28 days and the Select Policy must start between 1 November 2021 and 30 November 2021 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
  8. All employees (main members) covered by the Select Policy from the inception date (excluding dependents) will be eligible to access the Dental Plan during the first year of cover as long as they continue to be covered by the Select Policy. Employees that join the Select Policy after the inception date, that leave their employment or otherwise stop being covered by the Select Policy will not be eligible to access the Dental Plan.
  9. When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and Insurance Premium Tax, which will be factored in to each year’s renewal subscription.
  10. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion and Bupa’s decision regarding any aspect of this promotion is final.
  11. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
  12. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers except for Bupa’s Fixed Price Plus (the “Fixed Price Offer”) which allows new SME clients to fix the price of the Select Policy for 2 years subject to separate terms and conditions. The Fixed Price Offer is not available for the following:
  13.     a. SME clients who are switching from an alternative company health insurance provider; or
        b. SME clients who purchase their Select Policy through an intermediary; or
        c. existing Bupa clients who hold a policy for any Bupa product or service for the benefit of their employees.
  14. The Fixed Price Offer guarantees the price of the Select Policy for 2 years. However, this is not protected from any increases in Insurance Premium Tax (“IPT”) at the first renewal. Changes to the Select Policy made during the 2-year fixed period may also affect the price at the first renewal, although the rate per member will remain fixed. Examples of changes to the Select Policy include (but are not limited to): adding or removing members from the Select Policy, complimentary babies becoming paid-for child dependants at the first renewal, and child-dependants reaching the age of 24 during the first fixed year who would then be required to pay the adult rate in the second fixed year.
  15. Please note, you may not be able to amend the benefit options of the Select Policy at the first renewal when choosing the Fixed Price Offer.
  16. When calculating renewal prices for a Select Policy after the Fixed Price Offer has ended, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored into each year’s renewal subscription.
  17. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
  18. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, losses or any other liabilities whatsoever arising under or in connection with the operation of the Offer.
  19. These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

    ^ Lines are open Monday to Friday 8.30am to 6pm. We may record or monitor our calls.

    With Bupa cancer cover there are no time limits. All eligible treatment costs and evidence-based breakthrough cancer drugs and treatments that your scheme covers are paid in full for as long as you have Bupa health cover. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant). Please check your certificate or guide to see which specific list of advanced therapies your employer has selected as it may not cover all advanced therapies.

    ††As of August 2021, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s SME Select health insurance products and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.

    See PDF How we compare: Small business (PDF 0.3MB)

    ‡Please note: Existing in-patient, out-patient and day case benefit limits and exclusions for pre-existing conditions still apply to our cover for mental health conditions.

    Occupational Health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

    Bupa health insurance, dental insurance and cash plan are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851.

    Bupa Health Assessments, flu vaccinations, Employee Assistance programs and Occupational Health services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London, EC2R 7HJ.

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