Small business health insurance

Because you want reassurance

Looking after your team is looking after your business. Business health insurance is an attractive employment benefit and can help to retain talent.

Our small business health insurance scheme offers companies a variety of healthcare cover options and benefits which aim to suit different budgets, as well as the demands of various types of businesses.

It only takes a few minutes to get a guide price online.

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Defaqto BBY Comprehensive 2019. Five stars

Get a guide price on small business health insurance

Step 1 of 3 - Your details

Fill out your details to get a guide price. You'd be best giving us a call on 0808 271 7248^ if you'd rather get a full quote straight away, are looking to cover more than 50 of your employees or if you're already covered with another provider.

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Our health insurance

Our business health insurance, Select, has three levels of cover to choose from as well as a wide range of benefits for your employees:

Compare our cover

To compare prices between the three different levels of Select health insurance, follow the link to get a guide price.

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary therapies medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health treatment

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Key benefits

Select Key - Our base level

Select Enhanced - 
Extra cover for added reassurance

Select Complete - 
Our highest tier of cover

Access to facilities nationwide

Over 300 partnership facilities

Over 300 partnership facilities

Over 600 partnership facilities

Out-patient cover for consultations, X-rays and diagnostic tests

£1,000 per year

£1,500 per year

Paid in full†

Out-patient complementary therapies medicine treatment

Up to £250 within out-patient benefit limit above Up

Up to out-patient benefit limit above

Paid in full††

Out-patient MRI, CT and PET scans

Paid in full ††

Paid in full††

Paid in full††

Consultant fees and facility charges

Paid in full††

Paid in full††

Paid in full††

Cancer cover

Paid in full‡

Paid in full‡

Paid in full‡

Mental health treatment

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants

Babylon Digital Healthcare

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included)

NHS cash benefit

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment

Excess options

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

£0, £100, £150, £200, £500

Key exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

Ageing , menopause and puberty, AIDS/HIV, Allergies or allergic disorders, Birth control, conception, sexual problems and gender reassignment, Chronic conditions, Cosmetic, reconstructive or weight loss treatmet, Deafness, Dialysis, Eyesight, Pregnancy and childbirth, Screening, monitoring and preventative treatment, Sleep problems and disorders, Speech disorders.
Please refer to the Bupa Membership Guide for our full list of exclusions

†When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant who agrees to charge within Bupa limits (a fee-assured consultant) or a Bupa recognised complementary medicine practitioner.

††When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant.

Q2 Terms and conditions

1. This offer is available to UK registered corporate entities who purchase a new Bupa Select Company PMI policy directly through Bupa for their small or medium sized business (“SME”). The offer only applies to new SME Clients, including those switching from an alternative company health insurance provider, and is not available for existing Bupa SME Clients or available on any other Bupa products or services.
2. The offer is not available to SME Clients purchasing a Bupa Select policy via an intermediary and is only available to SME Clients purchasing a Select Company PMI policy to cover between 2 and 249 employees.
3. This offer is only available for new or switching SME Clients for whom a quote is provided between 1st April 2019 and 31st May 2019 inclusive. Quotes are valid for 28 days and the policy must start between 1st April 2019 and 31st May 2019 inclusive. Bupa’s standard Terms of Business and Bupa Select Policy Terms & Conditions will apply.
4. Eligible SME Clients will receive access to Bupa’s Healthy Minds Employee Assistance Programme (EAP) for up to 12 months, commencing on the SME Client’s policy start date and will be available during this period subject to the Bupa Select Company PMI policy being active. There is no option to upgrade or otherwise change this offer. Please note this offer will not be applied in subsequent years. If you wish to continue to have access to Healthy Minds EAP for your employees after this initial 12 months, you must request this at renewal of your Select Company PMI policy and pay any applicable fees and charges.
5. All employees (including any new joiners) will be eligible to access Healthy Minds EAP during the 12-month period as long as they are covered by your select Company PMI policy. Employees who leave or otherwise stop being covered by the policy will not be eligible to access our Healthy Minds EAP service.
6. Bupa reserves the right to cancel, suspend, amend or withdraw the promotion at any point without prior notice where it becomes necessary to do so.
7. The offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
8. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy
9. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME Client or any of its employees/policy members for any claims, damages or any other losses whatsoever under or in connection with the operation of this promotion.
10. These Terms & Conditions shall be governed by English law and the parties submit to the jurisdiction of the courts of England and Wales.

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