Compare dental insurance

Dental

You can choose from two Bupa dental insurance plans, depending on whether you are an NHS or a private patient.

Take a look at the table to below see how the plans compare. For more information please refer to the Dental Cover Membership Guide or the product information guides below.

If your policy commenced or renewed on or after 1st December 2019, then please refer to Dental Cover Membership Guide (PDF, 0.2MB)

Alternatively, for policies that commenced or renewed before this date then please refer to Dental Cover Membership Guide (PDF, 0.2MB)

Compare dental cover
Dental cover	Dental Cover 10 Designed for use with an NHS dentist	Dental Cover 20 Designed for use with a private dentist
Routine dental treatment Routine procedures like check-ups, X-rays and scale and polish.	100 % reimbursement for all NHS treatment charges. ^†	We’ll pay up to £150 a year.
Dental treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures.	100 % reimbursement for all NHS treatment charges.^† 4 month waiting period applies.	We will pay up to 75 % of your treatment costs to a total of £700 per year. 4 month waiting period applies.
Emergency dental treatment One off dental treatment carried out in the UK by a dentist, which was not pre-planned and is urgently required in order to alleviate pain. Any treatment carried out at a follow-up appointment must be claimed from the restorative dental treatment benefit limits.		We will pay up to £600 per year. 14 day waiting period applies
Dental injury Dental injury treatment that is carried out in the UK and is required as a result of an external impact. This excludes dental injury as a result of contact sports.		We will pay up to £5,000 per year. A 4 month waiting period applies.
Oral cancer treatment Any treatment for primary cancer in any part of the oral cavity from the lips to the back of the tongue, but excluding the tonsils and salivary glands.	No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.	No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.

Compare dental cover	Compare dental cover	Compare dental cover

Dental cover	Dental Cover 10 Designed for use with an NHS dentist	Dental Cover 20 Designed for use with a private dentist
Routine dental treatment Routine procedures like check-ups, X-rays and scale and polish.	100 % reimbursement for all NHS treatment charges. ^†	We’ll pay up to £150 a year.
Dental treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures.	100 % reimbursement for all NHS treatment charges.^† 4 month waiting period applies.	We will pay up to 75 % of your treatment costs to a total of £700 per year. 4 month waiting period applies.
Emergency dental treatment One off dental treatment carried out in the UK by a dentist, which was not pre-planned and is urgently required in order to alleviate pain. Any treatment carried out at a follow-up appointment must be claimed from the restorative dental treatment benefit limits.		We will pay up to £600 per year. 14 day waiting period applies
Dental injury Dental injury treatment that is carried out in the UK and is required as a result of an external impact. This excludes dental injury as a result of contact sports.		We will pay up to £5,000 per year. A 4 month waiting period applies.
Oral cancer treatment Any treatment for primary cancer in any part of the oral cavity from the lips to the back of the tongue, but excluding the tonsils and salivary glands.	No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.	No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.

What's next?

Call us

Call us now for more information or to purchase dental cover.

0345 600 4779^{^}

Email us

Send us an email with your enquiry.

^{^} We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 12:30pm.

^† Each NHS band includes the treatment offered in a lower band. Within a two-month period your dentist should only charge you once and at the highest band charge for the course of NHS treatment received. Likewise we will only reimburse you for the highest banded NHS treatment received in any two-month period. If you are charged more than once, we will reimburse you for one charge only. Further information on NHS dental charges can be found on the NHS Choices website.

Bupa Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433 Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority .Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.