When you buy new Bupa By You health insurance before 30 November 2026, you can learn more about your health and get a free health assessment worth £289. For main member only, redeemable after one month of cover. Terms, conditions and eligibility criteria apply.
Why Bupa health insurance?
Cover, care and everything in-between
Life’s smoother when your health is covered
When you join Bupa, it’s much more than caring for your physical, mental and dental health. It’s quick and convenient care for you and the family when you need it most. You can expect:
- Yearly dental check-ups
- Flexible physio
- Fast cancer diagnosis results
- Mental health and wellbeing support
- Hassle-free digital healthcare appointments
- Nurses ready to help, every hour of the day
Bupa health insurance doesn't usually cover medical conditions, including diseases, injuries or symptoms you had before the cover started. These are sometimes known as pre-existing conditions. Our health insurance is designed to cover you for any new issues that appear after your cover has started.
Less waiting, more living
Your health is connected, so we figure healthcare should be too. With Bupa health insurance you and the family get quick answers, the right treatment and less stress.
£300 towards dental care every year
“I found my smile again. That’s why I’m with Bupa.”
Everyone with Bupa health insurance gets one appointment at a Bupa Dental Care practice, every year. Plus, you get a £300 allowance to spend towards any restorative treatment you need, like fillings and crowns.
What else does my annual dental allowance cover?
- Root canal treatment
- Dental X-rays, when clinically needed
- Children’s dentistry
You don’t need to take out a separate dental policy to use your dental allowance. It’s included with all Bupa health insurance policies.
Dental allowance
Save time with digital GP appointments
Worried to relaxed with Blua digital GP
The My Bupa app is how customers access Blua, digital healthcare by Bupa.
Everyone covered can talk to healthcare professionals by video or audio call, day or night, including weekends and bank holidays in My Bupa.
What can I get with Blua digital healthcare?
See a GP by video or audio call
Talk to a mental health specialist
Request a prescription to be sent to the pharmacy
Access a physio without a GP referral
Mental health support
“I can face the crowds again. That’s why I’m with Bupa.”
We cover more mental health conditions than any other leading UK insurer†. We offer a range of support options for children, teenagers and adults and provide ongoing care for conditions including anxiety, depression and addiction.
Mental health supportMental health conditions we cover
- Anxiety and panic disorders
- Moderate and sever depression
- Addiction and substance misues
- Eating disorders including anorexia, bulimia and ARFID
- Obsessive compulsive disorder (OCD)
- Phobias
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Postnatal depression
- Talking therapies and cognitive behavioural therapy (CBT)
We offer a range of mental health support options for children, teenagers and adults with all our health insurance policies. So, if you're not feeling like yourself, you can get the help you need, when you need it.
Families save 10% on cover that helps everyone stay on top of their health
From little ones to grown-ups, get support for your family's health so you can focus on what matters most. And with Bupa Family+, pay for one child under 20 and we'll cover the rest‡.
Feel confident about medicines you take with a Medication Check†
“I found the right prescription for me. That's why I'm with Bupa.”
A Medication Check can help you understand which medicines are more likely to work best for you, what dosage you might need and the likelihood of side effects
- How your body responds to over 100 medicines
See how variations in your genes could affect your body’s response to over 100 wide-ranging medicines. - DNA analysis report
When your sample has been checked, you’ll get a report with a summary of our findings within four to six weeks, which you can share with your GP. - Optional virtual GP appointment
If you'd like to talk through your results, you can book a digital appointment with a Bupa GP who'll be able to explain them in more detail.
† Medication Check is a one-time use benefit. You can only order and take the test once. These tests cannot be used in isolation and medicine choices need to be discussed with a healthcare professional.
More reasons to trust Bupa
Quick cancer care
“That feeling of relief. That’s why I’m with Bupa”.
All our cover options come with the choice to include cancer cover. Our cancer cover includes:
- Access to specialist cancer centres where you could get the all clear within days for breast, bowel, prostate and gynaecological cancers
- Access to breakthrough cancer drugs that might not be available on the NHS. Any drugs or treatments will need to be evidence-based and covered by your policy
- Second opinion services
- Home and palliative care, where needed
Fast, flexible physio
“I was back at run club before I knew it. That’s why I’m with Bupa.”
