Academy for Small Businesses
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The Academy gives you leading health and wellbeing insights that will help support you in growing your business. Watch virtual events where our panel of experts discuss health and wellbeing issues – specifically for small businesses.
Events cover a range of key issues such as introducing a workplace mental health plan, reducing absence and building resilience as a small business owner to help your business thrive.
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In our latest series, founder of Holly & Co and Not On The High Street, Holly Tucker MBE, explores a range of key topics.
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Hello and welcome to the Bupa Academy for Small Businesses.
I'm your host Holly Tucker, and today I'm joined by our expert panel to talk about young persons' mental health and how this affects parents and carers in the workplace.
In the first part of today's session, I'll be speaking to Dr.
Naveen Puri, medical director at Bupa and Gerry O'Hare, legal director at WorkNest.
In the second part of the session, I'll be joined by Amy White, founder of Spectrum SENDvocate, who will share her firsthand experience of working at a small business whilst facing these challenges as a parent.
I'm delighted to welcome our first guest, Dr.
Naveen Puri, medical director at Bupa.
And Gerry O'Hare, legal director at WorkNest.
Welcome.
Hello.
Hi.
First question is for you Dr.
Naveen.
Recent research has revealed that 18% of children aged between seven and 16 and 22% of young people age 17 to 24 have a probable mental health disorder.
Can you please start us off by explaining what this means and the impact it actually has on parents?
Sure, well thank you for the question, Holly.
I think what those statistics you highlight to us, bear in mind, is that mental health can affect young people just as it affects older people as well and adults and people that we're familiar with.
And the ways those conditions present can be variable.
So sometimes they'll be familiar to us such as depression or anxiety, but sometimes they may be conditions and features to those conditions that may be unique to a child.
So if we consider anxiety for example, you know, children are bombarded with things on social media and their phones suddenly, you know, open up a a world of anxiety which perhaps people of our generation just didn't have to contend with as young people.
Other conditions that we find to be quite common amongst children might be things like eating disorders or challenges around eating, things like body image, those sorts of things can be a real concern as well.
While neuro diversities are not necessarily mental health conditions, certainly undiagnosed neuro diversities like dyslexia, ADHD, autism, for example, can certainly present with mental health features.
So for example, if you've got a child with dyslexia whose teacher is constantly saying to them, "come on now, read like everybody else and keep up with the rest of the class," actually that can have a really big mental health impact and burden on that child.
Other things that we might consider social isolation can be really big for children as well.
Interestingly, we live in the age of social media, but actually it probably disconnects us more than it connects us, if I'm being honest.
And then I think any conversation around children's mental health and wellbeing wouldn't be complete if we didn't consider the most severe end of the spectrum as well.
Things like self-harm and suicidal ideation are also common amongst children as well.
So it's really important that we have a recognition of that.
If I may, let me present you back with some figures as well, which I find really fascinating in preparation for this conversation.
We know that two in three parents are really concerned about their child's mental health and of that two-thirds of parents who are concerned are whopping 60% consider that it has an impact on their mental health as well.
So it's not just the child who's affected, it's also the family and their carers as well.
Yeah, I can imagine.
And then even more shocking to me was hearing that about 87% of those parents who are concerned reckon that their child probably has more than one mental health condition at play.
So it isn't just a case of a one size fits all approach, but rather considering the holistic needs of a child or a young person and their mental health needs as well.
So what does all of this mean?
I think, you know.
.
.
I don't wanna paint a bleak picture, but it's important that first of all there's a recognition.
A, that children can be affected and also that their parents and caregivers who are your employees if you're a small business, can also be affected as well and bring that then to the workplace.
And so I think it's incumbent for workplaces to recognise this and to recognise and acknowledge that there is an impact and to consider what they can do about that.
Gerry, a question for you.
Do small businesses have any legal obligations to parents and carers in the workplace who are caring for a young child with mental health difficulties?
Yeah, thanks Holly.
Well, employers have a general duty of care towards their workers.
That's first and foremost really important.
But there are also a number of pieces of legislation which provide for time off to care for dependents and I've chat through some of them now with you.
First up we've got parental leave which provides for up to 18 weeks of unpaid time off for each child up to the age of 18.
So quite a lot of leave, albeit as I said, is unpaid.
And that's for parents and adoptive parents and for anyone who has, or who's expect to have to look after a child.
A couple of things to note there, although there's 18 weeks available, only four weeks can be used in any one leave year, right?
So that's quite an important thing to note.
And also in addition to that, they can only be taken in blocks of one week.
So the parent or the adoptive parent couldn't take the odd day here off and they're under the parental leave scheme.
If the request for time off is unduly.
.
.
Disruptive for the employer, then the employer can request that the employee delays the taking of that leave for up to six months.
Then second up hot off the press, we've got carer's leave.
And this is for an employee who has a dependent with a long-term care need, for example, a child who has a mental ill health condition and is expecting to need care for more than three months.
The entitlement here is much less, it's only one week in a rolling 12 month period versus the 18 weeks under the parental leave scheme.
But unlike the parental leave scheme, employees can take the odd day here and there and in fact they can take a half day here and there as well to help care for the child.
Again, in terms of notice, so if an employee wanted to take benefit and utilise the carer's leave, they only have to give twice as much notice as that what they wish to take.
So for example, if I wanted to take a day's off carer's leave, I would need to give my employer two days advance warning of that.
And then thirdly, and perhaps the most utilised type of leave is what's known as time off for dependence.
And this is effectively emergency time off.
So where something unforeseen has happened, like your child has fallen sick overnight and the employee can't make it into work, that's where they would get to use emergency time off for dependence.
And then finally, whilst not time off, where there are the flexible working provisions which have been around for many years, but which are now a day one right.
So as soon as you become an employee, you're entitled to make a flexible working request.
And more than that, you can make two requests in a 12 month period, which is pretty good.
Now a real point I would highlight there though is that a request to a request to make a flexible working application does not equal a right to have that request granted because the legislation does actually set out a number of fairgrounds for refusing that request.
So there are lots of ways in which employees can get time off to care for their children.
That was so interesting.
Back to you Dr.
Naveen.
Why is it important for small businesses to support caregivers of young people experiencing mental health difficulties?
Yeah, I think that's a really important question.
I mean, when you consider that young people's mental health isn't just confined to them but also to the family within which they exist, their carers, their parents will also be impacted by it too, it only follows that that then comes to work sometimes as well.
And we recognise that the impact of that can be felt in a number of different ways.
We know that for parents who are preoccupied with concern around their child or young person at home, they can often be, you know, at work but not necessarily performing their functions as best they possibly can.
We know that sometimes standards can slip, they may make more mistakes, they may even take time off and take sickness leave when they shouldn't really be doing that, but actually addressing the root cause at its core.
What we tend to find is that sometimes there can be a real embarrassment or a shame as well and sometimes parents don't wanna speak about this, there is still a stigma around parenting and if your child is suffering with a condition, sometimes there's almost this sort of sense that what am I doing wrong and what will my peers and my coworkers think about me for having a child who has depression or anxiety or any number of mental health conditions.
So what we find employers can do is open up a culture around that, it just takes one leader to say, "you know what?
I've had a really tough weekend with my young person at home," to suddenly have everyone realise that this is a commonality amongst all of us and actually starting a conversation can be really fruitful.
Within Bupa, we have quite a few networks and one of the networks that's really strong and really vibrant is our parents and carers network where actually people sit together over a lunch or over an informal coffee and just share their experiences and challenges.
And sometimes it can be really humanising to recognise that leader in your team or that really inspirational person from another team that you look up to is faced by the same challenges you are as well.
So starting a culture and a conversation around what goes on I think can be really helpful.
We know that parents make up a big part of the workforce as well.
So when you consider working parents, 75% of mothers and 92% of fathers make up the workplace.
And so it's only gonna follow that, a certain proportion of those are gonna be impacted by the mental health needs of their young people at home as well.
So for workplaces to recognise that I think is really, really important.
Yeah, really, really important.
Gerry, what are some of the risks though of not supporting employees experiencing these challenges in the workplace?
Well, there are quite a few, frankly.
Yes, I could think there are.
And perhaps one of the biggest risks and concerns that employers have is that an employee will take them to an employment tribunal and allege that they've suffered discrimination at work.
And you quite often see these things reported in the press.
So if a tribunal claim is raised, it goes to the tribunal and the judge finds against the employer and that they have discriminated against the employee, well, that can have significant impact on financial award against the company.
It can be picked up by the press.
So there's potential reputational damage which can wreak absolute havoc.
But these are not the only risks in failing to support your employees.
You've also got to bear in mind that, well, if you lose a tribunal claim for example, or even if you're seen to not be supporting employee, that's going to have an impact on performance, staff morale, staff loyalty, why would you want to continue working for someone who isn't supporting a fellow colleague, someone that works in your business who's going through one of the most difficult times in their life.
I wouldn't want to continue working there.
Yeah, yeah, absolutely.
And what that can do to a culture, as you were saying, it really has that knock on effect and potentially very hard to come back from as well because these things should be in place.
Dr.
Naveen, 12% of working parents who are concerned about their children's mental health have considered reducing their working hours.
I can imagine why to support their child or their children, and 8% reporting that they'd even considered quitting their jobs all together.
I've actually known some of these, women particularly, who have considered this.
How can small businesses support these working parents?
Yeah, well it's interesting that we have research that showed that about 35% of people in the workplace expected their workplaces to be able to respond to this.
So this is definitely a conversation that's been cried out for and what you speak to there about people leaving the workplace or wanting to work more flexibly is such a shame, isn't it?
Just imagine all of that lost talent and resource.
You spent so much time embedding people into your organisation, training them up, having them become experts in their fields and only to lose them because the culture in your workplace didn't support them in their time of need, would be a real shame.
So I think it's incumbent that conversations are starting and I think we've all spoken around creating a culture where those conversations are happening is really key.
We recognise that, as Gerry said, offering flexibility and working with your employees can be really fruitful.
Quite often employees are just so grateful that you've recognised their need, that they'll go above and beyond to try and compensate for that.
So whether that's working at times that suit them such as in the evenings or the weekends or even the early morning, give them the options.
Don't make presumptions around what flexibility means for them.
And flexibility for one employee may be quite different for another too.
So exploring that in its most sort of widest sense I think is really valuable.
I think it's also important to recognise that while you as an organisation wanna generate a culture and an openness around this, remember you aren't the experts in this field then there are people out there who can really assist you with this.
So whether you invest in an employee assistance programme and make your employees aware, they can discuss things like family dynamics and concerns around independence as well as their own health needs and such like is really important.
I think sometimes even when there are EAPs or employee assistance programmes in place, people don't consider that they can make use of them for other people.
So just because it's not a condition you are affected by, the worry of that condition and its impact on you is as worthy of use of those resources as others.
Coming to you, Gerry.
Are there any specific laws or regulations that small businesses need to comply with when implementing initiatives and support to parents and carers of young children with mental health conditions?
Sure, well, I mentioned earlier the various pieces of legislation which give rise to the right, time off for dependence.
But in addition to that, when considering implementing any initiatives or support, it's important to bear in mind the protections that flow from the Equality Act 2010.
This is a big piece of employment legislation that's of interest to employers and in effect, it provides protection for less favourable treatment by virtue of having a protected characteristic.
And what I mean by that, and I'll give an example, say for example sex discrimination 'cause it tends to be female employees who have the main childcare responsibilities.
Another situation might be associative discrimination and that's someone being treated less favourably because of someone else's disability.
In a situation like this, it might be their child's disability.
It's important ultimately to deal with all of these things in a fair and consistent manner 'cause if they don't, that's where employers get into hot trouble.
Yeah, yeah, absolutely.
Dr.
Naveen, six in 10 parents reporting concerns about their children's mental health say it has caused their own mental health to suffer.
What struggles might caregivers face themselves as part of this challenge?
From my perspective, we recognise that you can't give from an empty cup.
And so for parents and caregivers there should be a recognition that actually by looking after their own mental health and wellbeing, they're in a position to not only tend to their work responsibilities and needs, but also meet the needs of their young person or children as well.
Within the workplace then, we know that pressures in work can be really, really significant and that will vary from time to time, but also then there's an unpredictability of the needs at home as well.
And so I think a recognition for our workplace is that pressures at work can sometimes come at a time and the worst time when perhaps things are really bad at home, it should be key.
Recognise how your employees work day to day.
And I think getting to know your employees is really useful here because you'll know what normal for them is.
So if they're suddenly more quieter or taking more personal calls or just not responding to emails as quickly as you might ordinarily expect, there may be other times more reasons for that, but it could be because there's lots going on behind the scenes and so open up a conversation, starting a dialogue can be really helpful there.
Emotional instability is another factor as well.
Sometimes we find that when people are not quite themselves and they're worrying excessively, they may present differently.
.
.
Emotionally as well.
They may be more concerned or tearful, they may be more angry or quick to snap, they may become more socially withdrawn as well.
So again, looking at emotional cues can be really helpful.
Remember when somebody has someone at home who they're concerned by, it can impact those relationships massively.
So not only is there a relationship with that child or young person affected, it may also affect their relationship with their spouse or partner, which ordinarily may be a source of supporting comfort but suddenly becomes very strained.
And so the removal of that support can be really significant.
And if there are other children at home as well or other young people, the impact on them can be felt as well.
And that in turn has knock on effects as well.
And sometimes it's just the perfect storm where, you know, all these relationships being affected just lead to.
.
.
Absolutely things getting worse and worse.
And so really trying to understand and appreciate that impact on them can be so, so helpful.
And sometimes as an employer you may not have an answer or a solution, but just the recognition itself can go a long way.
Sometimes as a doctor I often feel I wanna do something for a patient in front of me, but sometimes just being there to listen to them and let them offload during the, you know, period of a consultation in itself can be very therapeutic.
So consider as an employee what you can do to be therapeutically valuable to your employer as well.
The last thing I'd say is these parents and caregivers will often have a lot of commitments as well.
So things like hospital appointments, varying their child or young person to therapy sessions, for example, having to attend, you know, parent teacher meetings because another concern has arisen which the school want to have a conversation around, this could be really time consuming and quite unpredictable.
And so giving your employee the flexibility to attend to those commitments and not making them feel bad or guilty for doing so and allowing them to work around them I think can be a really useful way forward as well.
Absolutely.
Gerry, how should a small business owner best support an employee returning to work after caring for their child?
Because I can imagine they might be exhausted, emotional, maybe want to talk about it, not talk about it, a little bit like coming back from a maternity.
.
.
Like a period of time away from the office.
Yeah, absolutely.
Employees will naturally be apprehensive about returning to work.
So from a practical point of view, I would say to employers to touch base with their employees, to reach out before they're due to return to check in on them, ask them how they're doing.
You're not necessarily asking any personal questions but just showing concern and empathy to the employee.
And during that conversation you can have a chat about, well, what might a return to work actually look like.
If they've been off for quite a period, a couple of months say, then it might make sense to agree with the employee an actual return to work plan.
So what would the return to work look like?
Will they come back in a phase return basis?
So rather than coming back straight away full time, might over a period of four weeks, they slowly build up their days so that after four weeks, say, they're back in full time.
Do they need any amended duties or hours to help with what's going on at home as well?
It's actually just showing a little bit of human concern for your employee.
If your teams are members of.
.
.
Or eligible to Bupa services, then they can access the Bupa Growth Plus, which is a dedicated wellbeing telephone service for business owners all through one telephone number where they can speak to experts.
So I'd highly recommend that.
Yeah, absolutely.
Dr.
Naveen, in a recent survey, 66% of respondents said they would like support from their employer if their child was struggling with mental health and or emotional wellbeing issues.
What can a line manager do specifically though to support working parents and carers, you know, faced with these challenges?
Sometimes line managers can feel quite overwhelmed and not know themselves what to do.
They want to help but just aren't aware of what resources are out there.
And so the kind of things I might recommend are what you have in place already.
So employee assistance programmes, access to mental health support as well.
Within Bupa we have free inline manager guides and resources including lots of 10 minute bite-sized videos.
I've seen a few of those and they're really easy to digest so I'd certainly recommend those.
We know there are resources online as well.
So while Bupa has an array of information available on its own platforms, so to other organisations as well, and we're very agnostic to those, so please feel free to make use of those if you'd like.
I think it's also important that if you're in a leadership or management position to increase your own literacy and knowledge around mental health because if it's happening to one employee, given the statistics we've shared throughout this, it's probably gonna happen to others in due course as well.
So taking these opportunities as moments to up-skill yourself can be really helpful too.
Absolutely.
Gerry, can you provide any guidance on how small businesses can develop policies and procedures that support caregivers who have children with mental health difficulties?
Yeah, so having a clear wellbeing policy and strategy is really important, but not just having a policy, actually using it and living it 'cause there's nothing worse than having a policy that's hidden in a drawer or at the back of an employee handbook.
If that's the case, it's generally not worth the paper it's written on.
So small businesses and employers up and down the UK really need to have these policies, but live them and really utilise them.
But a well worded policy is one which will make specific reference to parents as well.
So not just employees, it can be focused on parents and the challenges they might have with their children who have mental ill health conditions.
We've spoken quite a bit about having open conversations because there is I think still a bit of a stigma attached to this sort of thing.
It's not like it used to be, but there is still a bit of a stigma attached.
So I always say to my clients, "look, have these open conversations in the workplace to try and get rid of the stigma.
" You can have workshops, you can have peer coffees where people can have a chat about their own experiences and learn through these shared experiences.
And as business owners I would always suggest you lead by example, lead from the top because everybody's watching what you're doing and what you're saying and if you're doing and saying the right things, then that's going to pay absolute dividends in the end.
In terms of the policies themselves, I spoke about a few earlier on, so the time off for dependent, carer's leave and also parental leave, all of those are unpaid.
So remember this is the statutory minimum that employees are entitled to get.
But there's nothing to stop an employer going above and beyond that.
So if possible I would encourage employers to think about going above and beyond and maybe paying for some of that time as well.
What a great suggestion.
And Dr.
Naveen, how can small businesses support employees with their own mental health and their wellbeing?
Well, we know that caregiver and parent burnout is certainly a phenomenon that is under recognised.
You know, we are focusing very much in this conversation the mental health and wellbeing of a child or a young person and that's very important.
But for parenting and their carers, their own wellbeing is also a sacrosanct as well.
And so a focus on that really should be a part of the overall solution to this.
We can't fix one without the other.
We know that employee assistance programmes can be really helpful as well.
So if you're subscribed to one of those, encouraging your employees to make use of those, utilising own GPS is also very valuable too.
Sometimes their mental health need reaches a threshold where medical intervention is required.
So I certainly advocate seeing a doctor either for the child's mental health needs or your own mental health needs if that's the case.
We know that for Bupa PMI customers, that's private medical insurance customers, they have access to the My Bupa app where there are a suite of resources that can be useful from yoga classes to meditation and wellness classes as well.
I use the meditation ones and if I can do them, anyone can.
So please do feel free to make use of them because they're freely available and there's many out there.
So, you know, give it some trial and error if you don't find one that doesn't quite work for you at the off.
And then finally what I'd also say is do consider signposting your employees to external resources as well.
Sometimes it is the case that they don't want to bring their problems to work or perhaps take up solutions within the workplace.
And so their own GP externally.
.
.
External charities, external resources that you may be aware of can also be helpful too.
Gerry, how should small businesses handle accommodations related to carers that support young children with mental health concerns?
So ideally Holly, with support, empathy and understanding 'cause it's a tricky balancing act for employers.
On the one hand you've got employees and their issues and also you're trying to drive the business forward.
But the starting point is basically to have a conversation with the employees.
I always say to clients, speak to them.
In a digital age where it's very easy to Teams message someone, you know, meet them, take them out for a coffee, discuss what it is they're actually wanting to achieve and if possible, agree to it.
It's not always possible, however, so what I say is try to reach a compromise where both parties can walk away feeling that you've agreed on something really positive for both the employee and the employer themself as well.
Be consistent.
I love co consistency.
I always tell people to be consistent because you don't want to be accused of treating someone more favourably than the other.
So be consistent in your approach.
That's not to say however, just because you agree to something for one person that you automatically therefore have to agree to it for everyone else.
Some employers think that it's.
.
.
But it's not the case.
You can treat every single request on its own merits and its own situation and come up with a solution on each individual case.
Dr.
Naveen, where can caregivers get support if they are caring for a young person with mental health difficulties?
Yeah, well thank you for asking this question Holly, 'cause it gives me the opportunity to speak about a wonderful campaign we've been involved with at Bupa, which is called a Break Through and be Heard.
So this is a campaign which has a lovely visual to it and if I may I'll just speak to you about, because I think it really brings home visually what we are looking to uncover here.
We've got a child and a parent, and a carer, in two separate bubbles and they can see each other, but they can't quite reach each other.
And I think this really emphasises what we're looking to break through here.
So as part of that campaign, what we've done at Bupa is create a suite of resources where parents can look at booklets and hints and tips around how to start conversations and also children can look at grids of language that they can employ to sort of start conversations with their parents or carers that they want to as well.
These are all freely available on our website, so please do make use of them.
They're for anyone whether they're a Bupa customer or not.
And so we are very happy to share this widely because we feel it could be really impactful.
We're also conscious that sometimes partnering with external organisations enables us to leverage our important message in a much more powerful and profound way as well.
And one of our very key strategic partnerships is with an organisation called JAAQ who you may have heard of.
JAAQ standing for Just Ask A Question.
And this is a really fantastic platform where there are short form videos that really enable everyday speakers, I should say, to sort of speak to some of the things that people have difficulty understanding.
So for example, if you look at the depression page, there is a celebrity speaker speaking on that around what is depression, what does depression feel like?
How do I know if I'm depressed?
And we've also got content created specifically for children and young people to make it much more accessible to them.
The thing with these questions is you can type in the question into the programme, it will give you videos that are most relevant to your search and then present them to you.
And these are short form videos as I say.
So for people that may have a shorter attention span or don't wanna read reams of text, the videos are a really nice way to get some tangible insights into mental health conditions.
