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Families save 10% on Bupa health insurance
We value families at Bupa, which is why you’ll pay 10% less on your health insurance when compared to buying individual policies for each member of your family.
Terms and conditions apply, see below for details.

Family health insurance

What is family health insurance?

Family health insurance covers the costs of private healthcare for your family, from diagnosis to medical treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your family health insurance policy has begun.

Our family health insurance benefits

Think about what you’d like out of your family health insurance policy. We understand every family has different needs, so whether it’s fast access to treatment for your children, or 24/7 health advice, our family health insurance has it covered.

Instead of having to take out more expensive individual policies for you and your dependents (your husband, wife, or children), Our family health insurance allows you to cover multiple family members under one discounted policy. You can choose to pay for your family’s health cover either in monthly or annual instalments.

Health insurance costs vary from person to person. We calculate your policy’s cost based on several factors, including:

  • The price of healthcare
  • Your age
  • Where you live
  • Your level of cover, e.g. comprehensive health insurance costs more than treatment and care insurance
  • The amount of excess you choose
  • Your medical history

For an accurate quote, you can either call us on 0808 271 4873 or get a quote online.

You can only add dependants to family health insurance policies. This means that any members on your family health insurance policy cannot be anyone other than your spouse and/or your children. The members covered on your family insurance policy don’t have to all live at the same address – for example, your child could be a student at university.

If you’re not married to your partner but would like to have a joint health insurance policy together, take a look at our couples health insurance.

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What's next?

^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.

Terms and conditions

Families save 10% with Bupa:

10% saving applies to family cover which includes one adult or more and one or more children. The savings apply to family cover with children on their policy compared to the price of individual cover for each family member. Savings only apply to Bupa By You core insurance. We reserve the right to amend or withdraw our family rate at renewal.

‡‡ We offer Full Cancer Cover or NHS Cancer Cover Plus in which the radiotherapy, chemotherapy and surgical operations are covered provided that this treatment is not available to you on your local NHS.

††Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. Always call us first to check your eligibility.

Customers who live in the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Digital GP provided by Babylon, but can access GP24, provided by HealthHero. Some corporate schemes don't include access to Digital GP or GP24, please check your scheme documents or give us a call.

Bupa Anytime HealthLine, Bupa Mental HealthLine, Digital GP and Everyday Rewards by Bupa are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD.

Bupa Anytime HealthLine is provided by Bupa Occupational Health Limited. Registered in England and Wales No. 631336. Registered office: 1 Angel Court, London EC2R 7HJ

Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at bupa-rewards.bupa.co.uk/terms-conditions

Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit:bupa.co.uk/privacy

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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