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20% off Select health insurance
Discount applied to the base price of your cover for as long as you stay with Bupa (subject to other factors). For new small business customers who purchase directly from Bupa and are not switching from another provider. Offer ends 30 Sep 2021. Call 0345 266 8974^ to find out how much you could save. T&Cs apply

We have a range of products and services designed with your employees' health and wellbeing in mind.

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Eligible clients will receive a 20% discount (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK based small or medium sized corporate entities (including, for example, companies, partnerships, and associations) covering between 2 and 249 employees inclusive (“SMEs”) who purchase a new Select Policy directly from Bupa for their employees.
4. The Offer is available to new SME clients and is not available for the following:
    a. SME clients who are switching from an alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa clients who hold a policy for any Bupa product or service for the benefit of their employees.
5. The Offer is only available for new SME clients for whom a quote is provided for a Select Policy between 2 August 2021 and 30 September 2021 inclusive. Quotes are valid for 28 days and the Select Policy must start between 2 August 2021 and 30 September 2021 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
6. The discount amount is based on 20% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years.
7. When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored into each year’s renewal subscription.
8. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
9. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
10. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers except for Bupa’s Fixed Price Plus (the “Fixed Price Offer”) which allows new SME clients to fix the price of the Select Policy for 2 years subject to separate terms and conditions. The Fixed Price Offer is not available for the following:
    a. SME clients who are switching from an alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa clients who hold a policy for any Bupa product or service for the benefit of their employees.
11. The Fixed Price Offer guarantees the price of the Select Policy for 2 years. However, this is not protected from any increases in Insurance Premium Tax (“IPT”) at the first renewal. Changes to the Select Policy made during the 2-year fixed period may also affect the price at the first renewal, although the rate per member will remain fixed. Examples of changes to the Select Policy include (but are not limited to): adding or removing members from the Select Policy, complimentary babies becoming paid-for child dependants at the first renewal, and child-dependants reaching the age of 24 during the first fixed year who would then be required to pay the adult rate in the second fixed year.
12. Please note, you may not be able to amend the benefit options of the Select Policy at your first renewal when choosing the Fixed Price Offer.
13. When calculating renewal prices for a Select Policy after the Fixed Price Offer has ended, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored into each year’s renewal subscription.
14. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
15. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages or any other losses whatsoever under or in connection with the operation of the Offer.
16. These terms & conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

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With Bupa cancer cover there are no time limits. All eligible treatment costs and evidence-based breakthrough cancer drugs and treatments that your scheme covers are paid in full for as long as you have Bupa health cover. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant). Please check your certificate or guide to see which specific list of advanced therapies your employer has selected as it may not cover all advanced therapies.

††Please note: Existing in-patient, out-patient and day case benefit limits and exclusions for pre-existing conditions still apply to our cover for mental health conditions.

Occupational health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

‡‡As of May 2021, this analysis is based on an internally conducted review of the SME health insurance markets using publicly available information from the major insurers in the UK consumer health insurance market. Combined, Bupa, AXA Health, Aviva and Vitality hold approximately 90% of the Gross Written Premium income of UK PMI providers. Refers to standard mental health cover when this is included in the selected health insurance or health trust product. We acknowledge that schemes can have bespoke benefits.

See PDF How we compare: Small business (PDF 1MB)

Bupa health insurance, dental insurance and cash plan are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851.

Bupa Health Assessments, EAP Programmes, flu and Private GP services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London EC2R 7HJ

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