Most of our health insurance options include access to muscle, bone, and joint specialists. Our physio and musculoskeletal (MSK) cover includes:
- Direct access to musculoskeletal (MSK) specialists without a GP referral
- Face-to-face and digital physiotherapy sessions
- Treatment for back and joint pain
- Sports injury rehabilitation
- Osteopathy and chiropractic care, when added to your plan
- Ongoing care and follow-up sessions as part of a treatment plan
Complete healthcare for you and all the family
Feel secure knowing we’re here for you, your partner and your family.
Help when you need it, where you need it
Day and night health advice
Talk to a qualified nurse first thing in the morning or late at night when you have a health concern with our Anytime HealthLine.
Coast to coast care
Find Bupa-recognised care near you. With over 3,000 clinicians, 62 health clinics and two full service hospitals, we’re here when you need us. Just use our online directory.
Check in on your health and wellbeing, for free
New customers who join Bupa before 30 November 2026 can learn more about their health and wellbeing with a free health assessment worth £289.
Our advisers will check
- Your height, weight and waist measurements
We’ll check your BMI and body fat percentage and explain what your results mean for you. - Your blood sugar and cholesterol levels
We’ll check your glucose level, cholesterol and other blood fats. If you’re diabetic, this can also help you understand how well your diabetes is being managed. - Your mental health
We’ll talk about your current wellbeing, including any stress and anxiety you may be feeling.
Bupa health insurance doesn't usually cover medical conditions, including diseases, injuries or symptoms you had before the cover started. These are sometimes known as pre-existing conditions. Our health insurance is designed to cover you for any new issues that appear after your cover has started.
For main member only, redeemable after one month of cover. Terms, conditions and eligibility criteria apply.Get a health insurance quote now
Our health insurance is tailored to you. Get a personalised quote by answering some questions about your health and lifestyle.
Get a quote online
Answer some questions and you’ll get a personalised quote. Your quote will be valid for 14 days and email to you too.
Get a quote
Call us for a quote
We may record or monitor our phone calls. Lines are open Monday to Friday 8am to 8pm.
Call us on 0800 600 500
Health insurance you can feel confident in
Our awards recognise the quality of care and support you can expect from us when you need it most.
Bupa’s Blua digital GP service is available Monday to Friday 6am to 10pm, weekend and Bank Holidays 8am to 10pm via the My Bupa app.
You can speak to a GP by video or audio call, request prescriptions and get a fit note without needing to see a GP in-person.
Fit notes may not be valid for Universal Credit or other benefits, or for statutory sick pay purposes. You’ll probably need to see your NHS GP for that, so please check with your employer.
No, you don’t need a GP referral to see a physio or musculoskeletal (MSK) specialist.
Whether you use an in-person or virtual GP service, a referral is not needed.
Direct access means you can get treatment sooner.
The Anytime HealthLine a nurse-led helpline included with all Bupa health insurance policies at no extra cost.
You can call 24 hours a day, 7 days a week to speak with a qualified nurse. They can give you advice on symptoms, medications and help you decide if you need urgent care.
Yes, you can get a Bupa health insurance for your family.
Bupa offers health insurance for individuals, couples and families. Children can be added to a family policy and benefit from the same cover, including:
- An annual dental allowance
- Digital GP access
- Mental health support
Get a personalised family quote
† As of September 2026, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s Bupa By You, SME Select and Corporate Select health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF 1MB)
Bupa Digital GP services and the My Bupa App services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 38 29851. Registered office: 1 Angel Court, London, EC2R 7HJ.
The My Bupa App is provided by Bupa Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales at 1 Angel Court, London, EC2R 7HJ. Its company number is 3829851. VAT Registration Number: 239731641.
Bupa Digital GP services are provided by Bupa Occupational Health Limited. Registered in England and Wales with registration number 631336. Registered office: 1 Angel Court, London EC2R 7HJ. Bupa Digital GP services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Last reviewed: 8 October 2026
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