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Health insurance, often referred to as private medical insurance, gives you access to private healthcare for conditions that are covered by your policy and develop after your policy starts. One of the main benefits of health insurance is the speed of access to medical treatment.

Whether it’s getting the help you need faster, or for cancer care that helps get you there, we’re proud to give you nothing less than health expertise.

With Bupa, you’ll be covered for acute conditions (disease, illness or injury that are likely to respond quickly to treatment) that begin after your policy starts (pre-existing conditions may not be covered). The environment you’ll be treated in will vary depending on where you’re located and the type of treatment you need. You could be treated in a private hospital, health centre or private section of an NHS hospital.

There are general exclusions which are not covered as standard within our health insurance policies, for example the long-term treatment and monitoring of chronic conditions or cosmetic surgery.

We’ll also need to know about any pre-existing conditions or symptoms you may have. Pre-existing conditions won’t affect the cost of your policy, but they may affect what your policy will cover you for.

Details of the full list of exclusions can be found in the Bupa By You policy benefits and terms (PDF, 0.9MB).

Our health insurance benefits

Whether it’s getting the help you need faster, or for cancer care that helps get there, we’re proud to give you nothing less than health expertise.

Ways to get in touch….

Any onward referrals for consultations, tests or treatment are subject to the benefits and exclusions of your cover. For example, if your cover excludes conditions you had before your cover started, we may ask for further information from your GP. Please check your guide and certificate for further details or contact us to check your eligibility.

††As of March 2024, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s Bupa By You, SME Select and Corporate Select health insurance products and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.

See PDF How we compare (PDF 0.1MB)

Bupa Anytime HealthLine, Bupa Blua Health and Everyday Rewards by Bupa are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa Blua Health is provided by Bupa Insurance Services Limited, registered in England and Wales with number 3829851. Digital GP services are powered by Babylon Healthcare Services Limited, registered in England and Wales with number 09229684, registered office: 1 Knightsbridge Green, London SW1X 7QA.

Bupa Anytime HealthLine is provided by Bupa Occupational Health Limited. Registered in England and Wales No. 631336. Registered office: 1 Angel Court, London EC2R 7HJ.

Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London, EC2R 7HJ. Terms and conditions can be found at bupa.co.uk/rewards.

Bupa won't share your personal data with third party providers. Any personal data you share directly with a provider will be governed by their privacy policy. You can find out how Bupa processes your personal data in our privacy policy.

Bupa health insurance is provided by Bupa Insurance Limited. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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