Small business health insurance.
What is small business health insurance?
Small business health insurance is an insurance policy that offers your employees private healthcare. If your team has fewer than 250 employees, our small business health insurance will cover the cost of private healthcare, from diagnosis to treatment. We offer three levels of small business health insurance, so you can find the cover that suits your business needs.
What are the benefits of small business health insurance?
There are great perks to taking out small business health insurance for your team.
- Can reduce absence in the workplace
- Can boost productivity within the team
- Employees’ physical and mental wellbeing is taken care of
- Extensive mental health cover for your team
With our small business health insurance, your team could get even sharper. Even keener. Even more productive. We’ll look out for your employees’ mental and physical wellbeing, so you can focus on what you do best: running your business.
Call us on 0808 256 9436^ or request a call back
What's included in our health insurance cover?
Access up to 600 hospitals in our networks
Cancer cover as standard
Cover for eligible out-patient consultations and treatment
24/7 access to a qualified nurse through Bupa Anytime Healthline
Facility charges for eligible in-patient and day-patient treatment in a Bupa recognised facility within your chosen network are paid in full
Cover for eligible musculoskeletal conditions, to care for your muscles, bones and joints
The most extensive mental health cover as standard‡‡
Access to the Bupa Digital GP app in partnership with Babylon for unlimited GP appointments 24/7 and symptom checker
Our small business health insurance cover options
Bupa Select has three levels of cover to choose from as well as a wide range of benefits for your employees:
Key benefits |
Select Key - Our base level |
Select Enhanced - |
Select Complete - |
|---|---|---|---|
Access to facilities nationwide |
Over 300 partnership facilities |
Over 600 participating facilities |
|
Out-patient cover for consultations, X-rays and diagnostic tests |
£1,000 per year |
£1,500 per year |
Paid in full† |
Out-patient complementary medicine treatment |
Up to £250 within out-patient benefit limit above |
Up to your out-patient benefit limit above |
Paid in full†† |
Out-patient MRI, CT and PET scans |
Paid in full† |
||
Consultant fees and facility charges |
Paid in full† |
||
Cancer cover |
Paid in full†† |
||
Mental health cover |
Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants |
||
Digital GP in partnership with Babylon |
Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included) |
||
NHS cash benefit |
£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment |
||
Excess options |
£0, £100, £150, £200, £500 |
||
Key exclusions |
Our main exclusions are listed below. Please refer to the Bupa Membership Guide for our complete list of exclusions. This will be provided by your Bupa representative. |
||
Key benefits |
Select Key - Our base level |
Select Enhanced - |
Select Complete - |
|---|---|---|---|
Access to facilities nationwide |
Over 300 partnership facilities |
Over 300 partnership facilities |
Over 600 participating facilities |
Out-patient cover for consultations, X-rays and diagnostic tests |
£1,000 per year |
£1,500 per year |
Paid in full† |
Out-patient complementary medicine treatment |
Up to £250 within out-patient benefit limit above |
Up to your out-patient benefit limit above |
Paid in full†† |
Out-patient MRI, CT and PET scans |
Paid in full† |
Paid in full† |
Paid in full† |
Consultant fees and facility charges |
Paid in full† |
Paid in full† |
Paid in full† |
Cancer cover |
Paid in full†† |
Paid in full†† |
Paid in full†† |
Mental health cover |
Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants |
Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants |
Paid in full up to 45 days each year for eligible treatment in recognised facilities with fee-assured consultants |
Digital GP in partnership with Babylon |
Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included) |
Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included) |
Unlimited access to GP consultations 24/7 via phone or video call, clinical triage powered by Babylon artificial intelligence, and private prescription writing (prescription costs not included) |
NHS cash benefit |
£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment |
£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment |
£50 a night for up to 35 nights a year for treatment that would have otherwise been covered for private in-patient treatment |
Excess options |
£0, £100, £150, £200, £500 |
£0, £100, £150, £200, £500 |
£0, £100, £150, £200, £500 |
Key exclusions |
Our main exclusions are listed below. Please refer to the Bupa Membership Guide for our complete list of exclusions. This will be provided by your Bupa representative. |
Our main exclusions are listed below. Please refer to the Bupa Membership Guide for our complete list of exclusions. This will be provided by your Bupa representative. |
Our main exclusions are listed below. Please refer to the Bupa Membership Guide for our complete list of exclusions. This will be provided by your Bupa representative. |
†When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant who agrees to charge within Bupa limits (a fee-assured consultant) or a Bupa recognised complementary medicine practitioner.
††When we say benefits are paid in full – this is for eligible treatment on your core health insurance when you use a healthcare facility within your chosen Bupa network using a Bupa recognised consultant.
Summary of our small business health insurance and business products
Full details of benefits covered, plus standard exclusions
How Bupa helps make winning teams
24/7 access to a GP with the Bupa digital GP app in Partnership with Babylon.
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Your employees can call us first for advice and treatment.
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We’ve got the most extensive mental health cover on the market.
Access to useful health resources with our online wellbeing hub.
Award-winning health insurance
Our health insurance cover is rated '5 Star' by Defaqto. With over 3,500 reviews and an 8 out of 10 TrustScore, we're also rated ‘great’ by our customers on TrustPilot.
Call us
0345 266 8974^
^Lines are open Monday to Friday 8.30am to 6pm. We may record or monitor our calls.
^Lines are open Monday to Friday 8.30am to 6pm. We may record or monitor calls.
Babylon Healthcare Services Limited is a limited company registered in England and Wales No 9229684 (‘Company’). Registered office: 60 Sloane Avenue, London, SW3 3DD.
Digital GP is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa Health Insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
