Care home costs

Find out everything you need to know about care home fees and the different funding options that might be available to you.

Understanding the costs of a care home

The cost of care depends on your personal circumstances and the type of care you need. What you pay all comes down to the value of the savings and assets you have.

If you have savings with a value higher than the maximum allowed (the threshold), this usually means that you re classed as a self-funder and will be responsible for paying the full care home costs. If you own your house, its value normally counts as part of your savings.

If your savings fall beneath the threshold, you may be eligible for financial support from your local council. This could cover the full cost of care, or part of it - then someone else could contribute the rest for you, if necessary.

The savings threshold applies to the person that needs care.

UK care home savings threshold

Regions

England

Scotland

Wales

Northern Ireland

Threshold amount

£23,250

£32,750

£50,000

£23,250

Regions

England

Scotland

Wales

Northern Ireland

Threshold amount

£23,250

£32,750

£50,000

£23,250

These figures are correct as of January 2025. Bupa does not have any care homes in Scotland and Northern Ireland.

We're here to help you

Our customer care team offers free advice to help you understand your options.

For clear and open pricing on our care homes, call:

0333 242 9123^

Pricing and fees

Get a better idea of what determines the price of care and what’s included in the weekly fees.

Paying for care

The way you pay for care depends on whether the value of your savings is above or below the threshold for your country.

What’s next?

Get more information, speak to us or visit us in person.

Download our free guides

We've created a number of guides to give you advice on where to start and what to expect.

^ Lines are open 8am to 6.30pm Monday to Friday, 9am to 12.30pm Saturday. Closed Sundays and bank holidays. Calls are charged at no more than local rate and count towards any inclusive minutes from mobiles. We may record or monitor our calls.

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