Care home funding
Understanding your options for care home funding can be confusing. That’s why we’re here to answer your questions.
What care funding options are there?
"You don’t need to be an existing Bupa customer to stay in a Bupa care home. You also might not have to pay for it all yourself. Your local authority offer support for funding care needs. If you don’t already know if you’re eligible for funding, start here or call our customer care team on 0370 218 4809^ for further help or advice and we’ll be able to explain the process. Our weekly fees vary depending on the type of care needed."
Danny Customer Care Team Manager, Leeds
Am I eligible for care home financial support from my local council?
You can apply for a free assessment through your local council to see if you’re entitled to support with your care home funding.
Depending on your savings, you may be asked to fully or partly pay for your care home fees. England, Scotland, Wales and Northern Ireland all have their own care home savings threshold.
If your savings are less than your country’s threshold, you’ll be given a personal budget and the local authority must find you a home within that budget that meets your needs
A family member or friend can pay an additional 'top up' if you would like to choose a different home to the ones the local authority suggests. For help or advice, call our customer care team.
Ashley Customer Care Team, Leeds
What additional financial support is available?
No matter how the care is funded, you may be eligible for various benefits and support such as attendance allowance and pension credit. You will need to apply for these. If you need further help or advice, call our customer care team and we’ll be able to discuss your options.
Kerrie Customer Care Team, Leeds
What happens when my financial situation changes?
Over time your capital is likely to go down, and in some situations, this can mean that residents can go from paying for their own care to receiving some financial help. Those receiving help could also be eligible for more funding if they fall below the lower financial limit. For free help or advice, speak to a member of our customer care team.
Jacqui Customer Care Team, Leeds
How will my finances be assessed?
As part of a local authority assessment, the local authority look at a mix of capital and income. The amount of capital and income you have will determine how much of the care you’ll need to pay for. That includes the value of your property, if you own one, income and any savings. Call the customer care team if you need any more help and advice.
Keith Customer Care Team, Leeds
How much is a care home with Bupa?
Our weekly fees vary depending on the type of care needed, the chosen room within the home and the location of the home. The best way to get a true idea of cost is to call us. Call our customer care team and we’ll be able to discuss the best options for you without any pressure.
Ashley Customer Care Team, Leeds
Dementia care home fees
Are you or a loved one living with dementia? The price of your care will be more compared to other types of care such as nursing care.
The reason costs are higher is because the care home needs to meet specialist requirements to provide your care.
Do I have to pay for my parent’s care home?
Unless you have any joint assets or contracts with a parent, there’s no legal obligation for you to pay for their care. Of course, you can opt to pay for your parent’s care home, but if you do this you may need to sign a contract with the care home to make this an official declaration.
Emily Customer Care Team, Leeds
Who pays for nursing home care?
The way you pay for nursing care depends primarily on the value of your assets. If you live in England or Northern Ireland and your assets fall under £23,250, your local authority can help with funding. If they are more than this value, you will be responsible for paying the cost of your care. For Scotland, it’s if your assets are under £32,750. For Wales it’s £50,000.
Keith Customer Care Team, Leeds
Help when you need it
Choosing a care home can be stressful, especially if you’ve never done it before. Where do you start? Well, right here. Our helpful, understanding customer care team offer free advice on anything from funding to finding the right home.
Call our customer care team free on 0345 600 4622^
Ask us to assess your situation and talk to you about how to pay for care.
Find care homes that might be right for you, and book one or more visits.
^ Lines are open 8am to 6.30pm Monday to Friday, 9am to 12.30pm Saturday. Closed Sundays and bank holidays. Calls are charged at no more than local rate and count towards any inclusive minutes from mobiles. We may record or monitor our calls.
