Health insurance with dental allowance
Our private health insurance comes with a dental allowance.
Dental care for all the family
Our health insurance comes with one Bupa Dental Care appointment every year, for everyone on your policy.
We’ll also give everyone who’s covered a £300 allowance each towards restorative treatments. That’s things like fillings, crowns, or bridges.
Why Bupa health insurance?
Seen, treated, cared for. That’s why our
customers are with Bupa.
Your health is connected, so we figure healthcare should be too. With Bupa health insurance, you and the family get quick answers, the right treatment and less stress. You can also expect:
- Yearly dental check-ups
- Flexible physio
- Fast cancer diagnosis results
- Mental health and wellbeing support
- Hassle-free digital healthcare appointments
- Nurses ready to help, every hour of the day
Bupa health insurance doesn't usually cover medical conditions, including diseases, injuries or symptoms you had before the cover started. These are sometimes known as pre-existing conditions. Our health insurance is designed to cover you for any new issues that appear after your cover has started.
Your dental appointment will be fully covered by your policy. This includes any X-rays you may need during the appointment.
Included in the appointment:
- Examination of your mouth, teeth, gums, cheeks, and tongue.
- Chat about any problems or pain you’ve had since your last check-up.
- Advice on things you can do to improve your oral health. For example, advice about diet and how to brush.
- If needed, X-rays of your mouth.
- Checks for signs of mouth cancer or other diseases.
- Advice about your next steps. Your dentist will let you know if you need further treatment.
What’s not covered?
Not covered by the dental allowance:
- Any treatment by a non-Bupa dental professional
- Cosmetic treatment
These are treatments you choose to have but that you do not need for medical reasons. For example teeth whitening. - Dental injuries from contact sport
These are injuries to your teeth or gums from playing contact sport, such as rugby or boxing. - Routine hygienist appointments
We may cover treatment by a hygienist if it is part of your restorative treatment plan. But preventative dental care, like routine cleaning, is not covered.
For a full list of treatments that aren’t covered, see our terms and conditions.
Speak to our team
New customers
Call 0800 600 500
Monday to Friday 8am to 8pm.
Existing customers
Call 0345 609 0111
Monday to Friday 8am to 8pm,
Saturday 8am to 4pm
We may record or monitor our phone calls.
Contact us form
If you’re not already a Bupa customer and you have a question, complete our contact us form.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
Bupa Dental Care is a trading name of Oasis Dental Care Limited. Registered in England and Wales No: 00478127. Registered office: Bupa Dental Care, Vantage Office Park, Old Gloucester Road, Hambrook, Bristol, United Kingdom BS16 1GW.
Last reviewed: 09 September 2025
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