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Save 10% on Bupa By You health insurance for British Veterinary Association members

To claim your discount please call us on 0808 258 3945.^ Let us know you’re a BVA member so we can apply your discount.

Applies to eligible BVA members on quotes for new Bupa By You policies. Discounts will be reviewed on 1 May 2024 and any changes will then apply to renewals and new quotes taken out after that date. Quotes are valid for 14 days. Terms and conditions apply. BVA members with existing Bupa Care policies can call Bupa for more information about the new Bupa By You product.


Health insurance is often referred to as private medical insurance. It gives you access to private healthcare for conditions that:

  • are covered by your policy
  • and develop after your policy starts

One of the main benefits of health insurance is fast access to medical treatment.



Bupa health insurance covers you for acute conditions. This means disease, illness or injury that are likely to respond quickly to treatment. The policy covers you for acute conditions that begin after your policy starts. Pre-existing conditions may not be covered.

Where you have treatment will vary depending on where you live and the type of treatment you need. This could be in a private hospital, health centre or private section of an NHS hospital.



There are general exclusions which are not covered as standard within our health insurance policies. For example the long-term treatment and monitoring of chronic conditions or cosmetic surgery.

We’ll also need to know about any pre-existing conditions or symptoms you may have. Pre-existing conditions won’t affect the cost of your policy. However, they may affect what your policy will cover you for.

Details of the full list of exclusions can are in the Bupa By You Policy Guide (PDF, 0.5MB).


Our health insurance benefits

From healthcare round the clock, to access to cutting edge care, we're proud to give you nothing less than health expertise.

Healthy reads

Looking for more health information? Discover the latest articles from our experts on Healthy Me.

^ Lines are open between 8am and 8pm Monday to Friday. We may record or monitor our calls.

Customers who live on the Isle of Man do not have access to Bupa Blua Health, but can access GP24 provided by HealthHero. Some corporate schemes don t include access to Bupa Blua Health or GP24, so please check your scheme documents or give us a call.

As of September 2023, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare (PDF 0.1MB)

†† With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).

‡‡ Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.

††† Any onward referrals for consultations, tests or treatment are subject to the benefits and exclusions of your cover. For example, if your cover excludes conditions you had before your cover started, we may ask for further information from your GP. Please check your guide and certificate for further details or contact us to check your eligibility.

Bupa Blua Health is provided by Bupa Insurance Services Limited, registered in England and Wales with number 3829851. Digital GP services are powered by eMed Healthcare UK Limited, registered in England and Wales with number 15086104, Registered Office: 184-192 Drummond Street, London, England, NW1 3HP.

Bupa Anytime HealthLine and Bupa Blua Health are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Everyday Rewards is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Bupa Anytime HealthLine is provided by Bupa Occupational Health Limited. Registered in England and Wales No. 631336. Registered office: 1 Angel Court, London EC2R 7HJ

Rewards by Bupa is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ.
Terms and conditions can be found at bupa.co.uk/rewards

Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, read our Bupa privacy and cookie notice.

Bupa health insurance is provided by Bupa Insurance Limited. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R7HJ.

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