People don't often ask about these things in a way that doctors might, so I might look up the signs and symptoms of depression, but a young person might look up what does depression feel like?
And so JAAQ, we think, asks those questions in a really nice, user-friendly way and present to young people and their caregivers and parents with those solutions in a really nice way as well.
I'd also say, once again, please do encourage your staff to make use of resources that are out there for their own mental health and wellbeing.
So seeing their GP making use of employee assistance programmes shouldn't be underestimated.
These are really well tried and tested routes to seek help and support when required.
Bupa customers also have access to the family mental health line, so do make use of that if you would like to.
And then externally, we know that within the NHS and more widely in the voluntary sector there are charities such as children and Young People's Mental Health Coalition, Heads Together and Young Minds that can be really helpful and have a wealth of resources too.
So I'd be really happy to recommend those as well.
Fantastic.
We are nearly at the end of our first session, but let me recap a few points that really stood out for me.
I think a golden thread that comes through all of these sessions that I've been honoured to take part in is to build an open and empathetic culture.
One where people feel that they could come to you or those that you put in charge about anything, this I know can stop issues in their tracks.
Another would be to seek to listen and understand and not necessarily think you have to have the solution.
That is not to say that you should not have a well thought through handbook, you utterly should.
But having your issues heard, knowing why someone might be five minutes late into a meeting and giving that caring smile, it helps.
A problem shared is a problem halved.
And finally, remember the stress that caregivers are feeling.
If you've never experienced anything like this personally, educate yourself and if you have, remember that there is nothing more important than your children.
And so you want to make sure that those employees that you like, that you care for and you've invested in, don't feel that they have no choice, but to leave or want to work less.
Showing true empathy is very powerful.
So thank you Naveen and thank you to Gerry for an insightful conversation.
Next up we're going to be moving to the second part of the session, We are now moving to the second part of today's session where I'll be speaking to Amy White, founder of the Spectrum SENDvocate, who will share her personal experiences of dealing with children's mental health whilst being a working parent.
Welcome Amy.
I'm looking forward to chatting to you.
My first question is, could you share your personal experiences or challenges you've faced regarding children's mental health and how this has impacted your work or day-to-day life?
Yes, absolutely.
I have.
.
.
My eldest child, he has complex neurodivergent needs, which has co-occurring mental health conditions such as anxiety.
And do you know what?
That probably impacts him more than his neuro-divergence.
And this time last year I was working for a small firm and we'd taken him out of mainstream school that was not meeting his needs and had a significant impact on his mental health, which in turn triggered PTSD and he ended up being hospitalised.
He has Tourette's as part of his neuro-divergence and this meant that he was suffering with severe body ticks and this is why he was hospitalised.
And by being hospitalised it transpired that they were triggered by PTSD, which resulted from, you know, the anxiety of being in the wrong education setting for so many years.
And obviously at this time, you know, my first thoughts are always going to be for your child and their wellbeing, but straight away you're then thinking, "what?
" Yeah.
What am I gonna do?
How am I gonna deal with this?
Obviously on the surface, they were great and supportive and were like, "yes, you know, you've got to be there for your child.
" But there's a financial impact there because as much as they're supportive in that sense, there's no paid leave for that.
And then there is a stigma and you think.
.
.
Particularly sometimes you find in small businesses every cog matters.
So you are very aware that if you are not there, your job and role is not being done and that impacts on others, where I suppose sometimes if you work for larger businesses, there is a higher ratio, you know.
And I very much felt when returning to work the.
.
.
Like I said on the surface, it was very much like a tick box exercise.
Like, "oh, are you okay?
Is there anything we can do for you?
" But there was nothing that I felt I could reach out to.
I felt that I was potentially being judged by other members of staff, you know, and then you get another phone call that your child's not well again.
And you can almost feel like that eye rolling and you think, how do you get that balance.
Because your child's needs are always gonna come first and you don't want to be a burden to that employee.
And you that's what you start to feel like.
You start to feel like that you are a burden.
And then in turn, that then impacts on your mental health.
Yes.
Because you're like, "how do I keep all of these things running.
" It's like a circular sort of.
.
.
It is something that just keeps on triggering the next point, isn't it?
And I would almost add into that, you know, women are majority care givers.
Yeah.
And the way that slightly we are set up as well, so you've got guilt that starts to come in from the child's point of view, from the fact you're not doing good enough job at work, potentially that, and we'll talk about this impacting the family and actually as you said, your own mental health is now declining- And it's always at the bottom of the pile.
And you're the bottom of the pile at a time when you need to be your strongest.
Absolutely.
In your opinion, why do you think parents and carers avoid speaking up about their challenges?
I think stigma, I think you feel like you'll be judged as a parent.
Like are you not doing a good enough job as a parent?
I think you worry about losing your job because you think if there were to be cuts, would you be the first one to go because are you seen as an inconvenience because, you know, that reliability that they need is sometimes you can't always give because you've got to be there for your child.
Like if the school's ringing you and saying, "your child's in pieces, you've gotta come and get them," what parent wouldn't, you know.
.
.
You are always going to put that child first.
So, but that has a huge impact on your performance as an employee.
And then in turn you feel really like you are letting people down.
So I think if somebody could reach out to you and be like, "it's okay, and we are here to support this," that level of pressure that would then be alleviated from you would just mean so much, you know.
I just don't think it's talked about enough.
So you think that in your situation there was this tick boxing exercise that the right things were said, but actually the feeling, the emotion behind it, that sort of sense of authenticity I suppose wasn't there.
Which can, you know, for people watching now, you know, and you know, my whole life has been around small businesses.
It is hard running a small business, right?
And you now run your own.
Yeah, absolutely.
So you know, and so it is a very challenging situation.
And potentially, you know, we were talking about is that sort of coming together to try and make a plan, you know, that works for both parties?
They could have said things like, you know, "what can we do to help?
" Rather than just being like, "oh, we are here if you need to talk.
" You know, because it's very surface level.
And I think if employers could go that a little bit deeper and be like, "we understand you're going through a really difficult time and you might wanna talk about it, you might not," because everybody's different.
So some people might wanna go into work and talk about it because it's a kind of therapy for them.
And then some people don't wanna talk about it.
They wanna break from it.
They just want to go through the door and switch off.
But if they could sort of be like, "look, if you need this or, you know, if we could take some of your workload off of you to help your sort of productivity because that all gets impacted as well, you know.
I think those things would make you feel so much more heard, you know, and not a problem because that's what you begin to feel like.
I'm interested to know from an employer's point of view, potentially when you open up that conversation and you say, "what can I do for you?
" Potentially people are thinking right now, maybe not wanting to really air it, but I'm interested to talk to you about this is what do you think.
.
.
Do you think the employer might be surprised that by opening this up it's not just about what they might regard as.
.
.
What they can facilitate, but also that employee wants to be a good employee- Yeah, absolutely.
Wants to do a good job.
This isn't about- Nobody wants their child to suffer and nobody chooses to go through this.
You know, it's not something that we said, "actually yeah, we'll take a bit of that.
" Like you don't, you are put in a really difficult position.
Yeah.
So I think if you can have that open dialogue with your employer and be like, "look, I want to.
.
.
You know, I'm good at my job, I want do my job, but this is what's going on.
What can we do to find a balance?
" Yeah, and I think that's the thing, isn't it?
It's both sides.
Because I think that employee also wants to say, well listen, if we can leave that.
.
.
I'm going to get a situation like maybe a project's coming up, could we leave that project for another month?
Would that affect things?
'Cause if I could just use this time and we could delay that project, would that be okay?
'Cause then maybe someone might be like, "actually that's absolutely fine.
" We can delay that project.
It's communication- It's communication, but I think it's both sides, isn't it?
It's not just.
.
.
Because I think what we are trying to talk about here is employers creating the right environment for employees.
And I think sometimes people don't want to open that up because there is a worry that that might get into waters that they can't control.
But actually that employee wants to do a good job.
What could you do to facilitate this period of time that this employee's going through so much?
I think also as well, if you feel looked after in those moments by your employer, you will give so much more.
Oh yes.
Like the minute they're like, you know- You are in a more stable position maybe at home- Yeah.
And someone says, could you work late- Absolutely, you know, I've had friends who have got children who have got mental health, you know, conditions and she'd started a new job and she was very honest in the beginning and said, "look, my daughter's, you know, going through a difficult time.
" And they were like, "yes, that's fine, don't worry.
" And within a couple of weeks, because she'd had a few calls, they turned around and said to her, "when's your noise gonna go away?
" Wow.
And you just think, can you imagine the impact that then has?
And she just walked out that day because she was like, "I can't do this.
" Yet if there was compassion shown in that moment and so, you know, that's just.
.
.
Well, this is a company obviously without its culture and values sorted, without its handbook, without that longevity of looking after their employees.
As someone with firsthand experience of being a working parent and caring for a young child with mental health concern, how do you believe managers should initiate conversations to support carers in a workplace?
I think it's very individual to the person because it's not a one size fits all.
And I think we spoke about earlier that some people are really open to having those conversations with their employer and will tell them everything.
It'd be like a therapy session.
Yeah.
And then you get some that will just be like, "I can't talk about this.
Like, it's too difficult.
" So I think it's kind of navigating that part first.
And then if there are people that do want to talk about it, maybe like a buddy system, like you know, having that person you can go to and speak to, or look, I know you.
.
.
Or the person that doesn't wanna talk about it could say, "look, I know this might be too much for you to talk in person, so if you ever just wanna send me an email, know that my inbox is always open for you.
" It's that person centred approach and that personal touch to make you feel like that you are not a hindrance and that you matter and your mental health matters too, I think would make a huge difference.
Because I think there's been situations as well where some people can feel like they're almost being judged like, is this real?
Is this happening to you?
And it's like this is real, this is happening.
And actually right now I could really do with your support.
Absolutely and I think the culture and having that.
.
.
You are talking really there about empathy and every employee being a human being that the employer and the company care for is having that open culture.
And I think that employers and leaders should really lead by example.
You know, talking about, we.
.
.
In Holly and Co, we have a Monday morning meeting and everybody just can talk about how they're doing.
So we just.
.
.
It's really a connection point.
So we're about to start the week and we have a number of people within my team who have children with needs.
And actually some weekends are terrible.
Absolutely terrible.
The month is not going so well and so we just step in and connect and each person, they don't have to talk about it, they can talk about it.
But if you've had a very difficult week and at a weekend, this is a moment where you bring it out.
It's a space that's safe amongst team and people talk about it and you know, one of my employees started to talk about it slowly each Monday, not a lot, now after a year it's an open conversation where we are really.
.
.
You know, she's just done an amazing horse riding weekend.
It's a huge deal for her to do that.
And you gave that opportunity.
Yeah, we were so congratulate.
.
.
We were so thrilled for her.
Yeah.
And that's building a culture where it's now not something that's hidden- Not ashamed of it.
You're not ashamed of it, actually far from it.
We're in awe of her and what she has to do at the weekend or how much more she has to do than maybe somebody else.
Amy, could you share how your caring responsibilities have influenced your personal wellbeing and how you've managed to balance it with work?
I think one thing that I've always said to people is, you know, for them to really understand as a parent carer, you are only as happy as your unhappiest child.
Yeah.
So if your child is struggling, of course, you're going to.
.
.
And you feel it even more.
You feel it because it's your.
.
.
You feel at that moment, and that parent, it is my responsibility to make sure that my child is thriving and my child is happy.
And when they're on the floor, how do you move past that?
Like it has a significant impact on you.
And then as a parent, you've then got that responsibility of caring for your child and their mental health needs.
You've still got a job to go to.
You've still got a house to run, you've still got probably a marriage or relationship to facilitate.
You've got other children to care for.
Your mental health is absolutely at the bottom of the pile at this point because you are never the priority in that moment.
And sometimes it's not until you come out of it.
.
.
Because I think you go into survival mode.
And then it's not until you come out of it that you're like, "how did I even do that?
" And then it can almost have that ripple impact effect on you.
And it took me a long time to start to feel more like myself even to the point that now when.
.
.
You know, my son is now in a wonderful independent specialist school who really recognises and meets his needs, which has taken so much of the weight off of me.
And, but even now, when the school ring my phone, my instinct is my heart drops to the floor and I'm like, "oh my God.
" And the first thing they'll say to me is, "don't worry, everything's fine.
" Because they know I've almost got that trauma from getting calls from school, there was gonna be a problem, there was gonna be a crisis.
So trying to retrain my own brain through that and I think at that point as well trying to find the balance, it's a make or break moment.
And I decided, I walked away from working for a company because it wasn't working.
And I know so many other parent caregivers that have had to give up on their dreams, had to walk away from careers that they love.
But I was lucky that in some respects, it gave me an opportunity to then go into what I do now, you know, as an independent consultant actually supporting the parents on the journey that I was on to try and take some of that load off.
So actually I'll fight the education system for you so you can continue to be mom, you can continue to work and you continue to be that wife, you know- Gosh amazing.
And I mean, what an amazing thing you've done.
I just want to go back in that story to when we talk about your own wellbeing and actually when you were talking, you know, I really feel that this is the opportunity for employee.
.
.
Employers, leaders, brands to make their mark, right?
So if you had come into my organisation, and this is a point in time where I would hope that you would have that open conversation, we would've had.
.
.
I would've known how low you are, that you are at breaking point as a human being, forget the fact we work together, that you are at breaking point, this is the opportunity that I could have helped your life, made it easier.
The bond between us became incredibly strong.
Yeah.
Your advocation for the brand, what we did would become.
.
.
You know, would go through the roof as well.
That loyalty just- That loyalty.
And I would know as good human beings that if you wanna say like, "we'll make it up.
" It's not really about making up, but this will pay off.
This will all even itself out.
It will all- It shall pass.
It shall pass and it will all even itself out.
But what will come out of this is something quite beautiful.
Yeah.
And that is when you talk about your friend, the missing opportunity that they did not see that, that you had invested in an employee, you have invested that time, you found the right person, you've done all of those things and you let it go over a moment where what did you want that human being to do?
Did you want them not to care about their children?
Would you have employed that person if they didn't care about children?
Do you know what I mean?
Like I don't think any of us would.
And then to what you are now doing and how wonderful that is that you can be that voice for other parents in that lowest point and probably protect.
Because ultimately if you've not got a good culture and values, you might let your friend just leave.
Just absolutely leave.
Absolutely.
And so you are now almost protecting people staying in their- Being able to do it as well and.
.
.
But also I'm very passionate about saying to them, you know, "speak to your employer, you know, make them aware of this.
" Because there are multiple companies out there like yours that will open arms, aware of mental health, the importance of it this day.
And they wanna look after their staff because I always say know if you look after your staff, they'll look after the rest.
And it's kind of that investment, isn't it?
Into them and their wellness because if you've got staff that are feeling great and feeling happy, their productivity is gonna be so much better.
You know, if you've got somebody coming in feeling undervalued, feeling like a burden, they're struggling with everything that's going on in their personal life, what productivity are you really gonna get?
You are not.
And, you know, and that's not their fault.
Absolutely.
They're humans.
There's only so much, there's a breaking point, isn't there?
Absolutely.
Amy, for other employees who may not feel comfortable about speaking up about their challenges, what advice would you give them?
Again, I think it's the individual, isn't it?
Down to that person.
And if you feel comfortable to go in, some people could speak to their line manager, they could have like a great rapport and be like, "yeah, I can absolutely go and speak to them.
" And some people can't.
So maybe there's a colleague that you could confide in and be like, "I'm having a really difficult time.
" And that colleague could maybe be your voice and then go and speak and say, "look, she's really struggling.
" Or write it down.
Sometimes writing things down can really help because it's an emotional thing.
So when you're starting to talk about it, you're instantly gonna feel overwhelmed and then it just intensifies the whole situation.
So sometimes if you can write it down how you are feeling, you know, and say look, this is what's going on, but you know, I respect you as an employer, I respect my job, but my children are gonna come first.
I think it opens up that dialogue, doesn't it?
And you're almost saying, "look, I want to be here, but I need you to help me be here.
" Yeah, absolutely.
And then them being aware of what actually is available in that moment to help and support them.
If you could look back at your time, what would be the top couple of things that you wish that your employer had provided you?
I think the first thing that anybody would say is financial stability.
Because again, you know, we are living in a world everyone's worried.
You know, it is a financial crisis, isn't it?
And nobody knows how long that's gonna go on.
And I think in that moment when I was laying in a hospital bed with my child, I did not need to be worrying about my mortgage being paid that month.
You know, and thinking.
.
.
That's just a whole other added level of pressure, isn't it?
So actually if you.
.
.
Again, there has to be a cutoff point, doesn't there?
So if an employer could say, "look, you know, we are going to give three days or whatever, we are gonna cover you, you're gonna be fine or even half paid.
" Just something to alleviate that pressure I think would be a huge help.
Because again, you know, they say money doesn't make the world go round, but it does and it has a huge impact on people's mental health.
So, you know, you go to work to provide for your family, right?
And then if you are laying and thinking, "I can't provide for my family right now," that's a whole other added pressure.
I think also knowing that there is no stigma, that they're not being judged, you know, and sort of give them.
.
.
If they're a good employee, say, "look, you are great at your job, you are valued here and we know that you are going through a hard time and we are here and ready to listen if you need us.
" That just giving that person that bit of validation, it just takes that pressure off.
And at no point did I feel like that.
And it just felt like.
.
.
I felt almost like a cat on a hot tin roof.
You know, you're just like, "oh god, like I'm trying to balance all these plates," and then I was scared to walk into the office.
The fear that you felt going back in thinking, "what are people gonna say?
Or if I get a phone call today and I've gotta leave again.
" So if I'd have had that reassurance saying, "look, we know you haven't chosen this path, we know you are having a really difficult time and actually we are here to look after you.
" That's huge.
Gosh, gosh, I wish I had happened to you.
Life changing, it would be, yeah.
Although- Although it led me to path where I now.
.
.
Exactly.
You have your own business.
Exactly, yeah.
Yeah, absolutely.
Well, this has been such an interesting conversation.
Thank you so much for sharing your- Thank you for letting me be a voice for everyone- Personal experience and I think that just brings to life and it makes people feel the realities of what might be going on in their own offices without them maybe even knowing.
Yeah, absolutely.
Maybe they need to ask those questions.
But thank you so much for sharing your authentic truth with us.
Thank you.
I wish you everything in the future.
Thank you so much, thank you.
I loved everything we spoke about, but I'll be taking these things away.
Number one is to care deeply.
Amy was on the floor of her life and all she wanted to do was be the voice for her son, because who else was going to do that?
Don't we want employees who take responsibility seriously, who show love, how can we make them feel empowered?
Another would be no one should feel ashamed of what they're going through.
As Amy said, no one would choose this path.
So how do we allow their experience and their journey not to be something that they feel that they need to hide?
And finally, this is an opportunity to have a bond with a member of staff for life.
A moment for you to live your culture and values where other staff will observe your behaviour favourably.
And on top of all this, it will build your brand and what people feel about it.
There is so much to treating people well outside of their day-to-day roles.
We hope you found this useful.
See you next time.
Supporting men's health in your small business
Supporting men's health in the workplace | Culture
Watch in 53 mins
Holly is joined by Bupa clinical case manager, Sam Preston to talk about how small businesses can support men’s health in the workplace. We also hear from Worknest’s Laura Williams who shares some key legal considerations for small businesses. Including, how they can best support their employees in the workplace.
Hi, I'm your host, Holly Tucker, and this is the Bupa Academy for Small Businesses.
I've come to a small business called MISSION, who are a creative agency based in London, to talk about men's health in the workplace.
First, I'll be speaking to Rob Ellis, head of internal comms at MISSION, and Sam Preston, Bupa clinical case manager, about some of the barriers that prevent men from seeking help and exploring the different ways small businesses can support men's health in the workplace.
Then later, I'll be joined by two employees from MISSION who will share their firsthand experiences of dealing with their own health challenges in the workplace.
And finally, you will hear from the head of partnerships legal team at WorkNest, Laura Williams, on the top legal and HR tips for supporting men's health in the workplace.
I want to highlight that although we refer to men throughout this session, we do recognise that members of the transgender, non-binary, and intersex communities may also be experiencing these issues too.
Watch our other events
Managing workplace stress to help your small business thrive
Tips for a healthier workplace | Culture
Watch in 45 mins
Holly and a panel of experts discuss the main contributors of workplace stress and how small businesses can best support their employees.
Hello and welcome to Bupa Academy for Small Businesses
I'm your host, Holly Tucker.
In the first part of today's session, I'll be discussing how small businesses can manage workplace stress to help their teams and their business thrive.
And in the second part of the session, I'll be speaking to three members of the wellbeing team at Small Business Wolfson Brands on how they help their teams manage stress in the workplace.
I'm delighted to welcome our first guests, Laura Williams, head of partnerships legal team at WorkNest.
WorkNest provide employers with expert HR employment law and health and safety services.
Laura has 15 years of experience in the legal sector supporting SMEs.
And Rhiannon Blackley, Senior Cognitive Behavioural therapist at Bupa.
Rhiannon has worked as a cognitive behavioural therapist for 11 years.
She has experienced treating a wide variety of clinical presentations.
This includes anxiety disorders and depression.
Welcome to you both.
Let's start with you Rhiannon.
Could you please start by explaining what stress actually is and discussing some of the common symptoms?
Yeah, sure.
So everybody experiences stress at some point and it can be triggered by an external event such as a work deadline, having to give a presentation, a new unexpected situation, or that sense of feeling out of control.
Yes.
So stress is usually a short-term response to the external stress or that perceived threat.
And people under stress will typically experience some physical and mental symptoms.
It could be being irritable, feeling the tension in the body, finding it hard to concentrate.
And when we are faced with those external stresses, there's a part of the brain called the amygdala.
And what it does, it reacts and it sends signals to the body getting it ready to fight, flight or freeze.
And when that happens, that's when we feel those physical symptoms in the body.
Those adrenal glands are releasing the stress hormones that adrenaline's running.
It's getting us ready to fight or flight in that situation.
