What is couples' health insurance?
Couples’ health insurance covers both you and your partner under one policy. You’ll get fast access to treatment and around-the-clock support but could save 5% compared to buying cover separately.
Choose between Comprehensive or Treatment and Care health insurance. Then add yourself and your partner to a single policy.
You’ll pay a monthly fee for your health insurance. Or you can pay all in one go, once a year. This will cover all or some of the cost of any treatment that you or your partner need, as long as the treatment is covered by your policy.
Choose the right cover for you
We have two health insurance policies to choose from. You can choose either Comprehensive health insurance, or Treatment and Care health insurance.
Check our comparison table to see what is and isn’t covered on each policy.
Couples’ health insurance
includes these Bupa benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs. You can expect all of this and more:
Come to us direct, without waiting to see a GP
If you’re worried about cancer, mental health or muscles, bones and joints, you can call our Direct Access team. We’ll check that your symptoms are covered and give you clear advice on what to do next. We could refer you to a specialist on the call. Or, if you do need to see a GP, we’ll let you know.
See a GP without going anywhere
Most Bupa cover includes Bupa Blua Health, or another digital GP service‡. This means you can talk to a GP within 24 hours - day or night. Book a video or phone call from home, work or wherever. And if you're happy to pay for a private prescription, you can pay to have it delivered to your door.
Whatever the mental health condition, we’ll be there.
Your emotional wellbeing is as important as your physical health. That’s why we cover more mental health conditions than any other leading UK insurer.†
Nurses ready to help, every hour of the day
Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.
Access to breakthrough cancer drugs
Our cancer cover can offer some cancer drugs and treatments before they’re available on the NHS. Helping you get the medicines you need, faster. Any drugs or treatments will need to be evidence-based and covered by your policy.
Rewards from brands you know and love
Fitness, nutrition, relaxation, getting outdoors. Whatever works for you and your partner’s wellbeing, we want to save you money on it.
Learn more about health insurance
Get a better understanding of how our cover can help you and your partner.
Getting insurance when you’re self-employed
We’ve put together some FAQs about health insurance when you’re self-employed.
Will I need an excess on my policy?
Health insurance policies often include an excess. See our guide to understanding how excess works.
In-patient and out-patient cover
Find out what terms like in-patient and out-patient cover mean.
Private health insurance exclusions
Before you take out health insurance, check what is and isn’t covered.
Get a quote now
Our health insurance is designed to suit you. You can get a personalised quote by chatting to us and answering questions about you and your partner’s lifestyle.
Call us for a quote on
0808 250 7825
We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm.
If you and your partner both live at the same address, you can be covered under a joint couples health insurance policy.
Couples health insurance can cover you and your partner under one policy. You could save 5% compared to buying two separate policies. We may remove or change this offer when you renew.
The cost of couples’ health insurance varies depending on several factors. These include, where you live, your ages, your health, and how much excess you choose to pay. We use this information work out your price. To find out how much your policy might cost, you can get a quote online or call us on 0808 115 3157. Lines are open 8am to 6pm Monday to Friday.
† As of September 2023, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF 0.1MB)
‡Customers who live on the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Bupa Blua Health, but can access GP24 provided by HealthHero. Some corporate schemes don't include access to Bupa Blua Health or GP24, so please check your scheme documents or give us a call.
Bupa Anytime HealthLine, Bupa Blua Health and Rewards by Bupa are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa Blua Health is provided by Bupa Insurance Services Limited, registered in England and Wales with number 3829851. Digital GP services are powered by Babylon Healthcare Services Limited, registered in England and Wales with number 09229684, registered office: 1 Knightsbridge Green, London SW1X 7QA.
Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ. Terms and conditions can be found at bupa.co.uk/rewards
Bupa Investments Limited will use your information for the purposes of the administration of Rewards by Bupa. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
