What is couples' health insurance?

Couples' health insurance can cover you and your partner under one policy, giving you fast access to specialist treatment and around-the-clock advice and support. You can even save 5% on the cost of your policy with couples' health insurance. You will pay a monthly subscription that covers the cost of any treatment either of you need, for conditions that develop after your policy has begun.

Choose the right cover for you

We have two different types of health insurance cover to choose from. You choose between Comprehensive health insurance, or Treatment and Care health insurance.

You can use our comparison table to see what is and isn’t covered, and find which of our health insurance policies is most suited to you.

Comprehensive health insurance

Treatment and Care health insurance

Our couples’ health insurance benefits

Bupa private medical insurance is designed to suit your health and wellbeing needs, and you can expect all of this and more:

Learn more about couples' health insurance

Get a better understanding of our health insurance cover can help you and your partner.

Get a quote with us now

Our health insurance is designed to suit you and you can get a personalised quote by chatting to us. We’ll ask a few questions about you and your partner’s lifestyle and the whole process should only take you a few minutes.

Providing you and your partner both live at the same address, you can be covered under a joint couple health insurance policy.

A new Bupa couples' health insurance policy gives a 5% saving, when compared to the combined price of two individual policies.

The cost of couples' health insurance varies depending on several factors, including where you live, your ages, your health and how much excess you choose to pay. We use these factors to calculate pricing in accordance with the current cost of healthcare. To get a quote, you can either call us on 0808 115 3157^ or fill in your details online.

Currently, Bupa doesn’t offer group treatment like couples' relationship therapy. However, our health insurance includes individual mental health cover.

^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.

‡‡‡Please be aware that information you send to this email address may not be secure unless you send us your email through Egress. For more information and to sign up for a free Egress account, go to You will not be charged for sending secure emails to a Bupa email address using the Egress service.

As of February 2022, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.

See PDF How we compare: Individuals (PDF, 1MB)

‡‡ Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.

†† With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover. If you set a maximum benefit limit, either for each policy year or the full length of time that you’re with us, we’ll cover eligible costs until you reach your limit. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).

††† Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.

Customers who live in the Isle of Man do not have access to Digital GP provided by Babylon but can access GP24 provided by HealthHero. Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD.

Bupa Anytime HealthLine and Digital GP are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

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Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at

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Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.