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Dental Cover 20

Dental Cover 20 is a dental insurance policy for privately registered patients.

We’ll pay up to £150 per year for routine dental treatment such as check ups and scale and polish. We'll also pay up to 75% of your restorative dental treatment costs up to £700 per year. Restorative dental treatment includes fillings, crowns, bridges and extractions; there is a four month waiting period from when you join the scheme for any restorative dental treatment.

Emergency and injury dental treatment is also catered for subject to waiting periods. There is also unlimited cover† for oral cancer treatment subject to a six month waiting period from the start of your plan.

Find a Bupa dentist

Bupa Dental Insurance network

Our Dental Insurance Network has been created to make it easy to access dental services. This national network of partner practices is quality assessed. To join our network, each dental practice must undergo a quality assessment which we hope will give you greater peace of mind.


What's included

What's included
Key benefits of Dental Cover 20, provided for treatment carried out in the UK.

Routine dental treatment

Routine procedures like check-ups, X-rays and scale and polish.

We'll pay up to £150 per year

Waiting period: None

Dental treatment

For non-cosmetic treatment such as fillings, root canals, extractions, crowns, bridgework and dentures.

We'll pay 75% of your treatment costs up to a total of £700 per year

Waiting period: Four months.

Emergency dental treatment

Urgent dental treatment carried out in the UK by a dental professional, which is urgently required and was not pre-planned in order to alleviate pain. Also covered is an inability to eat or any acute dental condition which presents an immediate and serious threat to general health. Including X-rays and repair of dentures.

We'll pay up to £600 per year

Waiting period: 14 days after start date.

Dental injury

Dental injury treatment that's carried out in the UK and is required as a result of an external impact. This excludes dental injury as a result of contact sports.

We'll pay up to £5,000 per year

Waiting period: Four months.

Oral cancer treatment

Any treatment for primary cancer of the oral cavity from the lips to the back of the tongue, but excluding the tonsils and the salivary glands provided by a consultant.

No annual limit – paid in full. All of your eligible treatment expenses will be covered, providing you are treated at one our partnership facilities by one of our partnership consultants. There is a six month waiting period from the start of your plan for oral cancer treatment.

Waiting period: Six months.

We don't pay for

What's next?

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Bupa Dental Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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