Health insurance for young adults
Why be more like them, when you can be more like you?
Joining Bupa means more than looking after your mind, body and teeth. With quick, hassle-free healthcare, you can be you to the full. With Bupa, you’ll enjoy:
- Fast mental health and wellbeing support
- Annual dental check-ups
- In-person GP appointments
- Speedy cancer diagnosis results
- Discounts to gyms across the country
Back your health and do more of what makes you feel good.
Bupa health insurance doesn't usually cover medical conditions, including diseases, injuries or symptoms you had before the cover started. These are sometimes known as pre-existing conditions. Our health insurance is designed to cover you for any new issues that appear after your cover has started.
Do more of what you love with Bupa
Health and fitness
40% off multi-gym memberships
Whether you want to lift your personal best or roll out a yoga mat, enjoy unlimited access to thousands of gyms, pools and spas, all on one pass.
Bupa
20% off health assessments
Seize the day and save money with discounts off a variety of health assessments.
Bupa
Free GP consultation and 10% off Bupa's Weight Management Plan
With GP support and ongoing guidance you can trust, Bupa's Weight Management Plan helps you take the weight off effectively and sustainably.
How much does health insurance for young people typically cost?
As of June 2025, Bupa health insurance for a single, non-smoker aged under 30 years old could cost £28.61 per month. This cover could include:
- Comprehensive cover with a £500 outpatient limit
- £500 excess
- Extended hospital choice
- Full cancer cover
This is based on averages across London, Manchester, Edinburgh, Birmingham and Cardiff
Prices vary based on your age and personal circumstances, so you’ll need a personalised quote to find out what you’ll pay.
Some of the things that might affect your price are:
How old you are
Getting health cover when you’re younger means you’ll pay a cheaper starting price. As you get older, your price will increase.
Where you’re based
Where you live will influence your cost. This is because it costs different amounts to fulfil treatment across the UK.
Who you’re covering
If you’re covering anyone other than yourself, like a partner, this will influence the cost.
If you’re a smoker
Smokers are likely to pay more for health insurance as it worsens your health.
Do young people really need health insurance?
Health insurance comes with multiple benefits so you can live in the moment.
Come to us direct, before speaking to a GP
Call us about different conditions including cancer, mental health, or issues with muscles, bones and joints.
Access to breakthrough, evidence based cancer treatments
Our cancer cover ensures access to vital drugs and treatments, sometimes before they’re available on the NHS.
Mental health cover
Mental wellbeing is just as important as physical wellbeing. That’s why we cover more mental health conditions than any other leading UK insurer†, including anxiety, addiction and depression.
Support that’s just a call away, day or night
Speak to qualified nurses, day or night, with Bupa Anytime HealthLine.
Lower premiums
Age affects the price of the policy as the older you are the more likely you are to claim. Getting health cover when you're young means you'll pay a cheaper starting price for health insurance. As you get older your price will increase.
Manage your health cover and access Blua, digital healthcare by Bupa with the My Bupa app
Download the My Bupa app to see and use your health cover, and explore resources to help you look after your health and wellbeing, all in one place.
Book appointments
Schedule GP, physio and mental health appointments at a time that works for you.
Access your documents
View your cover documents securely on the go.
All in one app
Get the healthcare you want, when you want it. Access your services with ease in the My Bupa app.
The Private Healthcare Information Network looks at the quality and cost of private care. You can find independent information about doctors and hospitals at www.phin.org.uk.
This is health insurance for being more you. Get a quote today
Get a quote online
We’ll ask you a few questions and you’ll get a personalised, comprehensive quote.
Call us for a quote on
0800 600 500
We may record or monitor phone calls. Lines are open Monday to Friday 8am to 8pm.
Contact us
Got a question? Complete this quick form and we’ll get back to you soon.
† As of September 2025, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa’s Bupa By You, SME Select and Corporate Select health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF, 0.2MB)
Occupational Health services are provided by Bupa Occupational Health Limited. Registered in England and Wales with registration number 631336. Registered office: 1 Angel Court, London, EC2R 7HJ.
Occupational Health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
The My Bupa App is provided by Bupa Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales at 1 Angel Court, London, EC2R 7HJ. Its company number is 3829851. VAT Registration Number: 239731641.
Last reviewed: 28/01/2026
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