Bupa health insurance
Healthcare that’s there for you when you need it the most
Private health insurance that suits you
From diagnosis to treatment, our health insurance options are designed to suit your health and wellbeing needs. We aim to give you fast access to treatment and the specialist support you need.
You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun.
Or call us on 0808 115 3602^
What type of health insurance are you looking for?
Health insurance for me
Couples health insurance
Family health insurance
Choose the right cover for you
We have two different types of health insurance cover to choose from: Comprehensive health insurance, or Treatment and Care health insurance. You can use our comparison table to see what is and isn’t covered, and find a health insurance policy that suits you.
Our health insurance benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs, and you can expect all of this and more:
See a GP without going anywhere
Most Bupa cover includes Bupa Blua Health, or another digital GP service‡. This means you can talk to a GP within 24 hours - day or night. Book a video or phone call from home, work or wherever. And if you’re happy to pay for a private prescription, you can pay to have it delivered to your door.
Come to us direct, without waiting to see a GP
If you have symptoms related to cancer, mental health or muscles, bones and joints, you can use Direct Access.‡‡ We’ll check your symptoms over the phone and give you clear advice on what to do next. We may be able to refer you to a specialist on the call.
Access to breakthrough cancer drugs
Our Full Cancer Cover††† provides access to eligible UK licenced drugs or treatment often before they’re approved by National Institute for Care and Health Excellence (NICE) and available on the NHS (as long as they are evidence-based).††
Whatever the mental health condition, we’ll be there
We believe emotional wellbeing is as important as physical health. That’s why we cover more mental health conditions than any other leading UK insurer.†
Rewards from brands you know and love
Fitness, nutrition, relaxation, getting outdoors. Whatever works for your wellbeing, we want to save you money on it.
Nurses ready to help, every hour of the day
Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.
Get a health insurance quote with us now
Our health insurance is designed to suit you. You can get a personalised quote by chatting to us and answering a few questions about you and your health and lifestyle.
Get a quote online
We’ll ask you a few questions and you’ll get a personalised quote.
Call us for a quote on
0808 115 3602^
Lines are open Monday to Friday 8am to 8pm. We may record or monitor our calls.
Send us an email
Got a question? Complete this quick form and we’ll get back to you soon.
^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm.
†As of August 2021, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF 1MB)
†† Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.
†††With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover. If you set a maximum benefit limit, either for each policy year or the full length of time that you’re with us, we’ll cover eligible costs until you reach your limit. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).
‡ Customers who live on the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Bupa Blua Health, but can access GP24 provided by HealthHero. Some corporate schemes don't include access to Bupa Blua Health or GP24, so please check your scheme documents or give us a call.
‡‡ Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
Bupa Blua Health is provided by Bupa Insurance Services Limited, registered in England and Wales with number 3829851. Digital GP services are powered by eMed Healthcare UK Limited, registered in England and Wales with number 15086104, Registered Office: 184-192 Drummond Street, London, England, NW1 3HP.
Bupa Anytime HealthLine and Bupa Blua Health are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at bupa.co.uk/rewards#terms
Please be aware that information you send to this email address may not be secure unless you send us your email through Egress. For more information and to sign up for a free Egress account, go to https://switch.egress.com. You will not be charged for sending secure emails to a Bupa email address using the Egress service.
Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London EC2R 7HJ.