Now we know that certain amount of stress is helpful to us.
It helps us to react, to take action in the situation.
But if it goes on too long, so it's prolonged and it's unmanaged, it can leave us vulnerable to developing both physical, mental health difficulties.
So when stress goes unmanaged, it can lead to the occupational phenomenon known as burnout.
So this relates to work related stress rather than it being personal stress linked to life stresses.
And when we feel burnout, we can feel that lack of energy, low motivation, concentration is affected and we feel like we're not able to do our tasks.
Now the development of burnouts are the factors that influence burnout have been well researched and some of the factors that can lead to the development of burnout could be workload.
So if somebody feels that they're struggling with that workload, they're not able to complete it, then that could be something that could influence the development of burnout.
Another factor would be control and autonomy.
So if a staff member feels that they don't have control, some control in terms of what they're doing is part of their daily workload, that can affect wellbeing.
Another factor being reward and recognition.
So if a staff member feels that their work isn't recognised, they can feel undervalued.
Yeah.
And it can leave them feeling like they're not doing a good enough job.
A lack of connection.
So if a staff member feels that there's limited opportunities to connect with their peers, their colleagues, their managers, especially with remote working, then that can also be a factor that can influence that development of burnout.
Not being able to switch off outside of work.
So that could be the mind constantly racing, thinking about work, thinking about the to-do list, trying to problem solve everything, it could be checking the computer, checking emails outside of work, again, could lead to that development of burnout.
That could be a factor part of it.
Now these are just some of those known causes of burnout.
It's important to note that people's experiences of burnout will vary from person to person.
Oh, it's absolutely fascinating.
I'm sure anyone who's running a business is identifying with so many things that you've said, including myself, I have to say, Laura, with workplace stress, depression and anxiety, making up 55% of working days lost to work related ill health, why is it so important for small business owners to help manage their team's workplace stress?
Well, it makes business sense as well as people sense to tackle the causes of stress in the workplace.
So when things can escalate or someone's feeling stressed, especially when we're working within a smaller team, it can lead to a quite tense atmosphere at work.
And that's intensified if we are in that smaller team.
And inevitably it can lead to periods of absence, which may turn a long-term absence, and that's only going to increase the workload and pressures on the existing team, the system in work.
And it becomes quite difficult to manage.
And in my experience, it can also, that distance from work and that reduced communication as well can lead to a reduced commitment as well.
And it's difficult to then continue communication with that member of staff who's potentially off sick.
And with that it can potentially to poor motivation, poor productivity, that can then have an impact on your service levels.
So we see sometimes customer complaints coming off the back of it.
So you can see altogether it's impact recruitment, staff turnover, you know, customer experience as well.
So it can affect all of these things and it's time consuming to try and manage as well.
And we have someone who's absent or perhaps not communicating as well.
So it's not tackled, and these things do escalate.
It can take time away from running your business and trying to then deal with that.
Yeah, absolutely.
And based on your experience, what are some of the primary factors contributing to work related stress?
Because from my point of view, I would say one of the things that I notice all the time is overwhelm.
You know, that that feeling of basically not being able to complete the task, even how to tackle the task, not knowing where to turn, thinking they might need to have the answers.
You know, it really is this feeling of, you actually can see it physically sometimes on people.
They are over consumed with the task at hand.
Yeah, a certain amount of pressure, as Rhiannon's touched on, can be quite a motivating thing.
I think when we talk about work related stress, we're talking about those negative impacts of things at work.
So that can be excessive workload and achievable or unreasonable targets.
Now they can be actual or perceived.
So one thing I would say it's important to manage, you know, staff expectations.
Are they clear on the expectations of their role?
Have we had a review?
Sometimes if they haven't had that feedback, that can lead to that insecurity, which can then have an impact on stress levels as well.
And generally unable to cope with the demands of their job, like you've said.
And another thing that's important to try and work on is training and support as well of your staff.
So in relation to their role, and it all ties onto that clarity of what their expectations are, it helps the business owner to be clear about what they need from that individual.
Yes.
And I think it also encourages that open line of communication.
And that's key really, because often these kind of problems escalating the background, it's only when things get really intense and really, you know, as I say, can lead into absence from work that then things come to the fore.
So I think if you have that open chain of communication, it'll hopefully help to address things sooner and potentially avoid the absence from work if you have that open and supportive environment in your team.
It's one of the things I've always felt through these sessions is being open is so healthy in your team physically, your mental health, it's just so important.
Rhiannon, what sets stress apart from anxiety?
And is it possible for stress to evolve into anxiety?
Yeah, good question.
So we've already heard how work-related stress can have that negative impact on our health and make it harder for us to do our job.
It can also put us at risk of developing other mental health conditions such as anxiety.
We mentioned before that stress is typically a short-term response.
So that external stressor, that perceived threat.
But if stress is prolonged long-term unmanaged, it can leave us vulnerable to developing those more persistent mental health difficulties.
And actually that's how anxiety could be defined as being more persistent and long term, it's also defined by having those excessive worries, even in the absence of an obvious stressor.
It can be that feeling of dread, fear, tension, just that restless feeling that we get, that fear that something bad is gonna happen in the future.
And people's symptoms and experience of anxiety will vary from person, person.
But anxiety symptoms will typically include difficulty sleeping.
That racing might always happens at night.
Four o'clock in the morning.
That's when the brain goes, okay, I'm gonna overthink everything.
Yeah.
Which then leaves us tired during the day.
We then, we find it hard to concentrate.
We can feel overwhelmed, feeling tense, on edge.
Some of those physical symptoms of anxiety.
We can be sweating, we can be shaking, we can have the heart beating with all the palpitations.
This tummy discomfort, tingling in the fingers and toes.
And I think, I suppose the things to look out for if this anxiety is becoming more persistent and kind of going into that mental health difficulty is if that anxiety starts to affect day-to-day functioning.
So activities that people have been able to go into fine, enjoy, for example, going out with friends, socialising, if people start to avoid that, these activities start to drop off, they're avoided.
That could be a signal that this is becoming more of a persistent problem.
Really interesting.
We know signs of work-related stress can vary depending on your personality and how a person responds to pressure.
So what signs should business owners look out for in their teams?
And in my experience, I have a range of people of course, but some go very, very quiet.
I always know a couple of members of staff are very stressed because they just haven't spoken all day or all week actually.
And I'm trying to coach it out of them and they won't tell me what's wrong.
And then other people actually will sort of maybe say the wrong thing, maybe be a bit more aggressive than they normally would.
I'm surprised in a meeting by how they're turning up.
And so it's quite hard as an owner of a business or a leader of a business to understand how people are going to present themselves.
Yeah, that's it.
And I think you're touching upon, it's that change in a way staff member normally acts.
So examples of this could be somebody being off work more, off sick more, perhaps they're turning up late to work frequently or leaving work early more often.
It could be that they are more withdrawn, so they're not connecting with their peers, their colleagues, their managers, that loss of motivation, that loss of energy that you might see.
We might also see changes in terms of how they're managing their emotions in the workplace.
So we might see somebody being more tearful, maybe more confrontational, or just seemingly really quite overwhelmed.
So these definite kind of signs that stress might be going on for this person.
In terms of anxiety, some of the signs that we might see would be with regards to the concentration, we might see avoidance happening quite a lot that perhaps is quite different for that employee that there were tasks that they would readily do, but maybe they're starting to avoid.
They might find it hard to make decisions, might be kind of checking in frequently, seeking reassurance from their employer.
And over time I think we would see mood changing that that employee could become quite flat, quite low in mood, low energy, appearing quite tired, and possibly finding it quite hard to control their emotions in the workplace.
Yeah, so really is a spectrum, isn't it, of emotions.
Laura, what duty of care does a small business owner have towards employees struggling with stress and anxiety?
Well, if we have the situation where it's turned into a longstanding medical condition, which these things can, which is affecting the day-to-day activities, that will classify as a disability for employment law purposes.
And that will place an obligation on the employer to make reasonable adjustments.
And that will obviously, we've seen like, say, a varying spectrum of how it impacts people and what they need from that.
But it's important I'd say, to assess whether that involves getting occupational health referrals, speaking to the employee themselves, but what will help and assist them with the view of supporting them and getting them back to work and performing to their full potential and managing that.
But there's also an overarching duty of care of employers to their members of staff in respect of their health and safety.
And that can include managing stress.
So while a good way to try and approach that is to carry out a stress risk assessment, and there are, there can be quite a helpful six step approach to that.
So talking to your employees if you have employer representatives and managers as well, to get feedback on how people are coping.
Reviewing sickness records.
So looking at any trends, any increased absences feel may not be open and forthcoming that it's actually stress or anxiety or depression that might be the reason for absence.
Any feedback from exit interviews or staff turnover, is there anything underlying there, whether stress is a contributing factor and the extent of that problem.
Thirdly, consider who could be harmed and how, so we know what we're dealing with.
And then fourthly, reviewing the controls you currently have in place and what, if anything more you might need to do, reasonably practicable measures obviously, depending on what the size of your business, your resources of what you can try and do to reduce that.
And then it's a case of sitting down reviewing the findings of that process with management and agreeing next steps.
And then it's a case of implementing those changes.
So we're not just ticking the box and saying, we've done that.
Okay, well okay, it's being practical about it and implementing it.
And that'll all be sort of different shapes and sizes for whatever your, your business does.
And the health and safety executives management standards provide a useful starting point for businesses when it comes to dealing with stress in the workplace, and the approach, it requires managers, employees, employee representatives to work together to tackle any causes of workplace stress.
And they provide six key areas which are quite useful things to think about as a business owner.
So firstly, demands.
So are there issues with workload, work patterns?
As the business has grown and developed, have we actually had time to take stock and realise what people's roles and responsibilities are and check that workload is manageable?
Secondly, control.
So do people have a say in how they work?
So again, feedback, we talk about 360 feedback with managers and employees.
Is everyone clear about what they're doing?
Thirdly, support.
So do staff members have the encouragement, so support, resources and training that they need to actually do their role efficiently.
Fourthly, relationships.
So something I'm sure we're all keen to make sure we're doing is promoting a positive working culture.
And tied in with that is, are we dealing with any conflict and acceptable behaviour effectively, it might obviously, we know one individual, if they are getting a bit troublesome, it actually has an impact on the wider team and can actually stress and spread amongst team and effect staff turnover to do with that as well.
Next it's the individual's roles.
So do they understand their role?
Are their responsibilities and expectations clear?
We know in small businesses people wear a number of different hats as inevitably things grow and develop, they put their hands up, say, I'll get involved here.
But actually is that role defined and clear and people are actually working together collaboratively in that respect.
And finally, an important one and one we see a lot in the advice that we give is change.
So how do you manage and communicate change, earning upheaval uncertainty can lead to anxiety and stress.
I think it's part of the human nature, it's unsettling.
So are we making sure that actually we're communicating that well, that staff are with us and understand what's happening and why.
I think at the moment as we're trying to be adaptive businesses, I think that's even more important than usual.
Completely agree.
Rhiannon, what are some of the different ways small business owners can support an employee who might be struggling with stress and anxiety?
Yeah, so it's so important for employers to invite and start the conversation with a staff member and it start that conversation with an open question.
You could ask how do you feel things are going at the moment?
And it's so important to remind them it's not a disciplinary, it's not a performance review.
You just want to help and try to encourage them to open up.
Don't push them, if they don't feel comfortable talking to you, is there somebody else that they might feel comfortable talking to?
Sensitively try to explore the cause of the stress.
Is it work related, is it home related?
If it's home related, remind them of the support available to them as an employee.
If it's work related, listen, create a safe space for the employee to tell you what aspects of the role are affecting them.
And it's incredibly important with these conversations that we take them forward, that could include arranging that follow up meeting, be both being really, really clear as to what actions that you're gonna take forward.
It's being really clear if there are gonna be any third party involvements.
And also, I suppose remembering other sources of support as well.
For example, with occupational health.
Talk to the employee about that.
Why the referral's happening, what's gonna happen, the next steps.
Brilliant, stress Laura, isn't limited though to employees is it?
Even small business owners can really grapple with stress.
What advice would you offer to a small business owner facing challenges in managing their stress?
I know that I always feel that I shouldn't be concentrating on myself.
There's not enough time, you always need to have the answer.
You have to be always okay, lead by example, you need to be the strength behind the team, all these sorts of things.
And I'm sure anyone listening who leads a company, a leader or their own business, they just know what I'm exactly talking about here.
So tell me about what advice you would give us owners.
I think this is absolutely key.
I mean I'm sure you know better than anybody about the intense pressures of running your own business.
And I think some business owners to think, unless I'm getting to that point of burnout, I'm not succeeding.
And I think, but there is an increasing awareness where it's less of a badge of honour now and actually looking after yourself, so important, how can you look after your business and your team if you're not looking after yourself?
So seeking support is important.
And if you're going into the trouble of putting arrangements in place for your staff, absolutely touch on that and get, see what support's available for yourself as well.
And I know you mentioned it there, you see us all the time, a business owners are busy looking after everyone else and making everything else function and you almost feel like I can't, selfish if I'm looking after myself, but actually it's a good demonstration of living by your company values if actually you are taking care of yourself, you know, you say leading by example, it's leading by example in the right way.
For those businesses who are growth plus members as well, they have a dedicated wellbeing service, which is accessible for themselves as a business owner as well as their staff and as obviously HR support as well as that if they need help in dealing with that side of things as as well.
I think it's also, I always say to other small businesses, you're the Duracell battery of your company and so actually if you don't look after yourself, how possibly can you lead the company and put the energy into it if you're not fighting fit.
Rhiannon, what are some of the services small businesses can use to promote that will support employees experiencing work-related stress or anxiety?
Yeah, so if teams are eligible to Bupa services, they can access mental health cover.
So an employee can call and speak directly to a trained advisor if they're experiencing any mental health difficulties.
And depending on their cover, they could be referred to a mental health practitioner, usually without having to see a GP.
Another option could be considering subscribing to an employee assistance programme or EAP programme as we call it.
So with the EAP programme, it offers employees support with personal and or work related issues as well.
There are also a number of free services that business owners can promote.
So we have the Bupa Mental Health Hub.
It's available to everyone free to use, has tonnes of resources on stress and anxiety.
Bupa have also partnered with the mental health social media platform JAAQ, which stands for "Just Ask a Question".
And it was designed to increase access to expert led health advice and people can ask questions of the world leading experts, doctors, people with lived experience, any questions on mental health topics, it's free to use, which is great.
Employees can also promote services and charities such as Mind, which offer lots and lots of support for employees for their wellbeing as well.
So Laura, how can small businesses support employees returning to work after stress leave?
'Cause I can imagine sometimes people, a bit like maternity leave, they might be very, very worried about returning to the workplace.
Yeah, and often business owners can be quite fearful thinking, well can I contact them off with stress?
You should leave them alone.
And conversely that can actually be worse in some respects.
And obviously there's a balance of reasonableness there about, you don't have to sort of ring them every single week necessarily.
You can agree touch points and when it would be okay to communicate, but when they're due to come back really important.
First things first have a return to work meeting.
I think it helps to manage that further worry about returning to the workplace.
They might be worried about stigma, what colleagues might think, if it was something that their workload that for example was impacting them and of course the absence in the first place, they might have a bit of nervousness about that.
So have a conversation about what that return to work is gonna look like.
So a phase return's quite useful tool where you, literally phase them back in so gradually increase their hours of work and their duties on top of that.
Set expectations because obviously we need to know where we're working in terms of integrating them back into the business.
And the employee knows where they're working as well.
They're definitely the top tips for a successful reintegration back into the business.
And Rhiannon, what are the benefits of reducing stress in the workplace?
I can imagine there are a lot.
And I think think it's been really highlighted in this discussion today.
Yes.
The significant benefits that reduce symptoms of poor physical, mental health in our staff, staff improved wellbeing, reduced sick leave, staff absences, which would lead to that increased productivity and it's promoting that happy workforce.
Yeah, and retention as well, I can imagine you keep more staff the happier that they are.
They feel valued and that's so important.
Well thank you very much for your time today.
We're nearly at the end of our first session, but before we move on, let's look at the top takeaways from our experts.
When a workplace is stressful, it can create a tense atmosphere, which can lead to poor performance, lack of motivation, and high staff turnover.
Employers have a duty to protect employees from work-related stress under UK law.
And by managing work-related stress, small businesses can benefit from reduced sick leave and absences, increase productivity and prevent staff turnover.
Thank you to Laura and Rhiannon for a thought-provoking conversation.
Next up, we'll be moving to the second part of the session.
Before we do that, we'd like to ask you a quick poll.
Do you feel your workplace provides adequate resources and initiatives to best support work-related stress?
We are now moving to the second part of today's session where I'll be speaking to three members of the health and wellbeing team at small business "Wolfson Brands", on how they support their team with work-related stress.
And I'm delighted to welcome our guests, Sabina Nonnis, Ruairi Hunter and Angie MacRitchie.
Hello and welcome, can you just start Sabina, Ruairi, Angie, could you tell us about yourselves and briefly about Wolfson and your roles?
Ruairi, should we start with you?
Yeah, thanks for having us down.
My name is Ruairi Hunter.
I am the community and wellbeing lead at Wolfson Brands.
Wolfson Brand is a global wellness marketing network.
So within that we've got brands, products, communities, we aim to facilitate, drive, and make changes within the positive changes within the wellness industry.
Our motto is to live life better.
So within that we mean for all of our communities, our customers clients, but also for our staff as well.
So that's probably what we're gonna talk in a wee bit more about.
Absolutely, I'm really looking forward to it.
And yourself?
And I'm Angie MacRitchie.
So I'm a nutritionist, herbalist and a naturopath.
So what I do is I support the staff through nutrition, that's using food.
Food is medicine, so it's our first choice.
And then supplements and I might add in some herbal prescriptions or herbal remedies.
And it's very much also about lifestyle.
So incorporating all of those things to allow natural remedies for the body to heal itself.
Amazing, every company needs an Angie, I think, and yourself.
Hi, I am Sabina.
I am the wellbeing and community support and I work closely with Ruairi and Angie to deliver the health and wellbeing programme for our employees.
Amazing, gosh, employees are very, very lucky.
Tell me, what initiatives does Wolfson offer to support their employees experiencing stress or anxiety?
Yes, so at Wolfson we offer several initiatives to support our employees who are experiencing stress or anxiety.
Before I go into the detail of the initiatives we provide, it's really important to highlight that our team really focuses on providing support that is holistic and person centred.
So we really try to address each individual employee's needs and that's really important to highlight because we know that our employees will experience stress or anxiety differently or for different reasons.
So it's really important to offer the support that's right for them.
In terms of the initiatives we provide, first of all we provide access to the Bupa services so our employees can access the Bupa counselling support at any time and confidentially.
They also have access to the Bupa mental health app, which has a lot of very useful information on stress and anxiety.
So our employees can access that at any time as well.
We also have a cognitive behavioural therapist, and again, our employees can access the CBT therapist confidentially at any time.
They don't have to go through us, but they can self-refer themselves and they can access that support for as long as they need.
We also provide access to fitness classes online or at our office as well.
We have Angie, of course, our nutritionist to provide holistic health support.
And lastly, we also offer paid time off for our employees to spend some time in the community for volunteering and giving some time back to the community.
So as you can see, the support we provide is quite varied and targets different aspects.
And again, that goes back to the idea of we really wanna provide support that's holistic and that's right for each individual employee.
So each individual employee can have a look at the type of support we have and find something that works for them.
It's absolutely amazing and I love that you have that individual approach, but then everyone has access to the same tools.
So Ruairi, have you seen a positive correlation in work productivity once implementing these initiatives?
Yes, so we've seen in comparison to last year, we've seen a reduction in the number of sick days.
Employees have taken also within, we offer mental health first aid training for all of the team, and we also offer i-act training, which is positive mental health and wellbeing training.
Now, within these types of trainings, we discuss a lot of the stigma around mental health.
And we try and reduce that by having open and honest transparent conversations between employees.
We've got lots of peer support with our virtual coffees around that.
And a lot of our team leads are trained in mental health first aid or i-act.
Now what this means is that we have a reduction in presenteeism and everybody's familiar with what the term presenteeism is.
And team leads are more comfortable using disposals such as linking in with the wellbeing team and saying, right, how can we help this individual out?
Can we reduce workload, can we delegate stuff?
Can we give them more flexibility around their working hours?
What can it be?
And I think this has really improved the productivity of the team.
Also from a growth perspective, the company has grown by 150% in the last 15 months.
So this team are partly onboarding process and when we speak to new starts, the most common feedback is it's a lot of the wellness initiatives and strategy is what attracted them to the post.
So that being said, a lot of the team leads are reporting back that the quality and the calibre of applications has increased and improved.
And then that has a really lovely effect on our staff retention rates.
And so it's all quite harmonious.
Incredible.
Yeah, yeah.
From a value perspective, the company has grown year on year for the last three years.
So the company is now at its peak in terms of value and profitability.
One of the things that we offer is a community based approach to work.
So what we mean by that is we encourage our team to go and volunteer and give time back to their local communities.
We support team opportunities around that.
So for example, we might send like the brand team or the finance team to go and get stuck into a community based programme.
And what the guys always tell us when they come back is, we feel really good about this.
And ultimately productivity levels in the workplace go up.
I think some of the stuff that we offer and some of the benefits that we have in house, they actually impact all their facets of people's lives as well.
We've got guys that have been inspired and supported by Wolfson to go and run marathons or just even just simply have a better work life balance.
And it's always lovely for us to hear that feedback and it gives us the job satisfaction and a wee bring in our step.
Goes to show you how much wellbeing has increased from a businesses KPI perspective.
Yes.
It's amazing.
Yes.
Becoming better humans almost through their workplace.
Angie, could you please give us an example of when an employee may have been struggling with anxiety, let's say, and what steps you've taken to support them?
So first and foremost is that when an employee spends time with me, the space is very confidential.
It's a space where people feel free to speak and there's no judgement in that space.
So I think that's really critical so that people feel it's a safe space for themselves.
