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Want to keep your cover with us after you leave your current employer?

The good news is you have the option to stay with us on a new, personal policy. Even better, while your cover will be different, we may continue to cover any ongoing or existing conditions if you take out your new policy within three months of your company health insurance ending. This depends on your new policy’s benefits and limitations. Just give us a call and we’ll explain how it works.


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How your Bupa Health Insurance could benefit you

With various options to suit your needs, our cover generally includes all of this and more:

You should usually have a choice of whether to stay enrolled in your company health insurance scheme, but you will need to check the terms before cancelling your existing policy to see when you can leave and whether there will be any penalties for doing so.

You will need to check the terms of your employee contract for the agreed details around your company health insurance, and whether there is a variation clause which would allow your employer to make changes. Any changes should generally follow a fair procedure, giving you enough notice to arrange alternative cover.

Your employee contract should state how long you will be covered under your company health insurance scheme. We may be able to continue your cover under a personal policy if you contact us within three months of leaving your company scheme. Just give us a call on 0808 250 9343 to discuss your options.

^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.

Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.

‡ Applies to eligible cancer drugs and treatment covered by your policy.

††As of May 2019, based on the internally conducted research of the consumer health insurance market. Refers to standard mental health cover when this is included in the selected health cover product.

Bupa Anytime HealthLine and Digital GP are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.