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Health cash plans

Claim money back towards everyday healthcare expenses with a health cash plan.

What is a Bupa health cash plan?

Get money back on everyday health bills

For a low-cost monthly or annual premium, you can claim cash back on everyday healthcare expenses.

  • Dental check-ups, taken care of
  • Physio for a dodgy knee, covered
  • A shiny new pair of specs, claim it back
  • Prescription costs, paid for

It’s money back in your pocket for the things that keep you healthy and feeling great.

And with the option to cover your partner and up to four child dependants under 24, you re in the driver s seat and ready for all life's twists and turns.

Health cash plan benefits

Less worries about your health, more control for you.

How do I use my health cash plan?

What can I use my health cash plan for?

You can claim cash back for a variety of everyday healthcare expenses. The cash back you receive will depend on your level of cover.

Where can I go for treatment using my health cash plan?

Ready to use your health cash plan?

Make a claim or get help and support for any queries about your cash plan.

You can end your membership at any time. There is no charge to end your membership.

Your membership is arranged by your company, organisation or association. If you want to end your membership, and/or that of any of your named dependants, please request directly through your company, organisation or association.

Yes, it's possible to add your partner and children, but it depends on the type of health cash plan you have.

Partner's and children can be added at the start of the cash plans or at your renewal date.

If you can add a partner on your plan, they can only be accepted initially on the policy if they are aged between 18 and 69. A partner is:

  • a husband
  • wife
  • civil partner
  • or the person that you live with and are in a relationship with similar to that of a marriage or civil partnership

If your cash plan allows you to add up to four child dependants, they are only eligible to be members if they are:

  • under 24 years old
  • living permanently in the UK

We define dependants as any child of yours or your partner's. This includes any child for whom you or your partner is a legal guardian or foster parent. The cover for any child dependant will end at the next annual renewal date following their 24th birthday.

Yes. Your cash plan can be used to cover costs relating to conditions you had before your cash plan started. These are sometimes known as 
pre-existing conditions. Please see your full policy terms and conditions for details on your cover including its benefits, exclusions and limitations.

When you pay for your treatment, goods or services, to avoid delays in processing your claim, get a receipt which clearly shows the following information:

  • the full name and contact details of who provided the treatment, goods or services
  • the treatment, goods or services provided
  • the full name of the person receiving the treatment, goods or services
  • the date of the treatment or services
  • the amount paid for the treatment or services.

You must provide additional information or evidence to support your claim, if we make a reasonable request for you to do so.

Please keep your original receipt(s) safe until your claim has been paid, in case there is a query.

Bupa cash plan is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.

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