And then my job really is to listen.
So I have three or four ears and maybe zero mouth.
I listen to what people say because in the talking is the key.
And in the talking is where I put together bespoke plan for each staff member.
So the space and the listening is a really important part of it.
And then in the listening, you find where people keep their anxiety.
So some people may keep their anxiety in their minds and maybe suffer with headaches, for example.
Other people might have anxiety and hold it in the gut and they might suffer with runny tummy or something like that.
So it's key to listen where in the body is it manifesting and that gives us a big clue.
And then also it's very much a holistic approach.
It's very much about what is going on in their lives, what is going on in the family home, what is going on with their friends, how's work affecting them or they're feeling stressed with work?
All these kind of things.
And piecing all of those puzzles together.
It's not just a 1D picture, this is very much a 3D approach to supporting all our staff.
And then from all of this, I put together those pieces of the puzzle and I put together an integrative, which integrative means all the pieces are puzzle together and it's very comprehensive and it's a plan that's bespoke.
You know, I don't do one plan the same for any staff member 'cause everybody's individual and processes very differently.
And the tailored plan is also put together focusing on the pace that that person can manage.
Because sometimes when you've got anxiety overwhelmed and you may wanna do one thing different that would support you or you might wanna do three things different.
But the important bit about it is, is that it must be a long-term change or long-term integration into your life.
It's no point doing something for a week and then they're back to being, yeah, and then they're back to being stressed out of, stressed with all the anxiety, however it's manifesting.
It's amazing.
Sabina, how has the emphasis on health and wellbeing impacted the actual business's culture?
Yeah, so I think the emphasis we put on health and wellbeing daily really has a very, very positive impact on the business culture.
Our employees tell us that they feel valued, they feel trusted, they feel supported.
So that's really, really positive to hear that from them.
We also have a very open and transparent culture, which is driven by our CEO Scott, who's also a very big advocate for our focus on health and wellbeing.
And it's really important to have that top down approach.
So we have our CEO himself driving this type of culture.
We do have regular feedback sessions with our employees either formally or informally.
And what they tell us, as Ruairi was mentioning earlier on, is that the reason why they joined Wolfson is because of the focus we put on health and wellbeing.
But most importantly what they tell us is that that's what keeps them going.
When things get a little bit busy or stressful at work because they know they'll be supported, they know they have that support in place for them.
So that's really, really important.
And I spoke earlier on about some of the initiatives we have in place to support employees with stress or anxiety, but really we put initiatives in place all throughout the year.
So last year for example, we organised a steps challenge where all our employees all over the world challenged each other to walk the most steps throughout the month.
And what we saw was really that this improves the team spirit, the team morale, the team motivation, while also motivating our employees to do something that's beneficial for their health, both mental and physical.
So that was really amazing to see that.
So overall, I would say the impact it has had is that we have a culture that's open.
People feel safe.
We feel very strongly about our no blame culture.
We want people to feel safe, to learn and grow, make mistakes open up to us and speak to us.
And I think what ultimately this does is obviously we see our people, our employees being very positively engaged with their work and roles, which obviously has a very positive impact on the business overall.
Amazing, I wanna come work for you.
I'm a recruit.
Ruairi, what advice would you give to other managers of SMEs to reduce work related stress for their employees?
Yeah, so I'm acutely aware that we're in a very privileged position having a whole team dedicated to employee wellness.
And not everybody will have that luxury or that resource or capacity, but one of the things I would say is just take the time to plan it out and make sure that you can dedicate that time and it can be something that's consistent.
I think employees just need to be heard and listened to, but they will know if it's not genuine or if it's tokenistic or if it's a fad.
If it's a one-off thing, it needs to be given proper consideration and time.
Also, people need to see your passion for it.
We're really lucky with our CEO and our leadership team.
It works really well for us because we have that that buy-in it.
Leads by example.
Exactly, exactly.
But what you need to do is, you know, you need to bring people on a journey with you.
You know, you can't do it all on your own.
It can't be done by one person.
You need to bring people on a journey.
And that might be done through the guise of getting people together through a development day or if you've got a hybrid team doing it online.
But people need to come together and listen to what your views on it are, but also kinda just be heard.
So the answers might already be in the room.
It's not about creating something new.
The staff might know exactly what they need and it might not be that expensive a fix.
So listen to the team.
Yeah, great advice.
Angie, how else do you support your employees in the workplace to look after their health and their wellbeing?
So, Ruairi just mentioned that we do wellbeing days and one of the things, our lost wellbeing day that we had, we took the team, there were 50 of us together and we went into the forest and we did something called forest bathing.
What is forest bathing?
It's not what you think it is, we are not swimming around the forest or in the water in the forest.
It's basically a practise that comes from Japan.
And actually in Japan it's prescribed by the doctors in the NHS because scientifically it's been proven to reduce cortisol levels and increase the immune response in the body.
So it consists of a series of invitations, we'd call it that it may be something we have a little bit of meditation to start just to slow everybody down.
And the chemicals from the trees is what supports us really.
And the invitations can consist of something as simple as using a magnifying glass.
And we hone into the forest floor and have a look at all the little ants and the creatures that live underneath.
And in doing that, what happens is the mind cannot be busy with all the other things that go on around us in life.
The mind only focuses on that small, minuscule moment.
And in doing that we actually find a sense of peace.
And that's probably why we naturally are drawn to forests as well.
Speaker 2] Yes, yes.
How fascinating.
Cause inherently our bodies know that's what we need, you know, nature gives us so much.
And yeah, I'm biased 'cause I'm a herbalist, but yes, the nature gives us so much.
Incredible.
Yeah, but it might be something simple, like just going back to basics, like real nitty gritty.
I'll sit and talk to them about how they're eating, how many times are you chewing your food?
Where are you eating, because those basic principles that we forget about or the things that, that's what's gonna nourish the body.
So before start getting carried away with myself with herbs and all of that kind of thing, let's just go back to basics.
An important one, especially with stress and anxiety, sleep, a lot of people these days have sleep disruption.
So it's questions of how do you unwind at night?
You know, are you on the tablet till the death and then trying to fall asleep, you know, or you are unwinding, switching off the TV, switching off mobile phones because this is important because in that time that we sleeping the body needs to heal.
So, sometimes it's just going back to simple, basic practises around that.
We're talking about the nervous system.
If we're talking about anxiety, it might be simple things like, have you been humming around the house?
Are you singing?
Is humming and singing good?
Humming and singing's good 'cause it activates the vagus nerve.
So, you know, simple things like that.
My husband hums all over the place.
Oh, he's activating his vagus nerve.
I now know, I keep telling him to be quiet.
This is great.
He might know more than you think.
Maybe.
So, and that's activating the vagus nerve, which in turn then kind of calms the nervous system down.
And then these kind of practises are important in the age we live in, full of stress and that kind of thing.
Finally, a question for all of you actually, is for employees currently experiencing work-related stress or anxiety, what would be your top tip to help them manage it?
Yeah, perhaps the most difficult thing to do, but the most important is opening up and speaking to somebody.
I think within the workplace, finding that trusted colleague, if you have a good relationship with your team leads or finding somebody that you can just, that you can chat to and you respect and you feel they will protect your confidentiality, chances are when you speak to somebody about it, not only does it release the burden, a problem shared as a problem halved and all that, but also that person might have been experiencing something similar and they will then give you a different insight or perspective on some of the things that have helped them and open that up for you.
Great, and Angie?
Okay, so my advice would be to employees to perhaps spend some time on what is causing the anxiety.
Whether that be, to come and see me in that safe space and we talk about it, or I might recommend some journaling just for that person to explore where that anxiety is actually stemming from.
My reasoning for that is that the more, again, the more I can hear and the more I can find out where the root cause of the problem is, is the more I can support and put together the individualised plan.
Know exactly where it's coming from.
Yeah.
And Sabina.
Yes, my advice would be please access the support that's available to you, whether this be your workplace, If you feel like there's no support available in your workplace, then do please seek external support as well.
Speak to your GP, seek support from your GP.
There's a lot of organisations out there who provide support as well, such as Mind UK or Mental Health UK as well, so yeah.
Fantastic, thank you all very, very much.
Thank you.
Thank you to Sabina, Ruairi and Angie for joining today and sharing their own experiences of supporting work related stress in a small business.
We hope you found it useful, see you next time.
How to support women’s health to power your small business
Supporting women’s health in the workplace | Culture
Watch in 50 mins
Holly is joined by our experts to discuss women’s health. Bupa’s Dr Naveen Puri explores how women’s health can impact employees at work and how small businesses can provide support. Meanwhile, Laura Williams discusses the legal responsibilities businesses have when supporting women’s health in the workplace.
Other topics include: the Menopause, Supporting parents at work and Female cancers.
Hello and welcome to Bupa Academy for Small Businesses. I'm your host Holly Tucker.
Today, I'll be discussing how small businesses can play a vital role in creating inclusive
and supportive environments by supporting women's health in the workplace. We will be covering three different
areas, including menopause, supporting parents and female cancer.
I'm delighted to welcome our guests, Laura Williams, Head of Partnerships Legal Team
at WorkNest. WorkNest provide employers with HR expertise, employment law
and health and safety services. Laura is a qualified solicitor and has 15 years of experience in
the legal sector supporting SMEs. And Dr. Naveen Puri, Medical Director at Bupa.
Naveen has 20 years experience as a doctor working within both the NHS and Bupa.
Amongst his areas of clinical interest is health inequality and variation in healthcare,
including in women's health. Before I begin, I wanted to highlight
that although we refer to women throughout this session, we do recognise that members of
the transgender, non-binary and intersex community may also be
experiencing these issues too.
Part 1 – Menopause in the workplace
So, Naveen, could you start by explaining why it's so important for small businesses to support women's health?
Yeah, well, thank you for asking the question, Holly. The first thing I'd want to say is that women's health isn't just an issue that affects women.
The workplace is made up of women, of course, but also by men who are interacting with, related to and invested in healthcare and
wellbeing of women as well. So, it's really important that we consider that this is an issue for everyone to be aware of.
Women experience different life stages to men. And so, I think one thing that could be quite useful for us to consider is things like the
fact that they experience periods, pregnancy, issues of infertility and the menopause further in life.
And at various stages in life, they can be different needs that arise as well. And those can impact them in the workplace too.
They may also be barriers to women experiencing support around healthcare, both visible and invisible too.
A common invisible barrier is just a lack of understanding. But also, common visible barriers might be the lack of restroom
facilities or the ability to take a break when they're in the middle of a hot flush, for example, for menopausal women
So, it's really important that we recognise those are at play as well. We've got some statistics that show that one in four women
have indicated that they recognise that their health issues have led to a barrier to them being promoted.
And one in five women have potentially been impacted in terms of their desire to stay at work as well.
And so, I think when you consider that half of your workforce potentially, with all that resource, all that training, all that investment may want to
leave your firms because they haven't got that support or opportunity for onward progression, then this is really something
we need to make a priority in terms of us addressing. So, having outlined all of that then,
what can workplaces do to help women? And so, what I want to do is highlight some positives that workplaces and employers and
managers in particular can take forward to help their workforce. One thing is to start conversations and
create a culture around openness. If you've got a culture where people are joking about periods or joking about the menopause,
just think about those that are experiencing it. And I think some reframing there could be really, really helpful.
Maybe inquiring around Menopause Awareness Day, who's going through the menopause and what symptoms may be being experienced.
Remember by investing in these conversations and in starting to create a culture which may be more open, you're going to retain
your talent, you're going to retain a stronger and more effective workforce, you will potentially reduce absenteeism.
And I think it becomes a much more attractive place for people to work at as well. Work gets out and you may find your recruitment drive become
much more successful because you are a much more healthier place to work in. Wow, gosh, so many interesting points.
Another question, Naveen. Six in every 10 women feel their menopausal symptoms have had a negative
impact on their work. For those who don't know, can you tell us what are some of the key symptoms of the menopause and how they
might impact employees while they're actually at work? Absolutely Holly.
I think it's really important we consider symptoms because they are so variable and there's so many of them that people often don't have a true understanding of
what the menopause can do and how it can affect somebody. Let's start off by saying that symptoms don't affect everybody and they don't
often have a huge effect on many people. But for one in four, they can certainly have a significant impact and therefore
it's important that we are aware of these. Menopausal symptoms can go on from a few days to many months and certainly can
occur from years before the menopause and up to seven years afterwards as well. So it's not just a date like an anniversary or a birthday.
It's actually a whole period of your life that can be impacted by the menopause. So it's really important that we have
some awareness around this. So in terms of specific symptoms, then I think one that we're all aware of is changes to your period.
And by that, I mean things like irregular periods, periods becoming more heavier or more lighter. So it's really important
you recognise the impact of that. Women will sometimes be used to predicting their periods and therefore working around that in the workplace.
But if that regularity or pattern changes, it can really have an impact on their ability day to day.
Another common symptom, which I think has a lot of misunderstanding around it, is a hot flush. And so a hot flush essentially
is an intense sensation of heat which starts in the head and works its way downwards and can be
accompanied by things like anxiety or even palpitations as well. But palpitations mean an increasingly forceful heartbeat or
an awareness of your heartbeats as well. And so hot flushes again, you know, can have a real impact. They can last from seconds to hours
sometimes and can come on without any warning whatsoever. So if you're in the middle of a task or doing something particularly
important like a presentation and suddenly a hot flush comes on, you can only imagine the impact that would have on your ability to perform
your day to day functions. Other symptoms might include joint dysfunction, joint
pains, aches, stiffness, etc. and effects on mobility. We also find women can find their sleep
is disturbed as well. Insomnia is a really big issue. And in combination with that, hot flushes don't just occur during the day, they can
occur during the night as well and also impact sleep. So with insomnia and hot flushes as well, sleep quality can really be affected with
all the lifelong consequences that come with that. We also find that some people find their sex drive is affected as well.
There can be a real lack of libido and that can also therefore impact relationships as well. So consider the
wider impact of that. Things like urinary problems can also be an issue. We find that some women find they pee less
predictably or they are more prone to infections as well. So it's really important we consider the impacts there too.
I'm just I'm listening to you intently there because I've obviously been involved in small businesses all my life
and run one right now. And actually small businesses have small teams.
And so if you do have a vast majority of that small team going
through something like this, it's so important, as you said, to have this open dialogue.
And as you said, as well, to be sensitive to when you might bring it up. It's not something you might do in the team meeting, let's say,
unless everyone's being very open about it. But actually creating that ability for someone just to tell you
this is what they're going through. And as I have a team of all women of various ages,
quite a few of us going through perimenopausal symptoms or menopausal symptoms. And we've luckily got an open culture so
we can be quite open about this. And it just makes it normal and it makes it actually a supportive environment.
And I think then, as you said, it leads to employment, employee engagement, retention,
a safety feel, feeling that you belong, all of these things. And I think it's not to be
underestimated, is it? So a smaller team can be impacted much, much more. And to have that level of openness can
really impact you positively all the more as well. Correct. Laura, so as we've heard,
workplaces can be hard on women, especially when there are no clear or inclusive
policies to support them. What policies can small businesses introduce to better
support women experiencing the menopause? Yeah, well, I think to build on what you're both saying there,
there's been a real positive change in awareness of menopause and how it impacts women at work. A really good starting point and one I
would encourage businesses to do is to implement a menopause policy. And what that can do really to build on
what Naveem was saying is it can help to reaffirm your business culture, encourage open
conversation, inform, provide some information, provide the name of an individual who might be your menopause
champion, for example, someone you can go to for a bit of support or if you need any adjustments.
So if you are struggling with more severe symptoms than menopause, who to go to to have a conversation? And like you say, encourage the open
discussion about it. Certainly the SMEs that we advise, we've seen the positive impact of having more inclusive
policies can have both on culturally and also with employee engagement as well. Absolutely.
Naveen, back to you. What are some of the other practical ways businesses can help employees who might be
experiencing the menopause? So we've touched on a few things and certainly Laura's
suggestions, I think, are really pertinent in terms of having a formal menopause policy. But sometimes it's the softer things that
can also make a difference as well. And getting to know what your employees' individual needs are can be really, really fruitful.
So while I've mentioned things like instituting a desk fan or giving someone control of the air conditioning unit, I'd also encourage
you to recognise that your staff have a wealth of insights themselves and actually utilising them as an
expert resource can be really, really useful. And so starting conversations, I think, is a really good first step because you'll come up
with a whole host of solutions that perhaps you hadn't thought of yourself.
Practical solutions might also include flexibility. So when it comes to the menopause, it can
really have an impact on how somebody works day to day. Symptoms can be quite debilitating. And so giving individuals the flexibility
to excuse themselves from a meeting, perhaps work more flexibly in terms of environments or
working from home rather than the office or in a place that is more conducive to their wellbeing could also be helpful.
I'd also consider perhaps offering flexibility around hours as well. Some women may recognise that their symptoms are particularly bad
first thing in the morning or last thing in the evening. And so giving them that flexibility to undertake their work to the
best of their ability when they find they can be most productive can also be helpful. There is also, thankfully, some formal
support that Bupa can provide as well. So I'd like to speak to that if I may, because I think this can be really helpful for our listeners.
Bupa has a women's health hub online, which is available to anybody, whether you're a Bupa customer or not. And we're really proud of the content on
that because written by clinicians who have a really vested interest in providing the best outcomes and
information for our customers. I'd also share that the information is written to a standard which means it's accessible to
everyone. So doctors like me can be very guilty of speaking in jargon. But the good news is this content is really patient
friendly or customer friendly. And so please feel free to have a look at that. And it's for everyone, not just for women. I'd also direct you to our line manager
guides as well, because as Laura mentioned, while there are things such as policies we can put into place, actually sometimes managers just don't know
where to start. And so a good port of call might be one of our line manager guides, which are written specifically with a health
focus and lens at their core. And then looking at some of the paid services within Bupa, we
do have a number of health products and plans that could be really useful for a woman undergoing the menopause.
We have, as it says on the tin, a menopause plan, which is a specific appointment dedicated
to addressing any symptom and all symptoms of the menopause and coming up with an action plan for that.
And there's also a follow up appointment which is provided as part of that plan as well. We also, moving away from the menopause,
have women's health assessments as well. And these tend to focus more around women's cancers, so providing cervical screening and
breast screening, but also a woman can raise any other health issue she wants to. And so within the context of that,
anything can be discussed. And finally, if your plan with Bupa includes mental health cover, we recognise that the
menopause and other women's health issues can cause a mental health impact. And so the mental health cover will
provide you with access to a trained professional who can take a call from you, essentially ask you a few questions and
assess your needs and then refer you on to other services that may be useful for you. Sometimes this may also involve referral
to a mental health professional. And by accessing the mental health cover, you may find you can do
that without having to speak to a GP in the interim. Incredible, absolutely amazing service.
Laura, what are some of the business risks of not supporting menopause in the workplace?
So I think on a day to day level, that disengagement, people don't feel supported. It leads to increased absences from work.
Depending on how it's been handled, it might result in a grievance, which is then obviously there's a process to be followed then to investigate that and outcome it.
That again, just takes time and energy away from from growing your business and productivity generally. And as we've mentioned briefly
earlier, it might also have an impact on recruitment. People looking at if one can work for your business, they'll often look at
employee feedback and what they're saying about what kind of culture it's like to work there. And on the flip side from reputationally as well,
you know, it's the real open, positive way, real open conversation about menopause now across a range of business sectors. And I think being a positive
contributor to that conversation is only going to be good for your reputation as a business. And obviously, from
the legal side of things, there's obviously risks of claims for discrimination based on age, sex, disability,
depending on circumstances. Similarly, there was a very high profile case of unfair dismissal where a long serving
member of staff, they'd be going through a performance management process, or on a final written warning. They actually produced
evidence from their GP to say the impacts of the menopause they're experiencing were impacting on their
performance at work for various reasons. The employer chose to disregard that or thought they
knew better, moved to dismissal, then they resulted in a hefty unfair dismissal claim. So it can be costly
financially from that side of things as well. So there is inherent risk there. We're nearly at the
end of our first session. But before we move on, let's look at the top takeaways from our experts.
By addressing women's health and providing better support, businesses can play a vital
role in creating an inclusive and supportive environment. Introducing a menopause policy will
provide women with the support to regain control of their health and their wellbeing.
And left unsupported, the menopause can lead to disengagement, increased absent levels
and potential loss of talent. We are now moving on to our second part
of today's session, [Music]
Part 2 – Supporting parents in the workplace
Naveen, having children is a monumental event in someone's life.
What advice would you give to small business owners to ensure they're fully supporting
expectant mothers in the workplace? Well, the first thing I'd say is that it's really important you
encourage your employees to stay as healthy as possible. A healthy workforce needs to do great output and great positive
things for your business. But in particular, there needs to be a focus around the health of a pregnant woman as well.
Some pregnancies may have complications alongside them as well. While we recognise that pregnancy is a very natural part of a
human condition, sometimes there are complications that can occur from diabetes to high
blood pressure, the need to see a doctor more frequently for other checks. And so do be mindful of that too.
Now while stating that pregnancy is a very natural process, there are also some things that can go wrong or symptoms that can
start to occur for some women. So to be mindful of this, I think it can be very useful. And I'll share some of these with you now
because I think this could be helpful for our listeners. We know that bowel and bladder symptoms can be common in pregnancy
from things like constipation, developing piles because of their pregnancy, needing to go for
a wee more frequently because the pregnancy is pressing down the bladder and such like as well can be an issue.
Dental issues are also common, so bleeding gums are a common factor and that can affect taste, ability to hydrate and things of
that nature as well. Heartburn can be a big factor too. When you consider there is a pregnancy growing inside the abdomen which is pushing up on
the stomach, it can cause a real sensation of discomfort. It can also be swelling as well, from the hands to the feet, the legs, the arms and
so it's really important that you factor that that may impact people's ability to use their hands or to walk etc as well.
Mental health issues are also common. I think I'd be remiss if I didn't mention that some women can get quite anxious or feel
quite low during parts of their pregnancy and it's important that we recognise that. And finally, I think the one that most of
us are aware of is nausea, sickness and vomiting as well, so please be conscious of that too.
