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Health insurance, often referred to as private medical insurance, gives you access to private healthcare for conditions that are covered by your policy and which develop after your policy starts. One of the main benefits of health insurance is the speed of access to medical treatment.

More about Bupa Select.

Whether it’s supporting your team’s mental and physical health, providing full cancer care as standard, or giving your team 24/7 access to a GP, we’re proud to give you nothing less than health expertise.

With Bupa, your people will be covered for acute conditions (disease, illness or injury that are likely to respond quickly to treatment) that begin after your policy starts. They’ll have access to a range of facilities depending on where they’re located and the type of treatment they need. They could be treated in a private hospital, a health centre or the private section of an NHS hospital.

What Bupa Select can offer

There are general exclusions which aren’t covered as standard with a Select health insurance policy. For example, the long-term treatment and monitoring of chronic conditions or cosmetic surgery are not covered.

We’ll also need to know about any pre-existing conditions or symptoms your team may have. Pre-existing conditions won’t affect the cost of your policy, but they may affect what your policy will cover them for.

A full list of exclusions can be found in the Bupa Select membership guide (PDF, 1.0MB)

Bupa SmartDNA is not just a DNA test. It’s a lifestyle change.

A SmartDNA test provides three genetic reports. These are followed up by a call from a lifestyle coach, to help your employee understand their results and to provide in-depth insights into their DNA test. As Law Society member, each member covered by your Select health insurance policy receives a free SmartDNA kit worth £149.

More about Bupa SmartDNA.

Here are just some of the benefits you’ll get

Whether it's getting the help you need faster, or cancer care that supports your people every step of the way, Bupa is proud to offer you nothing less than health expertise.

Get wide ranging health and wellbeing advice from Bupa’s experts

16 September 2021 Move

^Lines are open 8:30am to 6pm Monday to Friday. Bupa may record or monitor the call.


††As of May 2021, this analysis is based on an internally conducted review of the SME health insurance market using publicly available information from the major insurers in the UK SME health insurance market. Combined, Bupa, AXA Health, Aviva and Vitality hold approximately 90% of the Gross Written Premium income of UK PMI providers. Refers to standard mental health cover when this is included in the selected SME health insurance product. We acknowledge that some SME schemes have bespoke benefits.

See PDF How we compare: Small business customers (PDF 1MB)

‡‡Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.

†††Customers who live in the Isle of Man do not have access to Digital GP provided by Babylon but can access GP24 provided by HealthHero.

‡‡‡Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we will ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.

Bupa Anytime HealthLine, Digital GP and Everyday Rewards by Bupa are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD

Bupa SmartDNA and Bupa Anytime HealthLine are provided by Bupa Occupational Health Limited. Registered in England and Wales No. 631336. Registered office: 1 Angel Court, London EC2R 7HJ

Bupa SmartDNA testing is carried out by our partner DNA Fit Life Sciences Limited. Terms of service are available at mysmartdna.bupa.co.uk/terms-and-conditions For details of how your information will be processed by Bupa and DNAFit, including a copy of the Bupa and DNAFit privacy notices, please see mysmartdna.bupa.co.uk/privacy-policy Bupa Occupational Health Limited provide the Bupa SmartDNA service by working alongside DNAFit Life Sciences Limited, who carry out the testing (Registered in England, number 08834823). Registered office is at TMS House, Cray Avenue, Orpington, Kent, England, BR5 3QB

Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at bupa-rewards.bupa.co.uk/terms-conditions Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy

Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ

Terms and conditions

1. In these terms and conditions, references to “Bupa” are to Bupa Insurance Limited, which may act through its agent Bupa Insurance Services Limited. References to “Law Society” are to The Law Society of England & Wales.
2. Eligible Law Society members will receive a 20% discount and one free Bupa SmartDNA voucher for every main member (the “Offer”) when purchasing a new Bupa Select Company PMI Policy (the “Select Policy”) subject to these terms and conditions. The Offer cannot be used against any other Bupa product or service.
3. The Offer is available to UK-based small or medium sized corporate entities (including, for example, companies, partnerships and associations) registered with The Law Society and who purchase a new Select Policy from Bupa covering between 2 and 249 employees inclusive (“SMEs”).
4. The Offer is available to SME Law Society members only and is not available for the following:
    a. SME Law Society members and employees who are switching from another health insurance provider; or
    b. SME Law Society members and employees who are existing Bupa clients and hold a policy for any Bupa product or service.
5. Bupa’s standard Terms of Business, Bupa Select Policy Terms & Conditions and Bupa SmartDNA Terms & Conditions will apply.
6. The discount amount is based on 20% of the total annual subscription amount of the Select Policy net of Insurance Premium Tax (“IPT”). The discounted subscription amount will be stated in the quote provided and shall be used as the base price for renewals in subsequent years.
7. When calculating Select Policy renewal prices for a Select Policy, Bupa considers additional factors such as (but not limited to) claims history, age of members, the rising costs of healthcare and IPT, which will be factored into each year’s renewal price.
8. One Bupa SmartDNA voucher will be emailed to the group secretary for each main member covered at the start of the Select Policy. The Offer is not available in future policy years and is not available to new joiners after the Select Policy has started. Vouchers can be redeemed online at bupa.co.uk/health/smartdna or by calling 0345 604 0612. Lines are open Monday to Friday 8am to 6pm.
9. Bupa reserves the right to decline to offer a Select Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
10. Bupa reserves the right to cancel, suspend, amend or withdraw the Offer at any point without prior notice.
11. The Offer is non-exchangeable, non-transferable, has no cash value/alternative and cannot be used in conjunction with any other promotions or offers.
12. Bupa will use any personal information in accordance with its privacy notice which can be found at bupa.co.uk/privacy.
13. To the fullest extent permitted by law, Bupa and its group companies shall not be liable to the SME client or any of its employees for any claims, damages or any other losses whatsoever under or in connection with the operation of the Offer.
14. These terms & conditions shall be governed by English law and the parties submit to the exclusive jurisdiction of the courts of England and Wales.
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