Bupa health insurance for Reward Gateway members
Save 10% on Bupa By You health insurance
Your health is connected, so we figure healthcare should be too. With Bupa health insurance, there’s benefits for all the family. It covers all, or some, treatment costs for:
- conditions covered by your policy
- conditions that start after your policy begins
You’ll pay annually or monthly for your insurance. You and anyone on your policy then has quick access to medical treatment.
This offer applies to eligible Reward Gateway members on quotes for new Bupa By You policies.
Our discounts will be reviewed on the 1 September 2026 and any changes will then apply to renewals and new quotes taken out after that date. Our quotes are valid for 14 days. Terms and conditions apply.
Our health insurance benefits
From fast GP access to flexible cover options, we're there for you.

Quick cancer care
All our cover options come with the choice to include cancer cover. If you visit one of our specialist cancer centres you could get the all clear within days for breast, bowel, prostate and gynaecological cancers.
Our cancer promise
Mental health support
If you develop a new mental health condition during your policy, we’re here. When it comes to your wellbeing, we cover more mental health conditions than any other leading UK insurer†. We're proud to offer a number of support options, so you can get the right help, for you.
Mental health support


£300 towards dental care every year
Everyone with Bupa health insurance gets one appointment at a Bupa Dental Care practice, every year. This includes children too. Plus, you get a £300 allowance to spend towards any restorative treatment you need, like fillings and crowns.
Dental allowance
Fast, flexible physio
Most of our health insurance options include access to muscle, bone, and joint specialists. They can recommend the best treatment option for you, without getting a GP referral first. This means you can see our musculoskeletal (MSK) specialists sooner and get the right treatment.
Relieving aches and pains

Book appointments
Schedule GP, physio and mental health appointments at a time that works for you.
Access your documents
View your cover documents securely on the go.
All in one app
Get the healthcare you want, when you want it. Access your services with ease in the My Bupa app.
We'll cover you for acute conditions after your policy starts. This covers disease, injury or illness that will likely respond quickly to treatment. Pre-existing conditions may not be covered.
Where we treat you may depend on the type of treatment you need and where you live. You may be treated in a private hospital, health centre or private section of an NHS hospital. This will all depend on if your treatment is eligible and if there's a hospital within your chosen network.
Some things aren’t covered as standard in our health insurance policies. For example, most policies don't cover emergency treatment, maternity care or pre-existing conditions.
Though we don’t cover pre-existing conditions, we can still support you. You can chat to a nurse any time of day or night on the Anytime HealthLine. Or, speak to a doctor with a virtual or face-to-face appointment.
More information about exclusions can be found in the Bupa By You policy guide (PDF, 0.5MB), Face to Face GP Addendum for Bupa By You (PDF, 0.5MB)
We offer two different types of health insurance cover to give you more choice. You can choose from either:
- Comprehensive cover - includes both private diagnosis and treatment
- Treatment and Care cover - offers private treatment following a private self-paid or NHS diagnosis
To find out which cover is best for you, you can compare health insurance.
Ready to get a quote? Get in touch
Call us
0808 149 3164
Lines are open Monday to Friday, 8am to 8pm. We may record or monitor our phone calls
Request a callback
Still got some questions? Fill out this form and our team will be in touch.
Contact us form
See PDF: How we compare individuals (PDF, 0.2MB)
The My Bupa App is provided by Bupa Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales at 1 Angel Court, London, EC2R 7HJ. Its company number is 3829851. VAT Registration Number: 239731641.
Bupa Digital GP services are provided by Bupa Occupational Health Limited. Registered in England and Wales with registration number 631336. Registered office: 1 Angel Court, London EC2R 7HJ.
Bupa Digital Services are not regulated by the Financial Conduct Authority or the Prudential Authority.
Reward Gateway introduces Bupa health insurance. Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