Now the good news is there's lots that businesses can do but you need to have an awareness of those symptoms to be able to respond to them.
So common things that we find helpful are offering frequent breaks as and when required and allowing your women to work flexibly
so that they can perform when they're feeling well and feeling good and perhaps take a time out when they need to address and tend to
their symptoms. Reducing numbers of hours worked, all the location of work can also be helpful as well,
allowing for example flexible working from home or to another environment which may be more conducive to a woman's
wellbeing can be helpful too. When it comes to swelling and the collection of fluid particularly down by the feet and
the legs, offering a stool can be a really simple solution for that. We also find that adjusting the task that
your employee may have to undertake could also be helpful as well. If there's heavy lifting for example, consider that perhaps that
isn't the most kindest thing for that employee to have to do or long distance travel, particularly at the later stages of
pregnancy. It may be more appropriate to find another person in your firm to do that and reallocate duties to your pregnant employee who no
doubt will take on whatever other responsibilities you might find could be helpful. And then the other one I'd mention is
providing adequate ventilation. Sometimes simple things like a desk fan providing access to a window can be really helpful because
you know, carry that extra weight, can generate lots more heat and therefore in a hot environment or in a hot day that can
be even more cumbersome. Yeah, I mean I'm recognising all of the things that you've been saying there.
As someone who has had many women fall pregnant, have their babies under my care or not like
you, not as a doctor, but it's so important that you have this open communication.
I think along with everything that they're worried about in terms of their symptoms and how they're feeling, they're also very
anxious that this is their job that they might really care about, well I hope they care about, and you're also looking to
make them feel supported. So I think again it's all about this open communication that they feel that they can
share how they're feeling, they're feeling anxious about maybe having maternity cover when they might be coming back, what's
going to happen without them. And the same with the employer as well, it's also anxious about losing this magnificent
person, how can they stay in contact. So I think these things are really important but it gets
back to that communication. Laura, what is the business's duty of care to pregnant
employees and how might it differ for those who are non-desk workers or
workers who have shift patterns? Well it leads into the suggestions for making those reasonable
adjustments to support them work really because there is that overriding duty to reduce workplace risk particularly.
And obviously it's a legal obligation to carry out a risk assessment to make sure those risks are reduced in work.
But you must also remember to carry out a specialist pregnancy related risk assessment when someone is full pregnant.
And to keep that updated because obviously the pregnancy will develop, as Naveen said, complications might arise.
So keeping that up to date is important and it will lead into that, like you say, that open communication with the employee and
they feel supported and will want to give as much as they can to work throughout their pregnancy.
And Laura, how should small businesses manage maternity leave? Well as we know, roles in small
businesses often are roles that wear many hats. So you might be taking that time out from
work to have their baby. You're losing quite a key person with the business potentially. You'll have all that customer knowledge, supplier contacts, all
of that kind of thing. So planning is definitely the best piece of advice there. So it's having a conversation.
So in addition to congratulating them, it's opening that conversation to start thinking about their plans for when they'd like to
take their maternity leave. The legal entitlement is to 52 weeks. Do they want to take that full period? Do they want to take part of it?
Have they got any thoughts about how they wish to use their accrued holiday as well? It just all helps with that for planning
and it can help actually reduce anxiety for the employee in doing so. But as an employer, it just enables you
to prepare for a long lead time for the handover before they go on maternity leave so you can manage in their absence.
It's surprising actually, the amount of businesses we speak to and they sort of ring us going, "Can I talk to them about it?
What can I say?" Well I was just going to ask you this. The nervousness about it. The nervousness about it. Tell me about that.
Well, they often feel like, you know, frustrated saying, "I don't know what's happening." Well, they're going to have a baby. It's all going to be fine.
But it's just having this, but it's absolutely fine. And actually, on a serious note, it is showing that support and demonstrates that actually the
employee will feel supported in doing so and having that conversation as well. And there's obviously, you know,
further legal entitlements, but he's been mindful of. So, pay time off for antenatal appointments. Again, if we've got
that dialogue going, we want as much notice as we can, please, of those appointments, it might mean a couple of hours out to go
to attend certain clinics of the business, and they're entitled to that paid time off. And also, the right to
return to the same job, once they return from maternity leave, or if they've taken the full period, it might
be they're returning to a suitable alternative role if there's business reasons for them not being able to return to the exact
same role as previously. And obviously, around that, the right not to be dismissed because of having a child,
of course, and not to suffer a detriment for having taken that time out. there's obviously a risk of discrimination claims arising off the
back of that if it's not handled properly. And there is scope for businesses to take advice, so Bupa Growth plus customers in particular,
do have access to an HR advisory service where they can seek advice and support should they need to do so.
Very, very helpful and useful there. Naveen, having children for the first
time is, as we said, monumental event in someone's life. How should small businesses support new
parents in the workplace? And why is it so important? It's a really big one, isn't it?
having starting a family and having children, or indeed expanding your family as well. And I think it's really important that businesses
recognize the very positive role they can play in that process. Now for people starting a family,
while it's a really wonderful thing to be doing, it can also be really fraught with feelings of
complete sort of overwhelm, feelings of loneliness, feelings of shame or guilt, because they don't know what to do
and don't know who to ask, et cetera. So perhaps being a supportive source of counsel
could be really helpful. And we've spoken a lot today about creating an open culture at work, and I'd certainly extend that to conversations
around starting a family and all the pressures and expectations that come with that.
There are certain things that we know new parents will experience that can really have an impact on them in the workplace.
And I think some understanding goes a long way in helping them adjust to that. Common things like sleep deprivation,
I think any... I was wondering if that was going to come up, yes. Absolutely. But sleep deprivation can have a real impact.
And remember, this isn't just a sleep deprivation that occurs over a particular day or a weekend. It occurs over a very
prolonged time frame and therefore can really have a knock-on effect on someone at work as well. So to recognize the impact
of that could be helpful. There are no easy solutions to this, but just recognizing that, I think, is a really helpful first step.
Another thing is that child care is really expensive. And all the associated costs with child care as well, particularly if you are
looking up salary reviews or bonuses or indeed making cuts, this could have a real impact
on your employees too. Sometimes, as Laura mentioned, there can be real concerns around job security as well.
Starting a family or indeed expanding your family comes with risks of leaving the workplace and potentially missing opportunities
for promotion or progression, particularly for women. And so perhaps some reassurance around that can be really, really helpful to remind
an individual of their value and how much you recognize their talent can be really positive.
And to ensure that when they come back to work, there's a real welcome and a recognition of what they're bringing back with them.
We recognize that pregnancy is a really positive process. But when a woman has her child, they
can, for some people, be a real period of feeling quite down and low after their pregnancy just because
of the sheer overwhelm of the task that befalls them. You have this young child in your presence 24-7
who depends on you for all of their needs. And that can be really overwhelming, particularly if you haven't got any support,
if you've never been given any guidance in terms of what to expect, or indeed, if you're doing everything right, it can still be something which is
a really fraught time. So recognizing that postnatal depression may affect your employee is also really important.
I'd also extend that to the partner as well. While they don't experience a postnatal depression, it can certainly have a mental health impact
on the partner of a pregnant individual too. So that recognition can be really helpful from an employer perspective.
And so moving on from that, then, if we consider what support your organization can offer,
there is not a one magic bullet that fits every pregnancy. But certainly, as mentioned, open culture can be a
really positive first step. And I think communicating regularly with your employee too,
just checking in with them, seeing how they're doing, because things change day to day. They may be okay one week and actually struggling another week.
And so for you to have regular conversations can be a really good source of support. We've spoken about flexible working,
and I think this is really useful for parents in particular. They can't predict when, for example, their child may have a
sleepless night or fall ill, and therefore they can't predict what other needs they may need to address, like taking their child to a doctor
or addressing full sleep and things of that nature. So to offer flexible working can be really helpful too.
And finally, on the point around people's concerns around their job security and career development,
perhaps be mindful that those are the individuals you really want to be targeting those conversations to. If there's a training
course being advertised or an opportunity for a secondment, perhaps bear those individuals in mind because they may feel
neglected or indeed be neglected because they've been off work for a while or weren't in your line of sight
when those things came about. And in terms of paid full services, you as an organization may consider subscribing
to an employee assistance program because that can be a real source of independent support for your employees.
Sometimes despite all the support you may provide and the open culture you may generate, it can be really difficult
to speak to your employee about certain things. So your employer about certain things I should say. And so investing in an
employee assistance program can be really helpful to give them independent and external advice, much
like seeing a therapist, for example, is also independent and free of any
judgments and such like as well. And as already mentioned by Laura, with Bupa Growth Plus, if
your teams are eligible, they can access that service too. - It is a real moment in
time when you come back to work and you've got a young one and you maybe have extended your family.
And I think one of the things that I've tried to do in my teams is make sure that there's no elephant
in the room. There's the sense that this person has come back, they're insecure, they might not have
slept all night long, they want to do a good job, they want to have their mark again in the workplace.
And I think it's for employees to try and if they can,
be as open as they can about what their experience is. But as an employer, to
make it an environment that you might talk about your own experiences,
you might ask the rest of the group to share, who else hasn't had a great night's sleep?
And just allow that to be an open conversation. And I too often have I witnessed people really fearful
about their career progression. And I think it's really a great point that you make to really take some time
to help them feel secure. And I think the more that they can feel secure, the more that they feel
that can be open with you, the longer that person hopefully will stay with you.
And also, but more than that, the more they'll enjoy their job, the more that they're going to contribute to the team
and the culture of the organization. And I've seen many, many times how that environment
has fostered fantastic employees and that I've worked with for many, many years
and many pregnancies actually as well. - Laura, what guidance should small businesses be offering to employees who are
returning to the workplace? - Well, it's surprising to start with the number of businesses that call us saying,
have an employee who's off on maternity leave saying, I haven't told them if they're coming back. Well, it's important to remember
they are still your employee, they do remain employed. So unless they actually choose to resign, they are coming back.
And I think in terms of advice, it's having the conversation, speaking to them, picking up the phone,
it's quite daunting return. They've been off for a number of months. They're probably very nervous and trying to sort of juggle everything to come back.
We talk about that, the work-life balance. And a lot of women think, I think it's got to be all one or the other.
And I think anything we can do as an employee to support that, like you said yourself, can get the best out of your staff team.
And they don't lose their work ethic. The other person's circumstances have changed. And I often think that new parents
are often amazing multitaskers. And I think it's a bit of a tough superpower. - I agree. - You know, so if you can actually make good--
good use of that and having those conversations, of course, is keeping in touch days as well. So there's up to 10 you can
take during maternity leave and they are days in which you can agree to come back into work. So say, for example,
you're having a business up to a meeting, don't forget about them and invite them to that. It's a paid day at work for that day
or even equally if you want to have some update training generally, have a meeting to have a conversation ahead of their return.
They might even want to do a couple of days here or there to ease themselves back into it and start to pick things up
and getting the feel for being in work again. It can all make that transition transition a lot easier.
And obviously if they do want to make a flexible working request to change their hours, there is a formality to that
where they write and make the application. As an employer, we can consider it. So we have to, there are
reasons where we can refuse it if we need to for commercial reasons that are there
or try and have that conversation to come to a compromise if you care. and it all ties into, as I say,
supporting that return to work for everyone's benefit, for the employer and the employee. Absolutely. Naveen, tragically though,
more than one in five pregnancies end in miscarriage in the UK each year. How can businesses
offer support in that circumstance? Yeah. We've spoken a lot about what businesses can do to
support a pregnancy, and I think all those things are really positive and really wonderful, but I think there's also a responsibility to recognise, as you say, that some
pregnancies don't go to full fruition, and indeed they can be the loss of a child at any point during that pregnancy.
The impact of that can be absolutely profound, and I think one thing I found very useful was to consider that the
loss of a child, whether the child was delivered or not, can be akin to a bereavement or an actual loss of somebody who was living,
and the impact on an individual is absolutely profound as a result of that. We recognise that people can
experience feelings of anger, of guilt, of failure, of shame, really
negative emotions that can be really deeply entrenched. And remember, it's not just the person who was pregnant who
experienced disease, but also their family and their partner as well, potentially. So it's really important to recognise
the wider impact there too. We also recognise that some of these short-term feelings can actually become more entrenched
longer-term thoughts as well, and lead to mental health conditions like depression or anxiety, which lead to formal
treatment medically as well. So there can be a real knock-on impact there. I think the
things that we just described in terms of creating an openness and an inclusive culture really come into their own here, because
to have those difficult conversations requires what we call psychological safety, and nobody is going to speak about these very deep
negative emotions if they don't feel safe to do so. They can sometimes within a workplace be
a sense of difficulty in starting the conversation, because you may have been sharing in the excitement of the person as they
progressed through their pregnancy or may have bought them a gift for their pregnancy, and suddenly they now happen to have a very different set of
conversations with you. But to provide the safety for them to have those difficult conversations can
be really helpful. There may be unpredictable feelings like tearfulness or bursts of anger, which I think are really
appropriate, because emotional ups and downs are part and parcel of this process. And allowing the space and
providing some understanding around that can be really, really helpful. I'd also suggest that you may want to consider how you
manage potential absences as well. Sometimes these feelings can be so overwhelming that actually taking time away
from work can be the more healthier and productive thing for your employer in the long run than insisting they come into
work despite those negative feelings and such like as well. And as a manager, I think it's important that you are equipped with the
support from your own management and leadership in dealing with these very difficult conversations, because they
can be quite impactful on anyone that has to have them. From the point of view of Bupa as an
organisation, we have online what's called a mental health hub, which provides a range of resources for
suffering available. And sometimes just recognising that actually these feelings could be depression or these, you know,
sensations could be anxiety, can be really empowering for an individual. So please feel free to either make use of that yourself
or direct employees if you feel that might be helpful. Similarly, if you have a Bupa health plan that has mental health
cover, you are entitled to pick up the phone and speak to an advisor who can talk through your symptoms,
ask you a few questions and then direct you to appropriate resources or indeed specialists as well. If your
cover extends to this, it can be the case that we can refer you on to a specialist without the need for you to see a GP
as well. So making use of that can be really helpful. What I'd also say is that make use of charities as well. There are some
fantastic organisations out there. I can think of one called Tommy's, for example, which is really helpful at sharing sort of
almost peer support around miscarriage and loss of pregnancy too. With the best will in the world as an
organisation, you may just not have the insights into what this individual is going through. And sometimes meeting other
people who have gone through similar can provide a level of comfort that perhaps you as a workplace weren't able to achieve. Thank you so
much. We're nearly at the end of our second session. But before we move on, let's look at the top
takeaways from our experts. Supporting parents will not only help them, but the business will benefit from
greater employee loyalty and retention. It's important business owners are aware of the full
range of employment rights that pregnant women, new mothers and new fathers have. Touch base with
parents before they return, consider flexible working and remember their personal circumstances may
have changed, but their work ethic won't. We are now moving on to the third part of today's
session, supporting female cancer in the workplace.
Part 3 – Supporting female cancer in the workplace
Naveen, for women in the UK, breast cancer is the most common cancer and one
in seven will develop the disease in their lifetime. What adjustments can businesses make if an
employee has chosen to stay in work whilst undergoing cancer treatment? Thank you for that figure of
one in seven, Holly, that's really quite stark, isn't it? And what I'd also show is that one in two people in the UK will
experience cancer at some point. And so actually, you know, broadening the conversation to all cancers, it's affecting many people at
some point in their life. What we know is that cancer can affect people very differently. And so it's really important that
you take your cue from your employee, but also consider what generic measures you can put in place in
anticipation of an employee having a cancer. I think it's important to recognise that many people don't want
to be defined by the illness, they are not a cancer, they are somebody who has a cancer and therefore recognising the
impact of the condition on them, but not defining them by it can be really important. Some may choose to work through part of all of their
treatment, in fact, and so don't make assumptions about what cancer means. For some people, cancer is just something they live
with, like diabetes or high blood pressure. And for others, it can be much more consequential.
So taking the cue from the individual can be really helpful. For those that work, we know that work can be really fulfilling
and really give you a sense of, you know, purpose and function. And so allowing your employee to continue to work and making adjustments
and providing support around that can really help give them a sense of self and a sense of purpose and start to
explore that with them if you can. I'd also say be mindful of some of the symptoms that occur around cancer and also some of the
inconveniences that may come about because of it as well. A common symptom is tiredness, for example,
which I know we can all experience sometimes the time with a cancer, it can be even more profound and really have an impact on how you do
your day to day duties, how you dispel your functions, etc. So do be conscious of that. And if
you can provide adjustments for that, such as working adjusted hours, working from home, even
providing rest breaks during the day, that could be really fruitful. In terms of the inconveniences that cancer can cause, as
well as the obvious things, you know, some individuals need to have regular blood tests or attend regular appointments or take
regular calls from their doctor and actually providing the space and the flexibility for that can be really helpful. It can be quite
difficult for an employee to lean on your kindness and say, oh gosh, I've got another thing to ask of my employer. Will they,
you know, when will I break the straw of that camel's back? Which is, you know. the kinds that you've given them so far.
So to recognise that there should be a culture around not feeling ashamed or not feeling guilty for asking for support can also be
really, really helpful. And for you to actively pre-empt that conversation by saying, "What can we do to help? Do you need some time
around appointments this week?" And having regular contacts can be really helpful as well.
I'd also recognise, rather ask employees to recognise the psychological impact of cancer as
well. You know, it's not just a physical condition as serious as it is, it also has psychological impacts as well. An
individual can really feel many things from feeling quite low to feeling depressed, feeling anxious, guilt,
shame, a complete, you know, sort of detachment from things, in fact, a denial of their cancer
and all the impact it's having. And so to be able to navigate that can be really helpful as well. I'm not expecting employers to
be experts in this, but to recognise that many people have many different emotional responses can be a
helpful first port of call. And Laura, what is a business's legal
responsibility to employees who are experiencing cancer?
So if you have a member of staff who has cancer, they're protected from the Equality Act of 2010 from the point of diagnosis. So it
doesn't have to be any sort of long-term prognosis or anything like that. It's from that point of diagnosis
they're automatically protected. And what that does is place an obligation on the employer to make reasonable adjustments.
Now that could be things like allowing more time off for appointments, being flexible around hours if they're feeling the effects of
any treatment they're going through. It might also mean if you have an absence trigger
system. So it might be a system whereby you might issue warnings for excessive absences. Obviously taking account of
any absences might be connected to their cancer and discounting that from your calculations.
They're not unfairly penalised for that. But similarly, if you have a member of staff who has a
partner, for example, they're caring for or even a child or another member of their family who is struggling themselves
whether it's mentally or otherwise in caring for them and supporting that, such a thing is associative discrimination. So it's
not the employee that has the disability per se, it's a member of their family. And if an
employer treats them less favoured because of that, because perhaps they're not quite with it, if they're kind of
feeling anxious about it, or their mind's elsewhere, or they might have more periods of absence due to it, it's
making sure they are in a protected position. So it's really important as a business to be aware of those things.
That's fascinating. Naveen, what are some of the most common myths that prevent women from going for their smear test or
mammogram? And how can small businesses promote more awareness around screening?
Screening is really important. And I think as a doctor, of course, I would say this, but please, please do attend for your screening appointments.
They are there for your own protection and to pick up cancers before they've developed and while we can do much for them.
The two kinds of screening available to women, as you mentioned, are cervical screening, where a woman has a smear test and breast
screening via a mammogram, a particular kind of x-ray. And let me speak about both of those if I may, just to dispel some of the myths
around them. So to your question around why women don't seek out screening, there can be many factors.
But one is embarrassment or a fear of the unknown. I think some people anticipate there'll
be a particularly invasive procedure or the pain of the procedure. Sometimes there can be a shame or a guilt
around having screening as well. What I'd invite women to consider is that doctors perform screening all the time.
For us, it's a really regular and routine part of our day. I know for a woman, building up the courage to have a screening
examination or process can be really fraught. But remember, for us, it's a day-to-day thing. And that's not to minimize the feelings
you're experiencing, because I take on board any woman and any man's feelings around any medical interventional process.
But remember, we do this all the time. We're used to making you feel comfortable. We're used to any concern or anxiety you have.
And we would welcome you to have your screening with us. From my perspective, I'd like to share that Bupa does offer screening to women
who would like to take screening up with us. As part of our offerings in Bupa Health Clinics, you can access a
women's health assessment, or indeed just seek out a cervical smear or a mammogram as a separate service as well.
We can offer these to women from the age of 25 for a cervical smear up to any age, and from 40 up to any age
for mammogram screening. But I should also add, these are available in the NHS and are completely free,
from the age of 25 for a cervical smear up to 70, and from the age of 50 up to 70 for a mammogram.
So please do take these up for free via the NHS if you would like to as well. Thank you so much.
How can businesses support employees returning to work after cancer?
So I think from my point of view, what I would say is that anyone that returns to work from cancer needs to have an open culture and an
opportunity to explore their feelings, should they so wish, and perhaps make you as their employer aware of some of their needs that have
arisen because of their cancer. Sometimes the needs will be very obvious, such as surgical sites or
other impacts that are physical, but sometimes they won't be, such as the psychological impacts or other things
that are not necessarily obvious to you, because people can be quite good at masking their symptoms and hiding things
from their employer, particularly if they don't feel safe in their workplace to share with you. So creating a culture around openness can
be really, really helpful, and encouraging an individual to perhaps be open about their feelings, should they so wish, can also be helpful too.
They may not take you up on that at the first offer, but it may be after a few prompts, they may finally have a conversation with you.
I'd also encourage you to consider formally as a line manager what one-to-one conversations you want to have with your employee.
As with any employer that's taking time off work for any sickness, you want to know whether there is anything you need to do as an organisation to help them
with their return to work. And the same applies to cancer as well. But perhaps when considered with cancer because of the psychological impacts that
we've already spoken of, it can be even more important to have that conversation and even more important to have it sensitively as well.
