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Dental Cover 10

Dental Cover 10 is an insurance policy for those who want treatment from an NHS dentist, and are over 18 years old.

You can get 100 per cent of the charges you pay for treatment with an NHS dentist paid back with this scheme, up to annual limits. This includes routine work like check-ups, X-rays, scaling and polishing.

We’ll reimburse fillings, crowns, dentures and other non-cosmetic treatments. There is also unlimited cover for oral cancer treatment subject to a six month waiting period from the start of your plan.. Please refer to the membership guide for more information.

Find a Bupa dentist

Bupa Dental Insurance network

Our Dental Insurance Network has been created to make it easy to access dental services. This national network of partner practices is quality assessed. To join our network, each dental practice must undergo a quality assessment which we hope will give you greater peace of mind. Are you closer to a Bupa approved dentist than you think?


What's included

Key benefits of Bupa Dental Cover 10 provided for treatment carried out in the UK.

Routine dental treatment Routine procedures like check-ups, X-rays and scale and polish.

Waiting period: None

Reimbursement for all NHS treatment charges 

Restorative dental treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures.

Waiting period: Four months.

Reimbursement for all NHS treatment charges 

Oral cancer treatment Any treatment for cancer of the oral cavity, lips, tongue and/or pharynx provided by a consultant that has been recognised by Bupa.

Waiting period: Six months.

No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.

What's included

What's included

What's included

Key benefits of Bupa Dental Cover 10 provided for treatment carried out in the UK.

Key benefits of Bupa Dental Cover 10 provided for treatment carried out in the UK.

Key benefits of Bupa Dental Cover 10 provided for treatment carried out in the UK.

Routine dental treatment Routine procedures like check-ups, X-rays and scale and polish.

Waiting period: None

Reimbursement for all NHS treatment charges 

Restorative dental treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures.

Waiting period: Four months.

Reimbursement for all NHS treatment charges 

Oral cancer treatment Any treatment for cancer of the oral cavity, lips, tongue and/or pharynx provided by a consultant that has been recognised by Bupa.

Waiting period: Six months.

No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.

We don't pay for

What's next?

^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 12:30pm.

Each NHS band includes the treatment offered in a lower band. Within a two-month period your dentist should only charge you once and at the highest band charge for the course of NHS treatment received. Likewise we will only reimburse you for the highest banded NHS treatment received in any two-month period. If you are charged more than once, we will reimburse you for one charge only. Further information on NHS dental charges can be found on the NHS Choices website.

Bupa Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433 Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority .Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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