Bupa Dental Cover
What is Bupa Dental Cover?
Bupa Dental Cover provides cash back towards everyday dental costs, such as dental check-ups, and treatment. It also covers you for dental injury, emergency and oral cancer treatment. We’ll pay up to £150 per policy year for preventative dental treatment such as check-ups and scale and polish. We'll also pay up to 75% of your restorative dental treatment costs up to £700 per policy year. Restorative dental treatment includes:
- fillings
- crowns
- bridges
- extractions
There is a four month waiting period from when you join the scheme for any restorative dental treatment. We don’t cover any ongoing conditions. By this we mean you had symptoms or knew about the condition before you joined the policy, or a dental professional had already recommended the treatment to you before you joined the policy or during your waiting period.
We do cover emergency and injury dental treatment, subject to waiting periods. You’ll also have unlimited cover† for oral cancer treatment. There is a three month waiting period from the start of your plan.
What’s included with Bupa Dental Cover?
|
Benefits |
|
Cover amount |
|---|---|---|
|
Preventative dental treatment Preventative procedures such as check-ups, X-rays and scale and polish. |
None |
Claim back up to £150 per policy year. |
|
Restorative treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures. |
Four months |
We pay 75% towards the cost of the treatment, up to £700 per policy year. |
|
Emergency dental treatment |
14 days after start date |
Claim back up to £600 per policy year. This consists of three emergencies up to £200 per emergency. |
|
Dental injury |
Four months |
Claim back up to £5000 per policy year. |
|
Oral cancer treatment |
Three months |
†No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated by a fee-assured consultant in a partnership facility. |
|
Benefits |
|
Cover amount |
|---|---|---|
|
Preventative dental treatment Preventative procedures such as check-ups, X-rays and scale and polish. |
None |
Claim back up to £150 per policy year. |
|
Restorative treatment For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures. |
Four months |
We pay 75% towards the cost of the treatment, up to £700 per policy year. |
|
Emergency dental treatment |
14 days after start date |
Claim back up to £600 per policy year. This consists of three emergencies up to £200 per emergency. |
|
Dental injury |
Four months |
Claim back up to £5000 per policy year. |
|
Oral cancer treatment |
Three months |
†No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated by a fee-assured consultant in a partnership facility. |
What’s not covered
Some examples of what’s not covered on this policy:
- Cosmetic treatment
- Dental injury while doing a physical contact sport such as rugby or boxing
- Dental injury as a direct or indirect result of an external impact before the start date of the policy
- Dental treatment resulting from or related to a self-inflicted injury
- Fissure sealants
- Mouthguards
- Orthodontic treatment
- Ongoing conditions (this means you had symptoms or knew about the condition before you joined the policy, or a dental professional had already recommended the treatment to you before you joined the policy or during your waiting period)
- Surgical implants
- Any treatment in the waiting period when you first join the policy
- Restorative dental treatment received or planned at your first dental examination if you have not had a dental examination in the 24 months before you join the policy
Useful documents
For full details of what is and isn’t covered, see the Bupa Dental Cover policy guide and supporting documents.
What are the benefits of dental insurance?
1-minute watch
Bupa Dental insurance helps cover the costs of preventative and restorative treatment. It provides comprehensive oral cancer cover as standard. With Bupa Dental it’s easy to manage your policy online, and to book an appointment. And you can even keep your own dentist if you prefer.
We all know how important it is to look after our bodies
From our heads, to our hearts, and our toes.
And that includes our teeth.
Dental care is essential to staying healthy.
When a dentist looks at our teeth and gums, they can identify issues like gum disease, even cancer.
So, it’s important to go regularly.
And that’s made much easier with Bupa Dental Insurance.
It can contribute towards the cost of preventative and restorative treatments, and provides comprehensive oral cancer cover as standard.
You can manage your policy online with Bupa Touch.
And getting an appointment at one of our practices is easy with our dedicated support line.
You won’t have to change dentists - you can keep using your own. You can even use your policy for virtual appointments.
And wherever you are in the world, you will be covered for dental emergencies and injuries.
Bupa Dental Insurance - Easy, flexible, convenient - just the way dental cover should be.
Visit bupa.co.uk/dental-employee today to find out more.
Benefits of the Bupa Dental Insurance Network
We have a nationwide network of Bupa owned and Bupa approved dental practices. Our practices give dental insurance customers hassle free access to quality care and discounts‡ on treatment.
Benefits of using dental practices in our network.
- Up to 20% discount on general dental treatment‡
- Instant Claim‡‡
- Reassurance that all the dental practices in our network have been quality checked
Don’t forget, you can stay with your own dentist, or you can choose a dentist in the Bupa Dental Insurance Network.
Our network gives you the reassurance that you’re visiting a practice that meets our quality standards You will also benefit from up to 20% discount‡ on general dental treatments.
How do I make a claim?
1-minute watch
If you visit a participating practice, we can take care of your claim then and there. Or you can make a claim online by using Bupa Touch, or by post.
Bupa Touch lets you see your cover online. You can log in using your browser.
You can manage your account, view and make claims and much more.
It’s now easier than ever to use Bupa Dental Insurance.
We can help you find a dentist online.
Or you can call our dedicated support line to book an appointment at a Bupa practice.
You can see your own dentist, or there’s over 470 Bupa dental care practices dotted around the country you can use.
You could even get a discount for being a Bupa member.
Some practices will even submit your claim for you…or you can do it yourself online via Bupa Touch.
Bupa Dental Insurance. The way dental cover should be.
Visit finder.bupa.co.uk to find out more.
What’s next?
Call us
0330 057 4741
Service lines are open 8.30am to 6pm, Monday to Friday, Saturday 9am to 1pm. We're closed on bank holidays. We may record or monitor our calls.
^We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 12:30pm.
†You must inform the dentist you have Bupa dental insurance and provide your membership number prior to your appointment to benefit from this offer. 10% or 20% discounts are available depending on the practice and the dentist you are seeing. To find the selected Bupa owned and approved network dental practices where this offer is available, see finder.bupa.co.uk and search the Bupa Dental Insurance Network. Discount excludes laboratory fees and specialist treatment and cannot be used against NHS and Bupa Dental Essentials services. Discount cannot be used in conjunction with any other discount.
‡If you use a participating dentist in the Bupa Dental Insurance Network, you will get up to 20% discount on general treatment costs, helping you make the most of your benefit limits.
‡‡Claims are forwarded by selected practices in the Bupa Dental Insurance Network as agent of Bupa Insurance Limited. Any claims for dental injury treatment and oral cancer cannot be processed by the dental practice and a claim form must be submitted. For a claim form go to bupa.co.uk or call us on 0800 237 777. We may record or monitor our calls.
Bupa Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