So things like discussing their desire to work flexible hours, for example, other adjustments they may need to make,
such as using restroom facilities, changing dressings, the need for hydration, fans, etc.
There can be many needs that we don't necessarily know of, obviously, but that the employee may well share with you. And remember, they've gone through their
conditions or they'll know what adjustments may help them. And I'd certainly invite you to invite those conversations as well.
Sometimes it's also important to recognise that cancer isn't just a one-off process. There isn't just one operation or one cycle of treatment.
It can be something which goes on over a protracted period of time. Indeed, we now have people who live with cancer as a chronic disease, just like
they live with diabetes or high blood pressure. So consider that your adjustments may need to be long term, not
just short term as well. Some people may also benefit from having a mini induction when they return to work
after a protracted period of absence. I know off-camera Laura and I were speaking about the concept of a mini
induction whereby when someone's been away from work for a period of time, they may have forgotten some of the more basic day-to-day things that they took
for granted, such as what passwords to use for what programs. And so just providing the time and the
space to do that can be really, really helpful. I'd end by saying that the key is to be empathic and just to be as supportive as
possible and as open as possible, understanding as possible. We're not expecting you to have all the answers to manage a very
complex medical condition, but certainly empathy and an openness around how you approach your employees
can be really helpful. I think empathy is that word, isn't it, here, in that anyone I've known that's
gone through cancer, there is a different frame of mind that they come out with, certainly, you know,
looking at mortality or their purpose and life and what they want to achieve and the love of their family.
And they've gone through something, you know, absolutely. It's been one of the scariest things that they've ever done.
And so I think that relationship, again, is so key that actually it could be that they want to look at how
they can maybe expand their job, maybe look at flexible work and they want to take up that hobby that they always wanted to do, but they
don't want to give up their job. So I think having that, again, we talk about this environment.
It's playing through, isn't it, with everything. Having the environment to be open and to support someone with empathy is just
absolutely key for a fantastic relationship. Laura, what advice would you give to
businesses on how to support employees who might be on long term sickness?
So long term sickness should be covered in your sickness absence policy within your employee handbook.
It's a useful tool for managers or as a business owner to understand the process to be followed through. But also for the employee to be aware of
how regularly they need to keep you updated with regard to their ongoing absence. So what we should be receiving is timely
sickness or fit notes, as they're called, to notify any further periods of absence.
I'd also encourage regular communication. We often get businesses feeling a bit apprehensive as to, well, they're unwell,
should I make contact with them? And I think there's definitely a balance. We don't want to be hounding them and keeping them all the time.
But similarly, we don't want to leave them at sea either. So having regularly timed welfare meetings, for example, that can be a
starting point, could be an invitation to the workplace if they're physically able to do so, depending on their condition or it could
be done by a video call or a telephone call just to have an update as to how they're feeling. What's been the update
from their GP or consultant? What is their prognosis? And that could then lead into a conversation around
supporting a return to work if and when that's possible. So can we encourage them back
with a phase return or support them in doing so? Can we give lighter duties for a temporary period of time
to help with that as well? And it might be actually that obtaining an occupational health or a GP's medical,
more in-depth medical report. Obviously, you'd need the employees consent to do that first. And it may be actually we reach the point
of, well, there aren't any recent adjustments we can make to their current role they're employed under.
There aren't any suitable terms and roles we can offer. We've had someone offer, you know, a number of months. And it may be we're looking at possible
termination of employment for medical capability grounds. Now, that does need to be handled carefully.
And I would urge businesses thinking about that to take advice before doing so. Obviously, mentioned before, those Bupa
Growth Plus customers do have access to the HR advisory service if they want some additional support with that.
But also in terms of how you handle that, obviously, there's the unfed dismissal risk that could be exposed if it's handled poorly.
But just generally in terms of the longer absence, if the employee feels aggrieved
or upset about how it's been managed, we do see quite a number of grievances. And again, what that will do is elongate
the period, perhaps they're absent from the business. It will potentially start relationships. So it's really important to handle it in
the right way from the outset. It's not just that person, isn't it? It's the culture of the organization,
those colleagues that might be supporting. It's such an important thing to deal with correctly.
Naveen, what are some of the services small businesses can use or promote that will help support
employees experiencing cancer? So reassuringly, from Bupa's point of
view, we have a couple of things that I'd like to highlight, and these are available to individuals who are eligible for these particular
services if their cover permits. The first is mental health cover, which we've already spoken of.
But just to remind our listeners, what that is is a service helpline rather, where they can call in and speak to an
adviser who will take some details from them and will be able to direct the member to an appropriate mental health service or provision.
Sometimes if they need to see a specialist, that can be done by this service as well. And therefore, that can remove the need
to see a GP beforehand. Secondly, I'd also mention Bupa's full cancer cover, which is where a member
will be covered for any treatments and costs that can be incurred because of their cancer. We also have
Bupa direct access for cancer cover as well, whereby an individual can call one of our cancer specialists
and speak to them on the phone and be seen by a specialist in person rather than having to go by their GP for
symptoms that may be suggestive of a cancer as well. And then finally, in terms of paid full services, within our clinics, we do offer
women's health checks and also breast and cervical health checks as well as a focus around cancer screening as well.
And so if a woman wants to see a GP for generic symptoms and discuss those, she can do so as part of a health check.
Or if she wants to undertake a cervical smear or a mammogram, she can do that as part of those cancer checks as well.
Thank you. We have reached the end of our session today. Thank you to Laura and
Naveen for joining me. We hope you found it useful. See you next time.
Boost productivity by putting health and wellbeing at the heart of your business
Tips for a healthier workplace | Productivity | Culture Watch in 38 mins
Holly is joined by Bupa's John Burke who highlights the risks of poor employee wellbeing. Laura Williams, Employment Law Solicitor and Head of Partnerships Legal team at WorkNest, also joins. She explains the legal responsibilities business have around communicating their health and wellbeing benefits to their employees.
Hello and welcome to the Bupa Academy for Small Businesses.
I'm your host Holly Tucker.
In the first part of today's session, I'll be discussing how small businesses can boost productivity by putting health and wellbeing at the heart of their business.
And in the second part of the session, I'll be speaking to two members of the people team at small business, what3words on the way leaders can improve engagement and wellbeing.
I'm delighted though to welcome our first guests, Laura Williams, Head of Partnership's Legal Team at WorkNest.
WorkNest provides employers with expert HR, employment law and health and safety services.
Laura's also a qualified solicitor and has 15 years of experience in the legal sector supporting SMEs.
And Dr.
John Burke, Medical Director at Bupa.
John is Medical Director in Bupa UK Insurance Healthcare Management.
A qualified GP, he has over 10 years of leadership experience in health insurance.
Welcome Laura.
Welcome John.
So tell me John, why is it so important for employers to support their team's health and wellbeing?
Why is health and wellbeing so important Well Holly, I think supporting employees' health and wellbeing is down to encouraging a positive working environment.
You know, reducing work-based stress.
Nowadays people spend a lot of their working times at work.
And so wellbeing is so important because it can have a direct impact on one's business.
And small businesses are always seeking rapid growth and with that comes the challenges of you know, expansion, recruitment, hitting targets.
And then, that can all be fine at sort of an exciting time.
But one could maybe forget the welfare of one's employees and colleagues.
So as you said earlier on, employees power the business and so they are vital to growth.
So having happy and appreciated employees would be great.
That they feel appreciated at work, they take fewer sick days, one can then have a lower rate of burnout and less turnover of staff because you know, it takes time and investment to have, you know, great colleagues working together.
At Bupa, we found that 60% of SMEs found that having a health and wellbeing benefits package boosted productivity.
And 22% of them rated it as been absolutely critical for their businesses.
Oh, that's amazing.
Legal responsibilities I mean I know first hand actually the faster you go, the more toll it takes out on those you are employing.
And, Laura, tell me about the legal responsibilities that small businesses have around communicating these benefits.
So employers have a duty of care towards their staff to look after, to protect their health and safety.
And that can include their wellbeing as well.
So not only if you've got to assess any potential risks but also what solutions you're putting in place to help manage that, whether it's occupational health, other wellbeing strategies you might have in place.
And it's important to remember that in the UK, legally you have to provide a member of staff with the particulars of employment on day one of their employment.
So written statement of those terms, including any benefits you're going to support.
So in addition to having the contract in place, part of your induction process can be a helpful time to set up the expectations for the role, introduce 'em to the culture of your business, but also to explain any wellbeing support you have on offer for them.
What we find is that really helps with that initial employee engagement, helps start the relationship on the right foot, and also that can help improve productivity over time as well.
So it's sort of starting from a good point at the outset of the employment relationship.
Everyone knows where they stand, don't they?
Risks Right from the off and as you said that creates that bond from day one.
John, I'm wondering what are the risks of not placing health and wellbeing at the core of your business?
I think Holly, that poor employee wellbeing can be a really huge business risk.
So having high pressure and high intensity environments can damage employees as they sort of strive to work hard for the business.
The other side of that can result in absenteeism if things go wrong, presenteeism as it's called, and decrease productivity.
So it can then be difficult to replace and costly to replace employees.
And what comes to mind as well is, you know, there's this topic of burnout, where people, especially after the pandemic, they feel they've been under a lot of stress, or for example, you know, female colleagues, if they haven't done the right amount of support around going through the menopause for example, then all of those risks can really directly impact on an employee and on their wellbeing.
So small businesses, in my view, need to consider and then perhaps implement a wellbeing plan and then that would help them to power the business angle from strength to strength over time.
And Laura, from your experience, what would you say are the biggest drivers of absence?
Biggest drivers of absence Well one of the most common reasons for absence we see with the businesses and SMEs in particular that we support is mental health illness.
That could be due to personal reasons or external factors, but most commonly we do see work-related stress being stated on sick notes that we see for staff absences.
That can manifest itself in physical symptoms such as back pain, migraines we see commonly.
There's an underlying condition that may impact their mental health as well.
And that can all have an impact on employee attendance at work.
In addition to that, there might be an a longer underlying health condition which may cause more frequent absences.
And if that's not discussed with the member of staff, concerned and supported, then we see an increase in absence of the back of that.
And another common reason for absence is absence for childcare reasons.
So dependents leave as we term it, and it's really important to remember to record that separately so it won't go on someone's sickness absence record, it is recorded separately 'cause there is a statutory right to dependents leave should someone need to take it.
And these are all sensitive areas, aren't they?
They are.
It's so important that we feel like we can communicate with each other and that's why that bond is imperative isn't it?
That people are open and honest with what's going on.
I'm wondering John, for small businesses, absence can be extremely disruptive, Reducing the impact of absence can't it?
And costly.
What steps can small businesses take to reduce the impact of absence?
It's really important Holly, to address high levels of absence and to find out why that might be happening.
So 80% of SMEs recently stated that musculoskeletal problems such as bones and joint issues, plus mental health conditions were the most important health and wellbeing concerns for their organisations.
Musculoskeletal problems can happen, for example, at the neck or the back and they can really actually cause people to be absent from work.
So they can be linked with anxiety and depression.
And therefore what employers should do is carry out the risk assessments, you know, at the workplace, make sure there are no hazards.
To do those workstation assessments, whether it's at a formal workplace or in the home setting.
And then encourage employees also to take regular breaks during the day.
Hybrid working has actually led to a slight rise in musculoskeletal problems 'cause some people still lack the proper equipment to work at home.
And there are some other things that people can do, Holly, is reduce workplace stress, discouraging staff from perhaps overworking or frequently staying late and encouraging line managers to keep in touch with their teams regularly, making sure that the workloads are manageable.
Around motivation, what comes to mind is increasing sort of, you know, the energy and the engagement levels of teams and people, individuals, reducing email time and promoting regular breaks, and allowing people to task focus on one thing at a time.
Being flexible is also good.
I think in the modern workplace, flexible working hours that can help to reduce absence and increase wellbeing feelings.
Key on top of all of those things, I think also, is just listening.
So if people feel that they're heard, as a staff feel they're being heard, then and that being involved in decision making, that can help with wellbeing and showing that the company cares.
Absolutely.
We've got a policy now that if we use our WhatsApps in the team after a certain time at night, it's actually frowned upon rather than encouraged.
And I think these are some of the things that we can do to help people switch off.
Laura, tell me, what advice would you give to employers on how best to manage someone How to manage repeated absence due to illness with repeated absence due to illness?
'Cause it can be quite a sensitive area, can't it?
Yeah, it can.
We know from a number of studies is that where an employees feel supported in work, they're more likely to return to work or have less frequent absences.
Obviously sometimes it's inevitable, but as you say, it's important to have that the communication piece really.
And from the outset, if you have a sickness policy in place, or at least, at the very least as part of your verbal introduction to the business, make a member of staff aware of what's required of them if they are having to report in sick.
You know, is a text okay?
Do they need to speak to a particular person?
Do they need to call by a particular time?
And an individual can self-certify themselves for up to seven days, following which you would want to see a medical certificate.
And if we all, in addition to your sickness policy, it's also a good idea to have an absence management policy.
And they run sort of, they can run concurrently, but the absence management element of it is you set trigger points for review.
So whether it's the number of days of absence or the frequency of that, it's just a prompt for an employee to sit down, have that conversation.
If you're not automatically having, you don't feel comfortable having a return to work conversation every time someone comes back, which is a good practise in itself, but that trigger point will just prompt that conversation and it's helpful for a number of reasons.
If there's no reasonable explanation for the number of absences, then enables that employees take that next step of perhaps putting a written warning in place to say, really your attendance does need to improve.
If not, we can take appropriate action.
So the employee's clear on that.
But it might be a case of actually there may be an underlying health condition that the employer wasn't previously aware of.
And the reason that's important is as soon as we become aware of that, there is a legal obligation to make reasonable adjustments and it's something we'd want to do anyway to support and hopefully again help that employee engagement piece.
But again, if we can put measures in place to help support them over time, that in theory, that will then help reduce number of absences as well.
And we have a more engaged individual.
And again, that leads on to productivity as well.
That's a fantastic idea.
The importance of having a conversation with employees I didn't actually know that.
And it gives the employer the reason to sit down and actually the employee knows that we're going to sit down.
So it's again, you both sit down at a table knowing that this was going to happen rather than it being a shock or something that you don't want to talk about.
It's fantastic.
Well, we've recently seen how important having that conversation is.
A business came to us for advice.
And at that point they had someone who had had, over time, increasingly frequent, short periods of absence.
They hadn't quite been very clear about the reason for the absence.
It hadn't, the question hadn't been asked, to specific reasons, bit of a rumour, you know, in terms of conversations with colleagues that it might have been due to preexisting mental health issue.
I think the business were a bit nervous about how to have that discussion with them to ask the question.
What then happened is that turned into a longer term period of absence.
And again, through I think of quite frustration if I'm honest in terms of the fact that individual wasn't in contribution towards work, but also perhaps a bit of a lack of knowledge of knowing how to deal with it.
They were just sort of leaving them be really and getting the fit notes when they were at work, where can they sign them off.
Fit notes start coming, stopped coming, sorry.
And it was sort of a week later, sort of relatively short period of time later, heard nothing more.
And that what the business did said, "Right, well, we'll just employment's over then, they're clearly not coming back.
" What then happened is, and the reason they called us, is they had a telephone call from ACAS saying there's a potential claim there.
And the claims were for disability discrimination and also unfair dismissal.
The individual had been with them for just a couple of years, so long enough for them to be able to bring an unfair dismissal claim.
And through lack of process, because they hadn't been done anything with it.
And also because the employed, the tribunals are very quick to impose knowledge on an employer of a disability.
So a disability for employment law purposes doesn't necessarily mean you have to have a, you know, blue badge, be register disabled, but as if it's a longstanding health condition, so something we have suffered from or would likely suffer from for 12 months or more, and it has an impact on your day-to-day activities, that will classify as a disability, which then puts an obligation on employer to make reasonable adjustments and also provides protection for the employee against any detriment.
And in this case it was their dismissal.
So I think through the employer being a bit nervous about how to deal with it, again, not having that communication, the employee felt quite detached and just went straight to to bringing a claim 'cause they weren't happy with how they were treated.
To be honest with you, a large part of that could have been prevented had they have, well, known how to deal with it, perhaps sought advice sooner as well.
So these are the unfortunate situations that an employer can land themselves in if things aren't managed properly.
Setting things up properly, keeping that communication going.
Why is early intervention crucial Yeah.
Rather than burying your head in the sand and absolutely.
So John, why is early intervention crucial to supporting health and wellbeing in the workplace?
Well, Holly, when employees go on absence leave due to illness or injury, that has a follow on effect on the business and on other colleagues.
So businesses should really, I think, equip leaders to cope with those challenges, keep in touch with their teams on a daily basis and consider providing mental health support and first aid training, for example, for mental health so that they know what to look out for and see the signs early.
In today's modern work environment as well, I think it's important to have an open culture.
That people should really feel comfortable about speaking out about problems and that my own view is that, you know, prevention is better than cure.
Lots of doctors would say that, of course.
So making the workplace adjustments, phase returns to work, occupational health services being on, available as well is very, very helpful.
And in my experience, you know, people who can stay at work, they are generally maintained better, they're more healthy, they're more active, and they're more stimulated just by virtue of being in an occupation.
Fascinating.
Laura, what are just some of the basic procedures Basic features and policies and policies that businesses should have in place when it comes to staff absence?
So basic starting point is to have your sickness absence policy.
So that will set out your process for reporting absence, what's required, entitlements to sick pay, whether it's just statute sick pay or whether you provide an enhanced version of occupational or company sick pay.
How as a business you will deal with reasonable adjustments.
So that's quite helpful for managers to be able to refer to as a resource for knowing what we do, how to manage it and for the employee to be aware as well.
And also with regard to any processes for obtaining medical reports, should one be required to be able to support the employee in the workplace.
We mentioned it earlier, but having the absence management policy can be helpful with your trigger points and how that's then managed to manage expectations there.
Helpful to have a time off for dependents policy, how that's dealt with and if any pay, it's not legally, legal obligation to pay for that time off.
But some businesses choose to do so as again, as an incentive to support staff.
A flexible working policy, certainly post COVID, we are certainly getting increased requests for support businesses to prepare those and also family related leave.
So maternity, paternity, parental leave as well.
Having that clear policy in place of what support's available and how that's managed.
And important to note, it's really important to keep these policies up to date so they're not just sat on a shelf gathering dusters.
In some cases they are.
The employment law and HR world's constantly moving and changing with new legislation.
And importantly remember that they're kept up to date so it's not just something put in place and have on the back shelf for- Yes.
For a decade.
The law is constantly moving so we always recommend an annual review.
No dust should gather on those documents at all.
(Laura laughs) John, what are some services small businesses can use Services small businesses can use or promote or promote that will help support their teams?
I'm glad to say Holly, there are a number of free services that business owners can avail of and can promote.
So Bupa has partnered with the JAAQ, which is Just Ask A Question, and that's a mental health social media platform.
It's a safe space where people can ask experts, world-leading doctors questions, to do with their lived experience and on mental health of topics.
And it's also, it's free, as I mentioned.
There's also Bupa's mental health hub covering topics such as anxiety, stress, addiction, and depression.
There's a huge amount of information on that and online as well with Bupa.
Bupa also offers a women's health hub, lots of information there ranging on topics from menopause to periods and endometriosis.
And not forgetting men, and we also have lots of information on topics such as prostate health, fertility, mental health, of course, all on the Bupa website.
I think it's good also that employers promote charities such as mind and organisations such as citizens advice and thinking of the legal or the near legal area, ACAS to help with employees understanding of, you know, where they are in the workplace and what to do next.
Moving on to paid-for services, an employees assistance programme is good to have.
It provides legal advice, as Laura was mentioning earlier on, but also it just offers support for people around personal problems, work-related pressures.
It can help to reduce absenteeism and employees are less likely, if there's an EAP programme in place to call in sick.
And if teams are available for Bupa services more broadly, then they can access direct access as we call it.
And that service, the Bupa insurance office has trained advisors.
So if somebody has symptoms of cancer, mental health, muscle, bone or joint problems, then they can phone in.
We also offer Silver Cloud, which is coaching and online courses to help build resilience and wellbeing.
And Growth Plus includes access to the 24/7 anytime healthline, family mental healthline and also menopause supports, Holly.
Incredible.
So many ways of supporting everybody.
New patterns of working Laura, tell me new patterns of working and we've just spoken about that, haven't we?
Since COVID, mean that businesses need to look beyond the office when it comes to wellbeing.
How can SMEs support the wellbeing of remote workers?
So I think methods of engagement are really key here and it starts with the induction process.
So whether it's someone who's new to your business, it might be someone's moving into a new role or a new working arrangement where they're moving to work from a hybrid or remote working basis.
Providing point of contact so if they're having any practical challenge or even emotional challenges as well with the distance.
We say, you know, physical distance can also mean they feel more distant from the business as well.
So making sure that engagement and line of communication is kept open and importantly don't forget about them.
So if we're arranging, you know, an onsite event or a fun event, staff event, think about ways you can actually incorporate or involve people who are working remotely as well.
And if people have come to you wanted to work remotely, it might be a case if you have, if you do have an event or an important meeting, have the conversation with them.
Would they be prepared to travel in for that or do we want to require to do so in fact and can we support with travel and accommodation for them to enable 'em to do so and have that physical and human point of contact?
Embedding health and wellbeing into company culture I think that's so important, isn't it?
That human level.
I know for myself it's been more frequently we've brought everyone together because people are more spread apart and I think I like what you said, more distance there is the more distance they feel.
How can businesses embed health and wellbeing into their company culture then?
So being clear about your values and goals and communicate with your employees about that.
What do they think the value should be?
Important not to pay them lip service.
So if we say we're going to do something and we're going to, you know, hear suggestions, then do it.
You know, I think staff see you do that.
Show your truth of the word.
Again, it helps with that engagement piece and really embedding your culture and getting your staff team on board with that and that regular line of communication, it doesn't have to be, you know, all singing, all dancing, it can be a simple monthly roundup email to everyone to let 'em know what's going on and any comments from anybody.
