What is couples' health insurance?
Couples’ health insurance covers both you and your partner under one policy. You’ll get fast access to treatment and around-the-clock support but could save 5% compared to buying cover separately.
Choose between Comprehensive or Treatment and Care health insurance. Then add yourself and your partner to a policy.
You’ll pay a monthly fee for your health insurance. Or you can pay all in one go, once a year. This will cover all or some of the cost of any treatment that you or your partner need, as long as the treatment is covered by your policy.
Choose the right cover for you
We have two health insurance policies to choose from. You can choose either Comprehensive health insurance, or Treatment and Care health insurance.
Check our comparison table to see what is and isn’t covered on each policy.
Couples’ health insurance
includes these Bupa benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs. You can expect all of this and more:
Dental care for all the family
Everyone with our health insurance can have one appointment at a Bupa Dental Care practice every year. This includes children. You'll also get a £300 allowance each towards any restorative treatment you need. This covers things like fillings or crowns.
Fast and convenient access to healthcare
Most Bupa cover includes access to digital healthcare in the My Bupa app. Save time with our digital appointments where you can speak to GPs, nurses, physiotherapists and mental health practitioners face-to-face or virtually.
Whatever the mental health condition, we'll be there
We believe emotional wellbeing is as important as physical health. That's why we cover more mental health conditions than any other leading UK insurer.†
Come to us direct, without waiting to see a GP
If you have Direct Access and are worried about cancer, mental health or muscles, bones and joints, you can call us directly. We'll check that your issue is covered and let you know if you can get treatment without a GP referral. We'll explain your next steps and could even refer you to a specialist on the call.
Access to breakthrough cancer drugs
Our cancer cover can offer some cancer drugs and treatments before they're available on the NHS. Helping you get the medicines you need, faster. Any drugs or treatments will need to be evidence based and covered by your policy.
Nurses ready to help, every hour of the day
Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.
A helping hand with your health
Your wellbeing goes far beyond healthcare. That's why we've created Rewards by Bupa. Designed to offer you exclusive discounts to complete the full picture of health and wellbeing.
Get a quote with us now
Our health insurance is designed to suit you. You can get a personalised quote by answering a few questions about your health and lifestyle.
Learn more about health insurance
Get a better understanding of how our cover can help you and your partner.
Getting insurance when you’re self-employed
We’ve put together some FAQs about health insurance when you’re self-employed.
Will I need an excess on my policy?
Health insurance policies often include an excess. See our guide to understanding how excess works.
Inpatient and outpatient cover
Find out what terms like inpatient and outpatient cover mean.
Private health insurance exclusions
Before you take out health insurance, check what is and isn’t covered.
Get a quote now
Our health insurance is designed to suit you. You can get a personalised quote by chatting to us and answering questions about you and your partner’s lifestyle.
Call us for a quote on
We may record or monitor our phone calls. Lines are open 8am to 8pm Monday to Friday.
If you and your partner both live at the same address, you can be covered under a joint couples health insurance policy.
Couples health insurance can cover you and your partner under one policy. You could save 5% compared to buying two separate policies. We may remove or change this offer when you renew.
The cost of couples’ health insurance varies depending on several factors. These include, where you live, your ages, your health, and how much excess you choose to pay. We use this information to work out your price. To find out how much your policy might cost, you can get a quote online or call us on 0808 115 3157. We may record or monitor our calls. Lines are open 8am to 8pm Monday to Friday.
Our policies don't cover group treatments. Couples therapy counts as a group treatment and so wouldn't be covered by us. We do cover a range of mental health concerns. But you'd need to get treatment separately.
† As of March 2025, this comparison to other products in the market is based on Bupa's and Defaqto's interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF 0.2MB)
Bupa Anytime HealthLine, Rewards by Bupa and Digital GP services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
The My Bupa App is provided by Bupa Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales at 1 Angel Court, London, EC2R 7HJ. Its company number is 3829851. VAT Registration Number: 239731641.
Bupa Digital GP services are provided by Bupa Occupational Health Limited. Registered in England and Wales with registration number 631336. Registered office: 1 Angel Court, London EC2R 7HJ.
Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ. Terms and conditions can be found at bupa.co.uk/ rewards
Bupa Investments Limited will use your information for the purposes of the administration of Rewards by Bupa. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
