Health insurance

For fast access to treatment

At Bupa, we want to make sure you can get the help you need sooner rather than later. That’s why we can give you fast access to treatment, with our health insurance so you can be back on track doing what you love most, with those you love most.

Take advantage of our two months free health insurance offer, available until 11 March 2018. This offer applies to months 11 and 12 of the first year of cover for new BBY policies. Pre-existing conditions are excluded. Terms and conditions apply

or call us today on

0808 256 9436^

What is health insurance?

Health insurance is designed to cover the costs of private healthcare, from diagnosis to treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for conditions that develop after your policy has begun. You may take out private health insurance because it gives you quick access to medical treatment. The level of cover you get will depend on the policy you take out. We have two different levels of private health insurance cover: Treatment and Care, and Comprehensive.

About our cover

Our health insurance puts you in control with the choice of two core products that you can adapt to help suit your needs.

Our health insurance benefits

Most frequently asked questions

Here’s a selection of questions and answers that we’ve already helped our customers with. Expand all

What's next?

^  We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.

Two months free

  • 1. This offer is available to UK residents aged 18 and over when purchasing a new Bupa By You health insurance policy direct through Bupa or via an intermediary.
  • 2. To qualify for this offer you must take out a new Bupa By You policy that is underwritten at point of sale. It is not possible to cover pre-existing conditions. Bupa’s standard Bupa By You policy terms and conditions will apply.
  • 3. Existing customers are eligible provided they are re-underwritten onto a new Bupa By You policy. For example those who are transferring from a corporate group scheme or from a different health insurance policy. This means that pre-existing conditions that have been claimed for will no longer be covered.
  • 4. This offer is available for new Bupa By You policies for which a quote is provided between 8th January 2018 and 11th March 2018 inclusive. Quotes are valid for 14 days. The policy must start within 30 days of the original quote date.
  • 5. The two months free health insurance is applied in months eleven and twelve of the first year of your cover. Please note this offer does not apply in subsequent years.
  • 6. Customers will receive two free months of cover by, if paying monthly, not having to pay in month 11 and 12, or if paying upfront they will only be charged for the cost of 10 months subscriptions.
  • 7. Family members on the same policy are eligible for this offer provided that they are added at the date of purchase. Family members who are added to a policy later are not eligible for this offer.
  • 8. Bupa reserves the right to decline to offer a health insurance policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
  • 9. This offer is not available in conjunction with any other offer except the family and couples savings.
  • 10. Bupa reserves the right to cancel, suspend or withdraw the promotion at any point without prior notice where it becomes necessary to do so.
  • 11. There is no cash alternative and the discount is non-exchangeable and non-transferable.
  • 12. Bupa will use your personal information in accordance with our privacy notice which can be found at
  • 13. This promotion is governed by English law and applicants submit to the jurisdiction of the English courts.

Bupa Anytime Helpline is not regulated by the Financial Conduct Authority.

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.