And also important with communication, it's a two-way thing.
So, listening to your employees.
So we've seen many businesses use successfully ask me anything sessions where staff can come and ask, you know, questions, however big or small or indeed put thoughts and ideas into the parts and we'll have that the shoe box or the suggestions box- Yes, yes.
If anyone wants to do it anonymously.
It's all simple stuff but it's all really effective and I think being fair with rewards and remuneration as well.
So obviously, from a legal point of view, that helps to avoid any claims of discrimination, but also it ties in with a deeper company values as well.
And what's a really good idea is to make someone in your business responsible for culture.
And as that changes, so from when you're the very first startup, as you grow and in terms of driving forward as well, having that person who's accountable can help promote that within the business that.
It's that continuity isn't it?
Yeah, yeah, absolutely.
Thank you Laura.
Thank you John.
(bright music) Top takeaways We are nearly at the end of our first session, but before we move on, let's look at the top takeaways from our experts.
To start with, poor employee wellbeing can be a huge business risk and it can lead to an increase in absenteeism and presenteeism and decrease productivity.
Employees power your business and are vital to growth.
When your employees' wellbeing is thriving, your organisation benefits.
And finally, offering health and wellbeing benefits boosts productivity and reduces work-related stress and promotes a positive working environment for everyone.
So thank you to Laura and to John for the thought-provoking conversation.
Next up, we'll be moving onto the second part of this session.
Before we do that, I'd like to ask you a quick poll, What three words We are now moving to our second part of today's session where we'll be speaking to two members of the people team at small business what3words on how they promote health and wellbeing and keep their employees engaged.
I'm delighted to welcome our guests, Sophie Pohling, People Advisor, and Alys Martin, Head of People.
Welcome Alys, welcome Sophie, lovely to have you here.
Could you start by introducing yourself and the business?
Yeah, no problem.
So we are what3words and we provide a unique solution to a global problem.
So a lot of places, traditional addresses don't really exist and that's obviously a big problem for deliveries or emergency services.
What we have done is divide the world up into three metre by three metre squared.
So each one of those squares has got a three word address.
That's 57 trillion of them- My goodness.
Across the world.
And for example, our office address is filled.
count.
soap.
And Holly and Co, if you're interested, is also called party.
admits.
jungle.
So jungle print.
Oh, how exciting is that?
I love it, I love it.
Health wellbeing initiatives Starting with you Sophie, what are some of the different health and wellbeing initiatives that you've invested in?
So we actually have a real suite of benefits at what3words.
We try and encompass them as much as possible into the global workforce and try and make sure that we have an offering in every office where possible.
We really are proud of our top-of-the-range Bupa cover, which we offer for medical.
We make sure that it's the no excess and medical history disregarded so that people feel A, that they're very able to use it and also comfortable using it as well.
We also have the dental cover which has had a really good take up.
And for added support and reassurance, we also offer the ability for people to add their family on for those reasons as well.
And then just for the flexibility, sometimes it's difficult people to get appointments or they have childcare duties.
We've also got the digital GP service for anyone who has Bupa, which is great.
And then aside from that we've got things like our life assurance through AIG and then we also have something that we've been really proud of offering quite recently, which is our two wellness days.
So they're kind of take whenever you want basis.
You know, sometimes you sign wake up and don't feel yourself and one of our values is, "All in.
" And with that reason in mind, we'd like people to feel like they can take a wellness day with no questions asked and just get back to being where they need to be to get back to work and be a hundred percent again.
And I think building that stigma around people being able to take those without feeling like worried or not like they're trusted I think is really important as well.
And then obviously, no one can ignore the current cost of living crisis, so we're really proud to also have our Bippit app, which is our financial wellbeing provider, which offers the chance for employees to speak to a financial coach or set particular financial goals, lifestyle stats, et cetera.
And that's had a really good take up because they also can come into the office and deliver quarterly webinars as well.
So it means that you really do capture a good audience and people can kind of dip in and out as to what their interests might be with a particular webinar.
Obviously, nurseries are very expensive now as well.
So the way we look at that is we offer a workplace nursery scheme which helps people through a salary sacrifice benefit.
And we've had such a good take up recently, we've noticed more and more people turning to this because if you're a higher rate taxpayer, the savings are fantastic for those parents and it just means they've got that peace of mind that they have one less thing to worry about.
And then finally, I love food, so I always get very excited by our company lunch, which we offer as a popup.
So you know, if you think about food brings people together, we've got that real sense of community at what3words and we have sort of a popup come in and everyone has lunch at the same time and kind of all sits together and chats.
And we try and replicate this in our other offices too.
So for example, the Mongolia team have their social lunch as well and it just means you're kind of still connected as an office even though you're not technically all together in the same room.
And yeah, we're just really like to sort of make sure people are well fed because you know, fuel is is how you get your energy.
Yeah, absolutely.
What an empathetic company.
It's incredible to hear.
Sophie, have you seen any benefits Benefits to investing in wellbeing to investing in health and wellbeing?
You've given me that list of incredible things that your employees have, but have you seen the benefits firsthand?
Yes, I think the main thing is just taking away that stigma of mental health and making it not a, something that you have to hide behind, but something that's openly shared.
And one of our values is "Make new mistakes.
" And it just shows that people don't have to be perfect.
You can sometimes be raw and you know, just a human being and just feel like you can obviously, you know, share that with your team or your manager.
One of the things we have is the Take 3 listening team, which is our mental health and wellbeing initiative, internally.
And we actually have people who have been nominated but they've sort of nominated themselves to be part of that Take 3 listening team just to kind of offer a sort of a nice friendly ear as opposed to professional advice.
And then they can sign people, sign post people to Bupa if they need to or something like that.
So we're really proud of that because it means that people then feel comfortable and supported as opposed to kind of hiding behind not feeling well, but unable to say.
And then in addition, kind of managers are empowered to check in with their employees as well.
So just asking the simple question, you know, "How are you?
" and pausing and reflecting, but also kind of initially building that trust and that support in the first place as a manager I think is so important with their direct reports because then it creates that safe space for those open conversations and it means that then A, the manager knows that they can be open with the employee, but equally they can also, you know, be open with them as well.
And then we also find that our time off policies are kind of, they suit everyone because there's something that you can benefit from if you need regardless of what you are feeling.
So I think we're really proud to have such a breadth of those so that people feel that they are supported by HR and their managers.
And then lastly, something that we've really found a popular thing to do is our six weekly remote working.
So everyone, when they joins, gets six weeks of remote working where they can use it so they don't have to come into the office for that week, but it could be that they decide to maybe go to one of our other offices and work from there for the week or perhaps they might decide to tack it onto a holiday in Greece and work from there.
So it just means that they've got that flexibility if they do just want a bit of a break from, you know, the nine to five in the UK, they can have the option to do something else.
And that's on top of their holidays?
Indeed, yes.
Gosh.
They, I personally am going to be going away for a whole month in May and coming back in June, so- So forward thinking.
Alys, what advice would you give to other small businesses Advice for small businesses looking to invest in their health and wellbeing?
I think I'd say take it seriously to start with, obviously wellbeing is such a big deal.
Think about what it will do for your existing people.
You know, if you have a lot of working parents for example, have a think about things like nursery benefits or you know, your maternity and paternity pay.
And also think about what that does for talent attraction and retention as well.
I think my biggest piece of advice would be to have a look at your working culture first of all.
Anything on top is really a trinket.
So you know, your gym memberships and yoga classes are great, but not if people have no flexibility, if they'll never make those because you make them work over the odds.
It really is about the culture you create to start with that really feeds the wellbeing of the company.
And it's not just a tick box, is it?
Absolutely not.
No.
Yeah, that can happen.
And why do you think it's so important to invest in health and wellbeing?
I mean, your employees drive your business, ultimately at the end of the day.
And if they are suffering from work-related stress because you're working them too hard and they can't take a break, your business will ultimately suffer.
And it's not just about, you know, productivity and the bottom line, although obviously happy, healthy employees affect productivity and that's brilliant, but it really is about your duty of care as well as an employer to ensure that, you know, your people are healthy and safe and well.
And I think if they truly feel it and that it's genuine, then it- It comes back in spades.
Absolutely.
It's so great and it, you just get such a better sense of environment in those companies where everyone's pulling together.
Absolutely.
Sophie, how do you support your remote workers?
Because obviously this is now growing How do you support remote workers as a way of working, what do you do?
So I think COVID kind of opened our eyes for a lot of businesses, but the good thing is we're in tech.
So we already had Zoom, we had Slack, we have all these resources that people already are very good on for, you know, talking to each other internally.
And I think with the remote working, we already knew how those hybrid structures worked before all this.
The good thing is that 'cause we've got a global workforce, we all kind of come together through things so you never feel as if you are too far away from each other.
And we have regular town halls every Tuesday, which the company updates, which everyone does in too.
And I think that's a great way of staying connected.
Yeah, completely.
I love, I love that it's called, what is it called, a town?
Town hall.
Yeah.
And we all all have little chairs and you know, occasionally it's replaced by a company breakfast where we might have croissants and fruit and that's replicated throughout the other offices as well.
And yeah, just to get that sense of community.
I've always found if you call your meetings interesting names, that people attend them.
Oh, so people want to go to them.
Yeah, they do, they do.
Promoting health and wellbeing Alys, how do you promote health and wellbeing and keep your employees engaged?
How do they know what you are offering or maybe updating?
So I mean, I think for us it's such a regular part of conversation and dialogue in the office anyway.
We obviously can sign posts to our extensive list of benefits, but it's really about sort of keeping that alive for people.
So we mention them in our town halls, fortunately companies like Youlife that we use, gamify absolutely everything.
So they have a step leader board.
Sophie does brilliantly at it every week, but we really do make it part of the conversation.
I think equally as well, we encourage managers to be open about their own health.
You know, if they take a wellness day, we encourage them to take that very openly so we know it's just part of the culture and it's all absolutely fine.
Yeah, and they're acting in a way that people can observe and then yeah, the stigma has left, hasn't it?
A hundred percent.
Also, how have you embedded health Embedding wellbeing into company culture and wellbeing into your company culture?
I think for us, we try and make it a real active part of everyday conversation, part of the dialogue.
One of our values for example is "Help and be helped.
" And so we try and really create that atmosphere of trust for people so that they can understand that, you know, it is an environment where we do care about their wellbeing.
For example, if managers take one of their wellbeing days, you know, we make that very public and open it as much as they would like it to be, just so that people know that it's absolutely fine and everyone at all levels can access our benefits.
And lead by example.
Of course.
Yeah.
Have you seen correlation, Sophie, in workplace wellbeing and productivity?
Correlation between wellbeing and productivity You know, has this all laddered up to seeing people being actually more productive?
Yeah, I think if you can get a healthy, happy workforce, you know, in turn, that they're going to be more productive because they want to come into work, they want to succeed, they want to go about their daily tasks.
And I think that's built from things such as creating that supportive open culture in the first place and just being able to be your own humanised person.
You know, make new mistakes, but you know, it doesn't matter if you need to try again because it's not going to be reprimanded.
It's just like, look, why don't we just see another solution, see how it works out.
So I think with all of our policies in place, there are things to help people should they need to get back on track, but I think it starts from creating that space initially and making the environment comfortable and a happy place to want to come into each day.
Well, I'm sure people are happy.
And finally, what would your one piece of advice, Alys, be to a small business owner One piece of advice that's looking to improve their health and wellbeing in the workplace?
I think my advice would really be start from scratch.
Have a look at your working practises, the way you treat people, the flexibility you could offer them.
Go right back to how those structures and those policies are all set up.
There are so many gimmicks on the marketplace, there really are.
Whether it's a new app for something or yoga you can do with goats, it, the opportunities are endless, but what really matters is how you can work with people on a daily basis.
You can be flexible, it would be great, but you know, you really don't have to spend a lot of money to give people a much better sense of wellbeing at work.
And it's all about the foundations, isn't it?
A hundred percent.
These strong foundations such as Bupa, which is a brand name that you really recognise and you trust and it really gives people a sense of stability.
You know, maybe less is more to begin with.
Oh, a hundred percent.
And I think for a benefit like Bupa, which is so well recognised, it gives an incredible sense of reassurance and comfort, particularly at times that might be more difficult anyway.
And I think the engagement that you get as an employer from providing that kind of safety net for your employees is huge.
We'll leave the goats and yoga then.
There then.
Thank you Alys.
Thank you Sophie.
We're now at the end of our session.
Thank you to Sophie and to Alys for joining us today and sharing their own experiences of promoting health and wellbeing initiatives in a small business.
We hope you found it useful.
See you next time.
(upbeat music)
How to build resilience to keep your small business growing
Problems | Key takeaways | Resilience tips
Watch in 42 mins
Holly and our expert panel discuss what’s keeping business owners up at night. They also cover how the support from your network can ease some of the pressure.
Hi, I'm Holly Tucker, and welcome to the Bupa Academy for Small Businesses.
This series aims to provide you with the practical support and advice to help you manage your team's health.
In this episode, we'll be discussing why in the current economic climate it's more important than ever to look after your team's wellbeing.
I'm delighted to be joined by Laura Williams, head of partnership's legal team at Worknest.
Worknest provide employers with expert HR, employment law, and health and safety advice.
Laura has qualified both as a solicitor and a barrister, and has 15 years of experience in the legal sector supporting SMEs.
And Dr.Rebecca Rohrer.
Rebecca is a medical director in Bupa's UK Healthcare Management, and is also a working doctor with a background in management consultancy.
Welcome.
Thank you.
Right, let's start.
So from your data at Worknest, what are the key things small business owners are worried about at the moment, Laura?
So, as we know, small business owners, it's not uncommon for them to wear multiple hats.
So they're the MD, they're doing the sales, the marketing, everything else.
And in a tough economic climate, they're really feeling the pressure at the moment.
And we're definitely seeing that with the businesses we're advising.
So day-to-day they're having to manage the finances, think about staff retention, recruitment, and often getting the best performance out of what might be a smaller staff team as a result of the Covid pandemic.
And again, those financial pressures they're facing.
And in addition to that, just dealing with the general day-to-day employee issues that may arise.
And it's also, it's quite a turbulent time, isn't it?
And employers have had to really mould with what's been going on in society.
And so I can imagine, one day we are working from home, one day we're not working from home and all these sorts of things, it's really changed the fabrics of business.
So I can understand, and I certainly have heard that businesses are potentially more stressed than I've ever seen them at the moment.
Yeah and flexibility is key there.
And hopefully it's something that, obviously, in my role, I can advise and support and guide businesses to help with that.
'Cause, like you say, sometimes it might seem, well, I'm facing these challenges at certain times, staff teams are feeling it as well.
And inevitably the business owners then feeling that, whilst having to juggle the additional pressures in growing their business and surviving the times we're in.
Yeah, absolutely.
Absolutely.
Dr.Rebecca with so many things to worry about, what are the risks to the wellbeing of small business owners?
We know that there's research showing that about 50% of SME owners are losing sleep because of stress and mental health issues.
And I think a lot of that is because they're trying to balance the demands of running a business, which is challenging at the best of times, but particularly difficult now.
And as we heard from from Laura, small businesses, they're often coordinating lots of different functions of the business and whilst they want to be successful and they want to grow their business, they also have to contend with inflation and rising energy costs and burnout and sickness and tax and all of these issues.
And so it's unsurprising that that can become overwhelming at times.
I think as the UK economy continues to throw curve balls, I think this is a really good opportunity for SME owners to think about their own health and wellbeing and also that of their employees, because we know that an increase in poor wellbeing poses a real threat to the resilience of not just the employees, but also the business itself.
The effects of that can be low productivity, it can be employee absences, it can be low performance levels and issues with recruitment and retention.
So the wellbeing of the employees, but also the business owner is really critical to this.
And when that business owner isn't looking after themselves, it's really difficult for them to look after other people.
Yeah, I couldn't agree more.
And I almost liken it to the way that we look at it health about our selves.
You have to have a healthy organisation, that's a healthy boss with body and mind, and thus then hopefully your team looks to the boss or you champion it.
And actually that really does show, you can tell happy organisations, you can tell healthy organisations very quickly.
So Laura, as you mentioned, business owners have to spin multiple plates and you forgot the marigold wearing in your list there and are often expected to be experts in various topics, including managing the health and wellbeing of the people.
Laura, you talk to SMEs every single day.
So from your perspective, what's the risk associated with trying to do it all yourself?
Well, what we're commonly seeing is business owners coming to us completely stressed and actually burnt out and mistakes can happen.
And when we're trying to run at that capacity and sometimes, well, we often get calls from people in really desperate states saying, "Really stressed out, we need help with this.
"And it's something that might have been quite a small issue.
They just haven't had time or just haven't had the awareness or understanding of how to deal with it.
It's grown to a much bigger issue, which then potentially is going to take more time, energy, and effort from them to then sort out.
So it's really important to tap into these helpful resources, which are available, where they can.
I call it the ostrich effect.
It's like when you are so busy and you just know you've gonna do it, but you don't feel maybe confident to do it, bury your head in the sand and hope it will go away.
And the whole point is it never does, it actually just becomes bigger and bigger and as you said, it can become overwhelming.
Dr.Rebecca, we know that financial stress, I mean we talk about all these stresses, but financial stress, especially at the moment, is a big concern for many small business owners and also their staff at the moment.
What would your advice be to someone struggling with this?
I think the first step is really understanding that you're experiencing financial stress.
And it may not necessarily present itself as realising that you're stressed.
You may be having difficulty sleeping, you may be eating too much or too little, problems concentrating.
So if you are experiencing any of those symptoms, then it's probably a good time to reflect.
I think if you do feel that you are suffering from a certain element of financial stress, then it's about going back to basics to start with.
Really focusing on your sleep, focusing on a good diet, trying to get out for 30 minutes a day, ideally somewhere green like a local park just for a walk and some sunlight, focusing on exercise.
And most importantly, leaning into your network, whether that's your family, your friends, your colleagues, to let them know that you're struggling.
I think if that doesn't work and if you feel like you need some more support, then we've got lots of resources that are able to help you.
You know, we've got Anytime HealthLine, we've got our Family Mental HealthLine, we've got Silver Cloud, which is our online portal where you can access courses and resources, including therapies like CBT if you want to deal with something very specific.
And of course we also have direct access, where you are able to be put in contact with a mental health practitioner if that's the best thing for you.
Yeah, and I, for nearly 20 years dealing with small businesses, one of the things I know that really is so stressful is this financial worries, especially when you're your own boss, it's your personal financial status as much as your professional, and then your teams as well where you actually feel the responsibility of everybody's financial wellbeing as well.
And as you said, I'm interested in that because a lot of our fears about finance can be very deep-rooted.
It can be how we were brought up or our experiences were, are we scared of money, are we gonna bury our heads in the sand?
And all those sorts of things.
So it's just amazing that actually that approach of this actually not only causes mental stress, but actually mentally we can help ourselves to actually cope with the pressure.
Laura, can small businesses outsource more, in your opinion?
And I know this for a fact, that most business owners are, perfectionists and we are a bit of, you know, like to have the control, let's put it that way, when it comes to looking after your people, do you think that they don't ask for help enough?
Outsourcing could be a really powerful tool.
It shouldn't be seen as being too expensive a resource because actually there are tailored and flexible options available for a different size of businesses.
And it's a common misconception we'll have to wait till I have a staff team of 25 before I might seek some sort of HR employment support.
But actually as soon as you employ one person, you are an employer and there are legal obligations to go alongside with that responsibilities.
And for me, I truly believe that the staff team is really the backbone of your business and it can be your greatest asset as well.
So in looking after them, can actually help you grow as a business, can aid productivity.
We know that We've seen that 60% of SMEs will say that where they've looked to offer, for example, health and wellbeing benefits to their staff team, that actually it can increase of productivity and also staff morale as well.
It's important to remember that and that again, can aid in the progress and success of your business overall.
Yeah, a happy team.
The power of that, it's a battery almost locked into your company and that's what we need to invest in.
And I've seen it firsthand, the power of that.
Dr.Rebecca, how can people alleviate supporting their team's health and wellbeing so that they can focus on running their business?
I think it's about creating a culture of health and wellbeing within your organisation.
And that may include having to lead from the front.
I think there are so many benefits to having a positive culture of health and wellbeing.
It helps you recruit, it helps you retain and it helps you perform.
So I don't think that there's any reason not to invest time and energy into it.
What does that actually entail?
Well, I think that means, you know, keeping conversations open, providing people with the information and the support so that they feel confident that they can come forward with healthcare concerns.
And that kind of creates an environment where they're a also able to tackle them.
It also means that having a very robust policy around your mental health policy, for example.
And it might mean putting in support services like gym membership or having a running team once a week or yoga instructor come to the office.
Free fruit for snacks.
These basic things can also be really important.
And again, I really want to go back to this issue that if you don't look after yourself, you can't look after other people.
So it's really important that by creating the policy, you help to support yourself as well.
And actually creating the policy alleviates some of that stress about health and wellbeing within your organisation off you so that you can focus on the success of your business.
You've got to sort of lead from the front.
I know that from personal experience that, I've taken that on in the last two, three years and I've absolutely seen my team become healthier or more open about their wellbeing.
And actually then that's almost been a nice circle that comes around to then I feel the pressure to maintain that.
And so actually it's a healthy habit that we've brought into the team and actually made us closer as well, because it's another side of business, isn't it?
It's not necessarily your everyday part of business, but it's a nice side.
Laura, what would your advice be to a small business owner struggling to keep on top of everything?
Best advice for me is to get the appropriate support and advice, whether that's from your professional business network or professionally outsourced or service, in my line of work, I'm advising day-to-day on strategic planning.
So thinking it forward but also reactionary.
So it might just be as simple as managing those day-to-day.
Someone might have been off sick for a lengthy period of time, what do I do about this and how do I manage that?
So it's important to deal with things promptly as well.
Like we mentioned before, putting your head in the sun, like you say, it can create into a bigger issue, which then takes your time, attention, efforts, away from other key elements of running your business and growing it.
