Health cash plans
What is a Bupa health cash plan?
Get money back on everyday health bills
For a low-cost monthly or annual premium, you can claim cash back on everyday healthcare expenses.
- Dental check-ups, taken care of
- Physio for a dodgy knee, covered
- A shiny new pair of specs, claim it back
- Prescription costs, paid for
It’s money back in your pocket for the things that keep you healthy and feeling great.
And with the option to cover your partner and up to four child dependants under 24, you re in the driver s seat and ready for all life's twists and turns.
Health cash plan benefits
Less worries about your health, more control for you.
Thorough cover
Cash plan covers all conditions you had before your plan started. These are sometimes known as pre-existing conditions.
Help without referral
For most cash plan benefits you won't need a referral. There are some exceptions, such as diagnostics tests and scans where an onward consultant referral is needed.
Take care of your loved ones
You can add your partner and up to four child dependants under the age of 24 to your cash plan, providing they all live in the UK.
Day and night health and wellbeing advice
All health cash plans include helplines you can call day and night. So you can get health advice from experienced, qualified nurses or wellbeing resources.
How do I use my health cash plan?
Once you ve signed up to cash plan, you can get going in four steps.
- Check
Check what benefits your cash plan covers - Pay
Pay for the treatment, goods or services and keep receipt - Claim
Submit your claim online or via post - Money back
We’ll pay all eligible claims up to your benefit limit directly into the nominated bank account
Bupa Cash Plan When everything is going up how can you stay on top of your healthcare costs?
With a Bupa Cash Plan you can claim for your everyday health bills and get cashback towards them.
Whether it’s a new pair of glasses, your regular prescription or a physio session, it’s money in your pocket for the things that keep you healthy and feeling great.
You can also cover the family too, so you’re ready for all life’s twists and turns.
Once you’ve signed up to Cash Plan, it’s easy to get going.
Simply pay your bill upfront submit your claim through our website and we’ll pay your cash straight into your bank account, up to your benefit limits.
Simple.
Straightforward.
Reassuring.
It means less worrying about your health and more control over it.
Bupa Cash Plan
What can I use my health cash plan for?
You can claim cash back for a variety of everyday healthcare expenses. The cash back you receive will depend on your level of cover.
Cash plan can be used for:
- Contact lenses or prescription glasses
- Routine eye tests
- Corrective laser eye treatment
- Dental check-ups and treatments such as fillings and dentures
- Dental injuries
- Mental health and wellbeing through your employee assistance programme (EAP)
- Physiotherapy, osteopathy, chiropractic, acupuncture, chiropody and podiatry
- Private and NHS prescriptions
- Day and night hospital admissions, up to a total of 20 days or nights
- Cash back for day and night hospital admissions, up to a total of 20 days or nights
- Consultation fees with consultants, dietitians or occupational therapists, and diagnostic tests or scan
Cash plan can’t be used for:
- Flu vaccinations
- Cosmetic surgery for cosmetic reasons
- Allergy testing
- Virtual GP appointments
- Alternative therapies such as reflexology, reiki and homeopathy
Where can I go for treatment using my health cash plan?
See whoever and go wherever for treatment
If you want to use your health cash plan, you can visit Bupa Health Centre for treatment or go elsewhere. It's up to you.
You just make sure your chosen provider is recognised by Bupa, or registered with the appropriate membership body. Information about this can be found in your policy guide.
Use our online directory to search for Bupa recognised hospitals, consultants, therapists, dental clinics and healthcare services in your local area.
Ready to use your health cash plan?
Make a claim or get help and support for any queries about your cash plan.
Make a claim
Complete our online form to submit your health cash plan claim.
Download claim form
If you want to send a claim in by post, download our claim form.
Call us
0345 606 6003^
^We may record or monitor our phone calls. Lines are open 8am to 6pm Monday to Friday (excluding Bank Holidays).
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Email us
If you’ve got an enquiry, you can email our Cash Plan member’s team.
Looking to buy a health cash plan for your business?
Empower your people to take charge of their health by protecting them with a health cash plan.
You can end your membership at any time. There is no charge to end your membership.
Your membership is arranged by your company, organisation or association. If you want to end your membership, and/or that of any of your named dependants, please request directly through your company, organisation or association.
Yes, it's possible to add your partner and children, but it depends on the type of health cash plan you have.
Partner's and children can be added at the start of the cash plans or at your renewal date.
If you can add a partner on your plan, they can only be accepted initially on the policy if they are aged between 18 and 69. A partner is:
- a husband
- wife
- civil partner
- or the person that you live with and are in a relationship with similar to that of a marriage or civil partnership
If your cash plan allows you to add up to four child dependants, they are only eligible to be members if they are:
- under 24 years old
- living permanently in the UK
We define dependants as any child of yours or your partner's. This includes any child for whom you or your partner is a legal guardian or foster parent. The cover for any child dependant will end at the next annual renewal date following their 24th birthday.
Yes. Your cash plan can be used to cover costs relating to conditions you had before your cash plan started. These are sometimes known as pre-existing conditions. Please see your full policy terms and conditions for details on your cover including its benefits, exclusions and limitations.
When you pay for your treatment, goods or services, to avoid delays in processing your claim, get a receipt which clearly shows the following information:
- the full name and contact details of who provided the treatment, goods or services
- the treatment, goods or services provided
- the full name of the person receiving the treatment, goods or services
- the date of the treatment or services
- the amount paid for the treatment or services.
You must provide additional information or evidence to support your claim, if we make a reasonable request for you to do so.
Please keep your original receipt(s) safe until your claim has been paid, in case there is a query.
Bupa cash plan is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
