Leaving your company
health insurance scheme?
Call us today on 0808 231 2974^ to discuss your options
Continue your Bupa health insurance cover after leaving your job
If you’re leaving your current employer, you can carry on with our health insurance cover on a new, personal health insurance policy. We may be able to cover any ongoing or existing conditions depending on your new policy’s benefits and limitations. Please call us to take out your new policy within 3 months of your company health insurance ending. Just give us a call and we’ll explain how it works.
What you need to do when you want to keep your health insurance cover after leaving a job:
Step 1.
Speak to us within 3 months of your scheme ending.
That way we can backdate the start of your new policy to the date you left.
Call us on 01134950976^
Step 2.
Answer questions about your medical history.
We’ll ask you questions about your medical history in the last five years to calculate the cost of your new quote.
Step 3.
Pay for your new policy.
You’ll need to pay for your new policy from the date your old policy ended so there’s no break in cover.
We’ll be there when you need us most.
Our cover has different options, but in general you can expect all of this and more:
We cover more mental health conditions than any other leading UK Insurer†
We’re committed to helping people improve their mental health, which is why we cover more mental health issues than any other leading UK insurer †. We’ve also created a mental health hub which has lots of useful information about mental health and wellbeing. Anyone can use it, even if you don't have health insurance with us.
Get the help you need faster.
We’re here to help you deal with health issues big and small, sooner rather than later. That’s why you can call us directly for advice and treatment for muscle, bone or joint problems, mental health or cancer from the moment you need it - usually without the need to see a GP first. And rest assured we have specialists who can provide advice and support whenever you need it††.
Access to breakthrough cancer drugs.
Support every step of the way.
If you’re diagnosed with cancer, we’ll support you at every stage of your journey for as long as you have Bupa health insurance.‡ You’ll also have access to eligible breakthrough cancer drugs and treatments, often before they are available on the NHS or approved by NICE (as long as they re evidence-based†††).
See a GP 24/7 from the comfort of your own home.
Imagine if seeing a GP was as easy as checking your bank balance. Or buying a coffee. With Digital GP provided by Babylon‡‡, it is. The app gives you 24/7 access to GPs with a simple tap of your phone. Just download the app and book a live video consultation at a time to suit you – wherever you are in the UK, whatever you want to talk about.
Everything you need to know about health insurance
Our useful guides are here to help you understand the fundamentals of health insurance.
Getting health insurance when you’re self-employed
If you’re self-employed you may be considering health insurance to help give you peace of mind for your business.
Will I need an excess on my health insurance policy?
Health insurance policies often include an excess. This is fairly standard with most insurance policies, but it’s worth understanding the impact excess can have on your cover.
Inpatient vs. outpatient cover
When you’re looking at health insurance policies you may come across terms like in-patient and out-patient cover and not fully understand what these include.
Private health insurance exclusions
Before you take out health insurance, it’s important that you have a thorough understanding of what is and isn’t covered.
^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm. Please be aware that information you send to this email address may not be secure unless you send us your email through Egress.
For more information and to sign up for a free Egress account, go to https://switch.egress.com. You will not be charged for sending secure emails to a Bupa email address using the Egress service.
†As of August 2021, this comparison to other products in the market is based on Bupa's and Defaqto's interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF, 0.2MB)
†† Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
††† Applies to eligible cancer drugs and treatment covered by your policy.
‡With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover. If you set a maximum benefit limit, either for each policy year or the full length of time that you’re with us, we’ll cover eligible costs until you reach your limit. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).
‡‡Customers who live in the Isle of Man do not have access to Digital GP provided by Babylon but can access GP24 provided by HealthHerol
Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD.
Bupa Anytime HealthLine and Digital GP are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
