Families save 10% on Bupa health insurance
We value families at Bupa, which is why you’ll pay 10% less on your health insurance when compared to buying individual policies for each member of your family.
Terms and conditions apply, see below for details.

Family health insurance

What is family health insurance?

Family health insurance covers the costs of private healthcare for your family, from diagnosis to medical treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your family health insurance policy has begun.

Our family health insurance benefits

Think about what you’d like out of your family health insurance policy. We understand every family has different needs, so whether it’s fast access to treatment for your children, or 24/7 health advice, our family health insurance has it covered.

Instead of having to take out more expensive individual policies for you and your dependents (your husband, wife, or children), Our family health insurance allows you to cover multiple family members under one discounted policy. You can choose to pay for your family’s health cover either in monthly or annual instalments.

Health insurance costs vary from person to person. We calculate your policy’s cost based on several factors, including:

  • The price of healthcare
  • Your age
  • Where you live
  • Your level of cover, e.g. comprehensive health insurance costs more than treatment and care insurance
  • The amount of excess you choose

For an accurate quote, you can either call us on 0808 271 4873 or get a quote online.

You can only add dependents to family health insurance policies. This means that any members on your family health insurance policy cannot be anyone other than your partner and/or your children. The members covered on your family insurance policy don’t have to all live at the same address – for example, your child could be a student at university.

If you don't have children but would like to have a joint health insurance policy together, take a look at our couples health insurance.

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What's next?

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Terms and conditions

Families save 10% with Bupa:

10% saving applies to family cover which includes one adult or more and one or more children. The savings apply to family cover with children on their policy compared to the price of individual cover for each family member. Savings only apply to Bupa By You core insurance. We reserve the right to amend or withdraw our family rate at renewal.

As of August 2021, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.

See PDF How we compare: Individuals (PDF 0.2MB)

‡‡ We offer Full Cancer Cover or NHS Cancer Cover Plus in which the radiotherapy, chemotherapy and surgical operations are covered provided that this treatment is not available to you on your local NHS.

Bupa Anytime HealthLine, Bupa Family Mental HealthLine, Digital GP and Everyday Rewards by Bupa are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD.

Bupa Anytime HealthLine is provided by Bupa Occupational Health Limited. Registered in England and Wales No. 631336. Registered office: 1 Angel Court, London EC2R 7HJ

Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at

Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.