Health insurance in Northern Ireland
If you’re looking for health insurance in Northern Ireland, learn more about being covered and how much it costs.
Edited by:
Darren Siddle,
health insurance expert at Bupa
Last updated 1 November 2024
2 minute read
Why would I get health insurance in Northern Ireland?
Health insurance offers a fast way to get seen by a doctor or other health professional, when you need to.
It can also help you get tested, diagnosed and treated fast, too. Private clinics can also offer you choice and flexibility.
Health insurance covers you for conditions that start after you take out your policy.
How much is private health insurance in Northern Ireland?
The price of health insurance is calculated using different key factors.
This includes your age, where you live, your medical history and the level of cover you choose.
If you already have a health condition, you’re a higher risk to insurers. This usually means any cover will cost more.
Are there many facilities I can get private treatment in Northern Ireland?
It is worthwhile checking there are facilities near to where you're likely to want treatment before taking out health insurance.
If you live in a rural area, you may need to travel further. The type of specialist or consultant that you need to see will also affect this.
If you need to see a doctor for a more common condition, you’re likely to have more options to pick from than if you need a very specialist doctor.
Will I be able to use digital services, like digital GP in Northern Ireland?
You should be able to use remote services, such as digital GP services, the same way as you would in England.
Does health insurance cover me for travelling to the mainland for diagnosis and treatment?
A health insurance policy is unlikely to cover travel costs and accommodation for receiving treatment.
At Bupa, we only pay recognised facility charges for accommodation if you’re receiving inpatient treatment.
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Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
