20% off small business health insurance

Discount applied to base rate of first year cover and used to calculate renewal prices of future policy years (subject to other factors). For new customers who purchase directly from Bupa and are not switching from another provider. Offer ends 26 Feb 2021. T&Cs apply . Call 0345 266 8974^


We have a range of products and services designed with your employees' health and wellbeing in mind.

^Lines are open Monday to Friday 8.30am to 6pm. We may record or monitor calls.

With our full cancer cover, there are no limits on how long your treatment lasts or how much it costs. Unless you or your employer set a maximum benefit limit, either for each policy year or the full length of time that you’re with us, in which case we’ll cover eligible costs until you reach your limit. You must visit a hospital or health centre from our network and a consultant that we recognise and charges within our limits.

††Please note: Existing in-patient, out-patient and day case benefit limits and exclusions for pre-existing conditions still apply to our cover for mental health conditions.

Occupational health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

‡‡As of September 2020, this analysis is based on an internally conducted review of the SME health insurance market using publicly available information from the major insurers in the UK SME health insurance market. Combined, Bupa, AXA PPP, Aviva and Vitality hold approximately 90% of the Gross Written Premium income of UK PMI providers. Refers to standard mental health cover when this is included in the selected SME health insurance product. We acknowledge that some SME schemes have bespoke benefits.

See PDF How we compare: Small business (PDF 1MB)

Bupa health insurance, dental insurance, cash plan and travel insurance are provided by Bupa Insurance Limited. Registered in England and Wales No.3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851.

Bupa Health Assessments, EAP Programmes, flu and Private GP services are provided by Bupa Occupational Health Limited. Registered in England and Wales No.631336. Registered office: 1 Angel Court, London EC2R 7HJ

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Eligible clients will receive a 20% discount (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK registered small or medium sized corporate entities with between 2 and 249 employees (“SMEs”) who purchase a new Select Policy directly from Bupa for their employees.
4. The Offer is available to new SME clients and is not available for the following:
    a. SME clients who are switching from an alternative company health insurance provider; or
    b. SME clients who purchase their Select Policy through an intermediary; or
    c. existing Bupa clients who hold a policy for any Bupa product or service for the benefit of their employees; or existing SME clients who hold a PMI policy with Bupa for the benefit of their employees.
5. The Offer is only available for new SME clients for whom a quote is provided for a Select Policy between 4 January 2021 and 26 February 2021 inclusive. Quotes are valid for 28 days and the Select Policy must start between 4 January 2021 and 26 February 2021 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
6. The discount amount is based on 20% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years.
7. When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and IPT, which will be factored in to each year’s renewal subscription.
8. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
9. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
10. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
11. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
12. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages or any other losses whatsoever under or in connection with the operation of the Offer.
13. These terms & conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

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