What is couples' health insurance?
Couples’ health insurance can cover you and your partner under one policy, giving you fast access to specialist treatment and around-the-clock advice and support. You will pay a monthly subscription that covers the cost of any treatment either of you need, for conditions that develop after your policy has begun.
Get a quote
Need help understanding the cover that’s right for you?
Call us on 01134950976^
Access to breakthrough cancer drugs and treatment.
Fast access to treatment.
Healthcare that rewards you and your partner.
24/7 health advice. Anytime.
Our couples health insurance cover options
Our private health insurance puts you and your partner in control with the choice of two products that you can adapt to suit your needs.
Comprehensive health insurance
Covers private diagnosis and treatment
This is our highest level of health insurance cover that offers private diagnosis, treatment and aftercare for all your eligible medical needs.
Treatment and care health insurance
Covers private treatment only
This cover option is for people who are happy to be diagnosed by the NHS but would like to receive treatment privately.
Call to find out more on 0808 256 9436^
Our health insurance benefits
Our couples’ health insurance cover can be adapted to suit you and your partner’s needs, and you can expect all of this and more:
We cover more mental health conditions than any other leading UK Insurer††
We’re committed to helping people improve their mental health, which is why we cover more mental health issues than any other leading UK insurer ††. We’ve also created a mental health hub which has lots of useful information about mental health and wellbeing. Anyone can use it, even if you don’t have health insurance with us.
Access to breakthrough cancer drugs.
If you or your partner are diagnosed with cancer, we’ll support you at every stage of your journey for as long as you have Bupa health insurance‡. You’ll also have access to eligible breakthrough cancer drugs and treatments, often before they are available on the NHS or approved by NICE (as long as they’re evidence-based††).
See a GP within 24 hours from the comfort of your own home
Imagine if seeing a GP was as easy as checking your bank balance. Or buying a coffee. With our new Digital GP in partnership with Babylon, it is. The app gives you and your partner 24/7 access to GPs with a simple tap of your phone. Just download the app and book a live video consultation at a time to suit you – wherever you are, whatever you want to talk about.
Get the help you need faster.
We’re here to help you and your partner deal with health issues big and small, sooner rather than later. That’s why you can call us directly for advice and treatment for muscle, bone or joint problems, mental health or cancer from the moment you need it - usually without the need to see a GP first. Rest assured we’re here to provide advice and support whenever you need it‡‡.
24/7 health advice. Anytime.
Health insurance isn’t just there for the big things, and it’s often those small niggles that can cause you to worry. That’s where our Anytime HealthLine comes in, with access to around-the-clock health advice from a trained nurse whenever you or your partner need it.
Healthcare that rewards you.
Our rewards programme gives you and your partner access to exclusive offers and discounts with some of the UK’s leading brands, keeping you happy as well as healthy.
Providing you and your partner both live at the same address, you can be covered under a joint couple health insurance policy.
If you live separately, our family private health insurance can give you a discounted couple price, when compared to buying two individual policies†.
Bupa’s couple health insurance gives a 5% saving in the first year, when compared to the combined price of two individual policies.
The cost of couple health insurance varies depending on several factors, including where you live, your ages, your health and how much excess you choose to pay. We use these factors to calculate pricing in accordance with the current cost of healthcare. To get a quote, you can either call us on 0808 115 3157 or fill in your details online.
Learn more about private health insurance
Our useful guides are here to help you understand the fundamentals of health insurance.
Getting health insurance when you’re self-employed
If you’re self-employed you may be considering health insurance to help give you peace of mind for your business.
Will I need an excess on my health insurance policy?
Health insurance policies can often include an excess. This is fairly standard with most insurance policies, but it’s worth understanding the impact excess can have on your cover.
In-patient vs. out-patient cover
When you’re looking at health insurance policies you may come across terms like in-patient and out-patient cover and not fully understand what these include.
Private health insurance exclusions
Before you take out health insurance, it’s important that you have a thorough understanding of what is and isn’t covered.
Call us
01134950976^
^ Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12:30pm. We may record or monitor our calls.

You can find independent information about the quality and cost of private treatment available from doctors and hospitals from the Private Healthcare Information Network: www.phin.org.uk
^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.
† Couples save 5% with Bupa:
Couples save 5% with Bupa: A couple pay 5% less when compared to the combined single premium price. The partner covered must live at the same
address as the main member. Savings only apply to Bupa By You core insurance. We reserve the right to amend or withdraw our couples rate at renewal.
†† As of February 2022, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s Bupa By You, SME Select and Corporate Select health insurance products and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF 1MB)
‡ Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.
‡‡ Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. Always call us first to check your eligibility.
Bupa Anytime HealthLine is not regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.