Terms and conditions

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Subject to these terms and conditions, eligible SME Clients with an existing group size of 2-50 main members inclusive will receive a 10% discount on their Group’s quoted renewal price net of IPT when they accept a renewal quote and have grown their existing Bupa Select Company PMI Policy (the “Select Policy”) by either:
• 2 new main members if their group size at the time of the addition was 2-5 main members; or
• 3 new main members if their group size at the time of the addition was 6-20 main members; or
• 5 new main members if their group size at the time of the addition was 21-50 main members (the “Offer”).
3. The Offer is available to existing UK based small or medium sized entities (including, for example, companies, partnerships, and associations) covering between 2 and 50 main members inclusive who currently hold a Select Policy purchased directly or through an intermediary from Bupa (“SME Clients”).
4. The Offer is available to existing SME Clients only and does not apply to new business or mid-term quotes.
5. The SME Client must have a renewal date between 1st July 2025 and 30th September 2025 inclusive (the “Offer Period”). The growth in new main members must be sustained until the end of the Offer Period. Renewal quotes are valid for 28 days.
6. The new main members must not have previously held private medical insurance either with Bupa or with an alternative private medical insurance provider at the time of joining the SME Client’s Select Policy.
7. The Offer must be redeemed through the SME Client’s respective account manager and the renewal quote must be accepted for the Offer to apply.
8. The 10% discount will only be applied to the original quote provided to the SME Client for their renewal.
9. The Offer will apply for one renewal per SME Client and will apply for one year of cover only. The Offer cannot be used against any other Bupa product or service and will not be applied in subsequent policy years.
10. Notwithstanding clause 9 above, SME Clients with Bupa’s 2-year fixed rate policy will not be eligible to use this Offer for the second year of their 2-year fixed rate policy.
11. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
12. Bupa reserves the right to decline to offer or agree to renew a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
13. Bupa reserves the right to cancel, suspend, amend, or withdraw the Offer at any point without prior notice.
14. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
15. When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, additional claims, age of members, the rising cost of healthcare and insurance premium tax (IPT), which will be factored into each year’s renewal subscription.
16. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
17. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME Client or any of its employees for any claims, damages, or any other losses whatsoever under or in connection with the operation of the Offer.
18. These terms and conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.