Promotion terms and conditions

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited.
2. Subject to the terms and conditions set out below, eligible clients will receive free access to a Bupa Cash Plan BWHE Key Individual Plus Level 1 (the “Cash Plan”) in the first year of cover (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”). The Offer cannot be used against any other Bupa product or service.
3. The Offer is available for:
• UK based small or medium sized corporate entities (including, for example, companies, partnerships, and associations) covering between 2 and 249 employees inclusive (“SMEs”);
• new and switching SMEs who:
• obtain a quote for a Select Policy between 1 June 2025 and 31 July 2025 inclusive. Quotes are valid for 28 days; and
• . purchase a new Select Policy directly from Bupa which must start between 1 June 2025 and 31 July 2025 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply
4. The Offer is not available for the following:
• SME clients who purchase their Select Policy through an intermediary; or
• existing Bupa clients who hold a policy for any Bupa product or service;
5. All employees (i.e. main members) and up to 4 child dependants who are covered from the Select Policy start date will be eligible to access the Cash Plan during the first year of cover if they continue to be covered by the Select Policy. The following will not be eligible:
• partner dependants of employees;
• main members and their child dependants that join after the Select Policy start date;
• main members that leave their employment; or
• main members and/or their child dependants that are no longer covered by the Select Policy for any reason.
6. The Offer will not be applied in subsequent policy years. After the first year of cover, continued access to the Cash Plan for Members of the Select Policy must be requested at renewal and any applicable fees and charges must be paid.
7. When calculating renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising cost of healthcare and Insurance Premium Tax, which will be factored into each year’s renewal subscription.
8. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion and Bupa’s decision regarding any aspect of this promotion is final.
9. Bupa reserves the right to cancel, suspend, amend, or withdraw the Offer at any point without prior notice.
10. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
11. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
12. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages, or any other losses whatsoever under or in connection with the operation of the Offer.
13. These terms & conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.