Bupa Dental Cover
What is Bupa Dental Cover?
Bupa Dental Cover provides cash back towards everyday dental costs, such as dental check-ups, and treatment. It also covers you for dental injury, emergency and oral cancer treatment. We’ll pay up to £150 per policy year for preventative dental treatment such as check-ups and scale and polish. We'll also pay up to 75% of your restorative dental treatment costs up to £700 per policy year. Restorative dental treatment includes:
- fillings
- crowns
- bridges
- extractions
We do cover emergency and injury dental treatment, subject to waiting periods. You’ll also have unlimited cover† for oral cancer treatment following a three month waiting period from the start of your plan.
What’s included with Bupa Dental Cover?
|
Benefits |
|
Cover amount |
|---|---|---|
|
Preventative dental treatment Preventative procedures such as check-ups, X-rays and scale and polish. |
None |
Claim back up to £150 per policy year. |
|
Restorative treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures. |
Four months |
We pay 75% towards the cost of the treatment, up to £700 per policy year. |
|
Emergency dental treatment
Worldwide cover |
14 days after start date |
Claim back up to £600 per policy year. This consists of three emergencies up to £200 per emergency. |
|
Dental injury
Worldwide cover |
Four months |
Claim back up to £5000 per policy year. |
|
Oral cancer treatment†† Any treatment (including diagnostic and restorative) for primary cancer of the oral cavity. Oral cavity means mouth, but it doesn't include the whole mouth (we don’t cover tonsils or salivary glands). Your doctor will be able to explain if your issue is within the oral cavity. See your policy guide for full details. |
Three months |
†No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated by a fee-assured consultant in a partnership facility. |
|
Benefits |
|
Cover amount |
|---|---|---|
|
Preventative dental treatment Preventative procedures such as check-ups, X-rays and scale and polish. |
None |
Claim back up to £150 per policy year. |
|
Restorative treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures. |
Four months |
We pay 75% towards the cost of the treatment, up to £700 per policy year. |
|
Emergency dental treatment
Worldwide cover |
14 days after start date |
Claim back up to £600 per policy year. This consists of three emergencies up to £200 per emergency. |
|
Dental injury
Worldwide cover |
Four months |
Claim back up to £5000 per policy year. |
|
Oral cancer treatment†† Any treatment (including diagnostic and restorative) for primary cancer of the oral cavity. Oral cavity means mouth, but it doesn't include the whole mouth (we don’t cover tonsils or salivary glands). Your doctor will be able to explain if your issue is within the oral cavity. See your policy guide for full details. |
Three months |
†No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated by a fee-assured consultant in a partnership facility. |
What’s not covered
Some examples of what’s not covered on this policy:
- Cosmetic treatment
- Dental injury while doing a physical contact sport such as rugby or boxing
- Dental injury as a direct or indirect result of an external impact before the start date of the policy
- Dental treatment resulting from or related to a self-inflicted injury
- Fissure sealants
- Mouthguards
- Orthodontic treatment
- Pre-existing conditions (this means you had symptoms or knew about the condition before you joined the policy, or a dental professional had already recommended the treatment to you before you joined the policy or during your waiting period)
- Surgical implants
- Any treatment in the waiting period when you first join the policy
- Restorative dental treatment received or planned at your first dental examination if you have not had a dental examination in the 24 months before you join the policy
Useful documents
For full details of what is and isn’t covered, see the Bupa Dental Cover policy guide and supporting documents.
Benefits of the Bupa Dental Insurance Network
We have a nationwide network of Bupa owned and Bupa approved dental practices. Our practices give dental insurance customers hassle free access to quality care and discounts‡ on treatment.
What are the Benefits of using a Bupa Dental practices in our network?
- Up to 20% discount on general dental treatment†
- We'll settle your claim at the reception desk with our Instant Claim‡ service
- Reassurance that all the dental practices in our network have been quality checked
Don’t forget, you can stay with your own dentist, or you can choose a dentist in the Bupa Dental Insurance Network.
Our network gives you the reassurance that you’re visiting a practice that meets our quality standards. You will also benefit from up to 20% discount† on general dental treatments.
What’s next?
Call us
0330 057 4741
Service lines are open 8.30am to 6pm, Monday to Friday, Saturday 9am to 1pm. We're closed on bank holidays. We may record or monitor our calls.
Make a claim
If you visit a participating practice, we can take care of your claim then and there. Or you can make a claim online by using My Bupa, or by post.
Make a claim†You must tell the dentist you have Bupa dental insurance and provide you, membership number prior to you, appointment to benefit from this offer. 10% or 20% discounts are available depending on the practice and the dentist you are seeing. To find the selected Bupa owned and approved network dental practices where this offer is available, see finder.bupa.co.uk and search the Bupa Dental Insurance Network. Discount excludes laboratory fees and specialist treatment and cannot be used against NHS and Bupa Dental Essentials services. Discount cannot be used in conjunction with any other discount.
††We do not cover oral cancer that was diagnosed or for which you had symptoms or investigations before your cover start date.
‡Paid up to benefit allowances. Not available at all practices. Selected Bupa Dental Insurance Network practices forward claims and are agents of Bupa Insurance Limited. Any claims for dental injury treatment and oral cancer cannot be processed by the dental practice. You'll need to complete and send us a claim form for dental injury claims, which can be done through your digital account or by post. For oral cancer claims you will need to call us. You can download a claim form from bupa.co.uk/dental/dental-insurance/make-claim o, call us on 0800 237 777. We may record or monitor our calls.
All claims for NHS treatment in Scotland and Northern Iceland must be submitted using a claim form.
Bupa Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