So it's really important to seek help where you can and there's a whole wealth of resource out there to tap into it.
Would you say as well that it's about identifying that you are struggling as well?
I think that you tend to, when you're leading from the front, you want to look like you've got everything under control and things, but you almost have to identify that you do need help and that actually being vulnerable, being open, is going to make your business stronger, rather than, as we are saying, ignoring those facts and actually not asking for help.
I'm sure you've had experience of people not asking for help and what that's done for them.
There has been occasions, people have called saying, "Laura, this is becoming so stressful today", it's at the point in which they've come to us to seek that help.
They're on the verge of saying like, "I don't think I can manage this business anymore.
I want to close it.
"Easier to give up.
It's terrible they've gonna that state with it, when actually it's something that in majority of cases had they sought that support earlier, we could have helped guide 'em through and work their way through it.
And it's a learning curve as well.
We advise and support and guide through that and we learn about their business as much as they're learning about what to do because it's a balance.
Obviously, in my role, there's legal obligations obviously that have to be met, but isn't this that pragmatic approach to it?
And there's always a workaround and way through it.
And it's normally quite a lonely existence we have.
So actually to be able to share with someone who can give you actual advice and solutions, that's unheard of.
Dr.Rebecca, if a business owner is struggling with their mental health.
So they've gonna that point that they've realised.
What can they do to find support?
There's lots of support available.
So, I would urge people, just if they're concerned, please lean in.
I think there are free resources that it's important people are aware of.
So we have our Mental Health Hub, it's available online, it's got so much content and resources and sources of support available that people can research in their own time.
We've also partnered with a really interesting social media mental health organisation called Jack.
And their entire aim is to increase availability to expert-led information.
So they have partnered with world-leading experts, doctors and people who have lived experience of mental health issues, like Alistair Campbell for example, who are able to provide information about mental health, answer questions.
And it's all completely free.
Amazing.
I think for those Bupa customers, there's also some additional resources available.
So we have direct access, which is the ability to call to speak to a trained practitioner.
And if you meet certain criteria, obviously if it's co covered by policy, then actually you can be booked in directly to see a mental health practitioner.
We also have Silver Cloud, which I briefly mentioned earlier, which is an online portal which has courses and support and access to therapies like CBT.
And then finally we have Growth Plus, which is a really interesting and exciting new proposition, which is a specific wellbeing service just for small business owners.
And it's a single number that you can call to speak to a trained professional who particularly understands the challenges of being a small business owner.
And that provides you also with access to our 24/7 Anytime HealthLine, our Mental Health Family Line and also to menopause support, which is, of course, an increasing issue in the workplace.
God, that is actually amazing, Rebecca, it's so great that there is one phone number to access that range of specialists.
That's just, yes, incredible.
If business owners also wanted HR support, what can they do, Laura?
So as an additional elements of the Growth Plus offering business owners have access to free HR support, so telephone, email advice.
And there's also a workplace wellbeing resource kit.
So there's a range of templates, helpful guides to help SMEs through the whole employee life cycle really and supplemented by that live and bespoke advice and support as well.
It's amazing because that is definitely, when I talk to small businesses where they worry about employing someone, is it that responsibility and the letters and what should I do next?
So that's just fantastic.
What's the most common topics businesses want to talk to you about?
Well, off the back really of the Covid pandemic and the challenges we're facing, obviously, with the current economic climate as well.
What we're seeing is businesses trying to be really creative about employee retention and engagement.
So obviously salaries are gonna play an important part to that, but what we're seeing is a real emphasis on flexible working arrangements and we really are seeing companies be just that, very flexible.
It helps with staff engagement and productivity, but what's really important from my side of things is getting the right advice to formalise it where you need to.
So for example, there may be ad hoc casual arrangements in place, but ultimately there is a change to terms and conditions and hopefully they've got that contract of employment in place from the start.
So any amends to that, again, we can guide and support and it's important to formalise that.
And other than that, we are still seeing a lot of businesses struggling to manage staff absence.
We're seeing a whole range of long Covid cases that are continuing and we're feeling our way in terms of managing that, but we can guide the SMEs in managing that absence or indeed succession planning if that needs to take place as well.
It's been such a shift, hasn't there, in the way that we are working and the way employers and employees are engaging with each other.
In my personal experience, I went from all working in the office to becoming a working from home organisation, overnight.
Obviously so many people did that and we've maintained that actually.
We've had to be flexible, but actually again as you said, putting those changes into our terms and conditions and updating people, as long as you have a lot of communication and keep it open and fluid and listen, I think we're heading in such an interesting direction as a workforce.
Dr.Rebecca, if small business owners don't put more focus on looking after their wellbeing, what are the longer term risks?
I think it's important to think about the risks not just to yourself, but to your friends, to your family and to your colleagues as well.
And I tend to think about stress in particular.
Now, you know, stress is a reaction to external pressure and it can be very motivating.
It's incredibly common and it can help us to balance all of the things that we need to balance in our day-to-day lives.
But if stress goes on for too long or you have too much of it, then we do start to see negative consequences.
And certainly long-term stress can lead to profound physical, mental, behavioural burnout.
And I tend to think about the effects of stress as mental, physical, and behavioural.
And mentally it can present not even as a feeling of stress, but difficulty concentrating, problems with your short term memory, headaches.
And actually if that goes on for too long, then we know that increases the risk of serious side effects like an anxiety and depression.
Behaviorally, people might become more irritable, snappy and then long term actually might develop really unhealthy coping mechanisms, including addiction to alcohol.
And then physically, actually it can present as chest pain, body aches, headaches, dizziness, GI symptoms, even sexual problems.
And longer term we know that long term stress leads to a higher risk of high blood pressure, heart disease, chronic back pain.
So these are real effects and I think that that points to the fact that it's really early to identify the It's really important to identify these as early as possible and hopefully with all of the resources that we've discussed, there should be enough in there to arm yourself to try and deal with it by yourself if you want to, but also to feel the support that if you do want to lean in and you need a bit of extra support, then there's a lot out there.
It's absolutely brilliant.
And also the point is, why did we create our small businesses in the first place?
It was to do what we love, it was to play out our dreams of whatever we wanted to build, to build a team.
And actually if you are in that place that you are becoming sick because the stress, we've just got to take that responsibility to call it out.
There's so much support here and get ourselves back on track.
Stop it early and so that we can get back to enjoying it.
And Laura, finally, are there any watchouts for SME owners that they need to know for the year ahead?
Are there any new legislations or any shifts in trends that they should be aware of?
So following Brexit at the end of 2023, we're going to see the revocation of a lot of EU derived legislation unless it's preserved by government.
So we're really watching with a keen eye on that as to what changes.
'Cause inevitably that will be changes to workplace legislation off the back of that.
But in the interim, we touched on flexible working earlier, there's actually been a change in the law to make that.
.
.
Well, proposed change in the law, sorry, to make that easier for people to apply for flexible working, making it a day-one right from when you start employment, shortening the process and the timeframe which an employer has to deal with those requests.
And also reducing the amount of hurdles the employees have to go through.
So you can see the sort of themes of where things are going.
There's also a lot of, in a very positive way, a lot of proposed legislation changes for women in the workplace who are having to take time off perhaps for neonatal care.
There's proposals in place to have some paid time after that and also further protections for pregnant members of staff as well.
So see a bit of a theme there and the legislation that's coming through this year.
So we really must keep up to date with those changes.
Well thank you very much for all of your advice.
So we're nearly at the end of our session, but before we go, let's look at the top takeaways from our experts here.
Poor wellbeing poses a threat to both the resilience of the employees and the business itself and obviously the actual opportunity that it could go after.
The wellbeing of the business owner, the founder, that battery at the helm, is critical to the growth and success of the business.
Something I think we tend to forget.
And by getting help, business owners can increase the chances of their business succeeding as it eases the burden of trying to do all of it themselves.
What they've gonna do though is just recognise it and ask for help.
So thank you Laura and thank you Rebecca for such a thought-provoking conversation.
Next up we'll be moving on to the second part of our session, which I'm really excited about.
But before we do that, we'd like to ask you a quick poll.
Are you worried about the impact of the cost of living crisis on your small businesses?
We are now moving on to the second part of today's session.
We'll be asking two small business owners about their experience of running a business and how they look after their own wellbeing to be resilient for their team and their business.
Welcome Shari.
Welcome Andy.
Please could you start by introducing yourselves and telling us briefly about your business and roles.
My name's Andy Wilkinson and I'm founder and managing partner of OWB Creative.
We are a full service marketing agency based in Birmingham.
My role is predominantly around creative strategy and business development and looking after really the overall client direction for the agency.
Hi, I'm Shari Bryan and I'm also co-founder and client services director at OWB.
My role is much more about liaising with the clients and the team, the creative team and production, making sure that projects get delivered on time and also working on more of the admin side of the business.
So that could be anything from HR through to finance and just basically keeping the business going.
Amazing.
How long have you worked together?
23 Years this year.
My goodness.
founded in 2000.
A lifetime.
This is amazing.
So first question Andy, what keeps you awake at night?
Well firstly I think experience has shown me that external factors, I've given up on worrying about those.
When you first start a business, everything seems like a mountain and you worry about so much.
So now I'm focused or I probably am kept awake by two main things, one of which is business development.
Keeping that pipeline of business, the confidence of a call from a client, A good call or a bad call can keep you awake.
And the second thing I think is the overall navigation of our staff thinking about our business.
And one of the interesting things is having got through, as a small business, through Covid and realising that we can adapt, we can be a virtual business, we can be a hybrid business, I think it shows you that once you get through that you really can get through anything.
It's unbelievable, even for entrepreneurs, I think this time has shown us truly what we can do.
It was a very scary period of time and even us entrepreneurs was probably shocked by how versatile and chameleon-like that we could be.
Shari, do you think you put your own wellbeing first?
You know, it's a big question here.
And for those who are busy running a company, we tend to go on the bottom of the list, don't we?
Yeah, so I think I've got a lot better at it over the years.
I think anyone who has their own business will know, especially when you start out, it's all consuming.
You feel that you have to go that extra mile, you can't afford to let anybody down.
And when you're small and you don't have the resources of other people to support you, you're doing everything yourself.
So you are responsible for every role in a business.
As you get a little bit older, a little bit wiser, and hopefully your business grows and you bring on more people and you can bring in other resources to support you, of course you can take back a little bit more of your own time, but there's always still times when you are on your email, you're answering calls in the evening and at weekends.
And I think any business owner understands that and that's never gonna go away.
But that's also the fun of having your own business.
Yeah, and wouldn't you say in recent times, we're gonna talk about our teams, but that actually we do realise it sort of starts with ourselves and potentially with society talking more about wellbeing.
It's actually helped us think, "Oh, that's us too.
"It's not everyone else, it applies to me.
I think I've learned a lot more, I think both of us have as well, is that you can actually sometimes back off a little bit.
You don't have to immediately jump in and deliver when sometimes things just aren't reasonable to do that.
You can take the time to sit back and say, "Actually we need to think about delivering this in a different way because it's not possible.
"But you can do that together as a team and that works very well.
Yeah, absolutely.
Andy, tell me about what a good day looks like versus a bad day for you.
Well, a good day for me is most definitely being out in the agency or out with clients.
I have adopted, adapted to the Zoom world, but I don't particularly like it.
So a great day for me is being up early, walking Rudy, our puppy, being back, getting suited and booted, getting out in front of a client.
Especially if I can get my pens out and do some doodling and some ideas.
And I like getting back into the agency, seeing it really busy.
I love the team being in and ending up with a couple of beers.
That makes a really good day.
That feels like a really strong, powerful day.
Whereas a bad day.
I think two things on a bad day, I think a bad day is always something that's out of your control.
Something that you can't control, you can't impact on that makes a bad day.
I feel a bad day is also if you don't get out for some exercise, to do something to feel the wind in your hair, to get outside.
And also critically as well is getting my ticks in.
I have to have my list and I have to see those red ticks all done, even if I make a few up to know that I've had a really good day.
Otherwise it is a bad day.
Have you ever, I'm not saying I have, written down something you've completed on your list so that you can tick it off?
100%.
Oh yes, definitely.
I mean it's great isn't it?
It's even better.
Even like wake up, have a coffee, tick, tick.
Done.
I've done two things already.
Brilliant.
When you think about that bad day, do you feel that when things are out of your control that you, as you've grown and sort of become wiser, I think we all become wiser as our businesses grow, you are able to take a different viewpoint on these things because I suppose Covid and everything that we went through was completely out of our control.
But do you think that built the muscle up for a lot of small businesses to sort of have a new look on outside elements that can come and rock your world, so to speak?
100%, Holly, I think you suddenly realised that there is so much out of your control that you can only impact on immediate things.
You can only make sure that if it's a client issue or a staff issue, that you are with people, you are supporting them, you are doing as much as you humanly can, but you have to work out that there's nothing you can do, so let its take its course.
Everything will be a bright day tomorrow we will wake up and we can go again.
So, you know, you really do.
And that is age and experience as well of being a business owner.
I would think that doing this, if Covid had hit 22 years ago when we first were in business, we'd probably be in very, very different (indistinct) I think it drew a line in the sand as well for all businesses to say, certainly for us to say, if you can get through that, you can pretty much get through anything.
It's very tough times.
So to have a plan for your business to get through is great.
Amazing.
Yes.
So tell me, how do you recognise the signs that you are struggling?
I mean I actually do enjoy being under pressure.
I think I work better under pressure and when I've got a deadline to work to, that's great.
But I think I would recognise, really when it's too much, I just can't focus.
I suddenly am unable to prioritise.
Everything's become a little bit overwhelming and I think the two of us as well as a business partnership have become very good at recognising that with each other.
You tend to crack on and deliver the bits of your business that you need to.
And then you'll suddenly be aware, almost subconsciously, that the other partner is perhaps struggling a little bit with something.
And it's at times like that we'll just sort of just stop and down tools, talk it through, analyse what the situation is, what do we need to do as a team to get through it.
And invariably we can manage to do that between us.
I think it's interesting you are a duo.
For a lot of people listening to this at the moment, they all be running their own business by themselves.
And I think having that person, it could be friends or maybe family.
It could be someone that you actually employ just to be able to share, "These are the signs of when I'm very stressed" or "Could you ask me how I am?
I don't want to trouble you, but I would love you to ask me in case I need to offload.
"We tend to take on a lot, don't we?
I think that's vitally important, Holly, we've spoken about that many times in how thankful we are that there are two of us to share that problem.
So exactly as you say, friends, family, anybody else who can come in and support you if you are on your own, just so you've got someone to discuss, situations with is really helpful.
Absolutely.
So Andy being your own boss, it has its share of challenges as we know.
What do you find the most stressful?
The most stressful thing about being your own boss are things that are outside of your control.
Things that you can't foresee and they create an immediate pileup on your day and they could be really simple things and they could be an IT issue or a courier issue.
And once those things begin to impact upon you, it creates a real.It creates a real issue, creates a real burden and you have to lead from the front, you have to deliver it.
And one of the other things I think that being hybrid working nowadays almost makes these things slightly worse.
'Cause when you used to all be in an office, you could share that sort of, you know, there's a problem you could get round a table and sort it out.
So actually having people away from offices, I think, makes things sometimes they magnify what is really probably not a very big problem.
So I think that's one real challenge.
But I'm also passionate as well that about you should look for a business coach or a mentor, someone.
Reach out to your network to find someone that you can help.
Probably may might be older than you in a different industry, but they can help really make some of those challenges feel a lot easier, can help you guide, navigate, your way around things that you might find very difficult.
But actually somebody else, someone a little bit wiser has been there, they've seen it and they can show you a really good route map around it.
Yeah, completely.
And I think that the, again, it's this sharing isn't it?
It's actually I think a lot of us believe that we were meant to maybe swallow a business book at a young age and that us business owners, we know everything.
And actually I think the whole point is, things do change and they change all the time and our job is to assess it and to try and work around it.
And we have teams that we need to lead and that can be, though, very difficult because sometimes we actually don't know what we're doing, we're making it up as we go along but have to seem like we absolutely have it completely under control.
So that's the trickery pokery that we're doing here.
So how do you support your team's mental wellbeing?
We've talked about your mental wellbeing and having those signals that you can support one another.
But how do you support your team?
Can you notice things that are happening in the teams?
Well I think we've done some quite strategic things to support the team actually.
And picking up on what you said about being able to change and adapt.
During Covid, we took the opportunity to completely uproot the business to a new location.
It was an ideal opportunity that you get possibly never, but certainly only maybe once in a business lifetime, where everybody suddenly out of the blue is working from home.
So we are able to take the whole business, relocate into much nicer premises, even though we're in the centre of a city.
That was a great move for us.
We are very close to green space.
Cafes, bars, restaurants and all those things that are great for people's wellbeing.
And then of course post Covid, that's a great help for us to encourage people to come back in, because I feel, both of us feel, it's really important even in this hybrid world that there has to be some connection, some human connection.
We want people back in the office, we want people to socialise, spend time.
I think you work better when you collaborate, but also wellbeing-wise, when you're able to go and share a beer after work or have a chat or a coffee, whatever that is.
But to speak to other people.
So that was one very important thing that we did.
Bringing people back in, into a really nice welcoming space.
And secondly, having the daily check-in.
So regardless of whether you're in the office or you're working from home, without fail we have a check-in in the morning, is everybody okay?
Does everybody know what they're doing?
And that's not just about, "Are you okay with your work load?
"But you know, are you okay with everything that's going on?
Do you need any other support?
And we do pride ourselves on being very flexible with our team.
We understand with the way things have developed over the last two years, that people's lifestyles are all a bit all over the place and they're having to perhaps be drawn in different directions with family, et cetera.
And we are very flexible to that working day doesn't have to be nine to five.
It can be whatever it needs to be to facilitate people's lives.
And would you say that that's been based on the changes that we've seen in recent years?
Would you have done this?
'Cause I asked myself would I've done this 20 years ago?
Definitely not.
I would've wanted everybody around their tables and things like that and see them and to be with them and to grow.
But have you witnessed, you're in the creative world, have you witnessed creativity with this flexibility, increasing?
I think, just picking up on, I think it has.
I think you miss some of those small moments, the ability to just very quickly get onto a project.
But I think allowing people flexibility in their life, they work at different times.
People have young families.
I mean we were probably working in a Victorian style.
And you'll see that people can still create great work, can collaborate fantastically.
There are fantastic tools out there that help people collaborate.
And so I think you can keep that creativity, keep that but still give that flexibility and help with your guys' wellbeing and help 'em get through these sort of odd times.
So what do you think are the risks of not looking after your wellbeing?
And does it make you and your business less resilient?
100%.
You have to look after your wellbeing, both mentally and physically.
Speaking as a business owner, the buck stops with you.
There is no C-suite, there is no lofty floor above you that can take the heavy lifting, it stops with you.
So you have to be fit physically, you have to be mentally resilient.
It's great having a business partner.
It's amazing having a business partner that you can talk to.
And you have to give your team the tools and the confidence and show that leadership from the front that if they can see you strong, mentally fit, physically fit, they also feel that power coming through and that commitment to them.
And Shari, would you say that that extends to then actually the output of the company?
That actually the healthier the inside, the better the outside so to speak, the better the output?
Oh, definitely.
I think that runs through everything in life, doesn't it?
If you are fit and healthy and you're feeling your wellbeing is topped up, you're in a good state of mind, then all outputs, creative, life, everything is gonna be much more improved.
And it's the same in business.
Yes, exactly.
And tell me, how do you keep yourself resilient when things are really tough?
I think things can be tough and especially this time of year, you know, you get up early in the winter, it's cold, it's miserable and it can be hard, but I find you've got to get on, you just got to get one foot in front of the other and then before you know it, I love getting to the office and seeing the team, getting involved in a project just lifts me.
Just getting involved and talking and discussing plans is great.
And then I think things just take care of themselves then really.
As long as you've got a positive outlook, it really helps.
And within OWB we've got a bit of a mantra where we have a can-do attitude and even if you're not feeling it, that's what you're saying at the back of your mind.
It's a can-do.
And that helps you get through most things And even if you can't do it, someone else in the team, you can talk it through and work out whatever needs to be sorted.
Amazing.
Thank you so much.
Thank you so much for your insights.
That's it from us today.
Thank you to Shari and Andy for being guests on the Bupa Academy for Small Businesses.
And a big thank you to everyone listening.
I hope you found it useful.
See you next time.
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(happy music)
Hi, I'm Piers Linney,
welcome to the Bupa Academy.
What do you think the biggest drivers
of health and wellbeing are of absence in the UK?
What we've found actually
from 58,000 health assessments is that a huge,
eight out of 10 employees,
suffer from a musculoskeletal condition.
Over half of the people within the MSK condition
will report that it affects their ability to work.
Almost half of those people will also report
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when they are at work.
Why is it so important for small businesses
to think about proactively managing this?
It's about managing risk.
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It's the legal risk,
because the law protects people with disabilities.
It's about the reputational risk,
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that business that can't hire its staff
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they don't look after their people."
And of course, it's your financial risk.
So do you think that providing this kind of support,
especially for MSK,
has that made a difference for the team,
especially post-COVID?
Lots of team members come board
and say, "I've used it this year, it was really helpful."
And we can obviously see on the account that people
have claimed.
The cash plan side,
supporting that those bigger claims
then also enables acupuncture,
and physio, and I know that's been used a lot.
In 2017, it was estimated
that 2.58 billion pounds was lost a business
through absence because of MSK, which is huge.
And that's expected to rise
to around three and a half billion in 2030.
So, this is a major issue for business.
(upbeat music)
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Using our plan will help keep your team and your business powering ahead.
Keeping your edge to stay ahead?
SME businesses are the backbone of the UK economy. Adapting to the challenges of new ways of working and attracting and retaining talent is a testing environment.
But there are great opportunities for teams who are resilient, innovative and well supported. Our plan can help you keep pace and create a stronger business.
Next steps
If you'd like to find out more or get a quote, get in touch today.
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Request a callbackBupa health insurance, dental insurance and cash plan is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.